Without Prejudice UCC 1-308

The UCC is the Uniform Commercial Code and can be used to discharge any debt but you need to know exactly how to use it and most importantly what it means.




Contract Revoked, Rejected, Denied and

Dishonored, Ucc 3-503

Without Prejudice, Ucc 1-308


Draw two line with enough room to insert the red text above and your initials on the right as shown above on the bottom line. Send the offer back by return to sender if you haven’t opened the offer address to your legal fiction name if you have opened it diagonally draw the two lines and write the text on the actual offer they/any corporation has sent you and again send it back to them.

What this means is you are reversing your common law right to NOT TO BE COMPELLED TO PERFORM under any contract that you did not enter KNOWINGLY, VOLUNTARILY and INTENTIONALLY. And you do not accept the liability associated with the compelled benefit of any NON-DISCLOSED/UN-REVEALED CONTRACTS OR COMMERCIAL AGREEMENTS. This quote is from the book The UCC connection how to free youself from tyranny, which is a very good book with precise information regarding the UCC.

That you will accept any PRIVILEGES (Payment/cancellation of alleged debt) BUT NOT any penalties (debts/bills/invoices addressed to the legal fiction name) and the debt should be discharged.

Another great quote from this book “I send you forth as sheep into the midst of wolves, be ye therefore wise as serpents, and harmless as doves” (Matthew 10:16) understand that and it is game over for them.
It is putting that into practice is the hardest part especially when they put you under any sort of pressure. I do not understand is a great reply to any question.


c/o 123 Some Road, London

non-domestic near [XXX XXX]


23 September 2014

Notice to cease and desist

Read carefully, it means what it says, it says what it means

Ref: XXXXXXXX – account withdrawn, UCc 1-308 & 3-503


I am aware of the statutory trust agreement that you are trying to construe against my Landed Estate The JOHN HENRY DOE, Trust. I hereby put you on notice that your “offer of contract” is vehemently rejected under Uniform Commercial code 1-308 and 3-503.

I have revoked your permission/assumption/presumption to use, access or process in any way private data regarding The JOHN HENRY DOE, which is now annexed to the Doe foundation, enacted by a Common Law Fidelity ceremony. JOHN HENRY DOE is therefore out of your jurisdiction of contact. Furthermore, CORPORATION is a bankrupt entity and does not have the authority to act. Pursuant to the Geneva Convention 1930 a number of corporate governments such as the United Kingdom and therefore all companies/corporations registered there-under are operating illegally due to their bankruptcy and insolvency. This is evidenced by the Gold Standard Act Amendment Bill 227, 21 September 1931 [suspended] and the subsequent Uniform Commercial code (“UCc” International Law).

You are hereby ordered to remove all credit entries against the name of The JOHN HENRY DOE in respect of the above reference number(s). You have three (3) days in which to complete this action.

Your attempt to make contact with The JOHN HENRY DOE in any way shape or form, including and not limited to letters, phone calls, text messages or hand delivered mail, must cease forthwith or be subject to the penalty of £00000 in accordance with biblical law [Leviticus 26 v 28 and Proverbs 6 v 30-31]. That is £00000 x 7.



Notice of Dishonour: Contract revoked, rejected, denied and dishonoured, UCc 3-503 without prejudice, UCc 1-308 – A party that with explicit reservation of privileges performs or promises performance or assents to performance in a manner demanded or offered by the other party does not thereby prejudice the privileges reserved.

COMMERCIAL LIEN Under UCc 1-308 & UCc 3-503

UCc § 1-308. Performance or Acceptance Under Reservation of Rights.

The Geneva Convention 1930 bankrupted most countries of the world, and brought them under Maritime Law or Admiralty law requiring them to TRADE HONOURABLY or be subject to Commercial Lien to CEASE TRADING by a complaint being made in the form of an Affidavit of Truth of Dishonour by a person so affected.

Notarised Affidavit of Truth – Declaration that individuals working for insolvent corporations and companies registered under insolvent Countries (Corporations) are acting dishonourably and must cease & desist, failing which the corporation or country will be shut down, giving dates, times, incidents, places, people, witnesses of dishonour including the remedy sought:-

1. Notarised Affidavit of truth is a Notice of Grievance (Presentment) with Notice of Acceptance of Remedy 

2. It includes details of the activities which are dishonourable and subject of a Cease & Desist Notice & Notice of Revoke as part of due process and the remedy sought

3. Notice of Dishonour  

4. Commercial Lien 


Common Law is between two people, there must be an injury, an injured party, a party causing the injury and proof that one person intended to and caused that injury to another.
COMMERCIAL LIEN – Principle or jurisprudence from Trading laws, Admiralty or Maritime Law that both parties to a contract must act with Honour.  Anyone acting with Dishonour will lose their home, business and assets to be thrown on the streets without their clothes.  Where public servants are behaving dishonourably, they are individually and personally required to act with Honour at all times.  If caught acting dishonourably by any human, a Cease & Desist Notice is issued either in writing or verbally.  If the Dishonour continues, a Notice of Dishonour will be issued in a Commercial Lien in the sum of £5,000,000 or other deterrent amount against each individual responsible for the Dishonour, including management team.  
Uniform Commercial Code is the only remedy where evidence against their employees is concealed by management policies of insolvent corporations & countries via Commercial Lien to cease trading of a dishonourable corporation of an insolvent country and seize assets to remedy the Dishonour.
UCc 1-308 “Without Prejudice”
UCc 1-308 – This means that a person can receive privileges without penalties

UCc 3-503 “Notice of Dishonour” are invoked in the form of a Notarised (International jurisdiction rather than Sworn under oath at Commissioners of Oath which only has National jurisdiction).

UCc 3-503 – This means that a person has been dishonoured and has given Notice of Dishonour and the remedy sought in writing and notarised it with their signature, identification at a Notary Public with an embossed seal and witness signature.  This is as good as having a court hearing in front of a judge or a jury.

British people are denied justice or served injustice in all levels of civil and criminal courts in the UK.  For injustice to manifest, the court exercises unlawful jurisdiction before a single judge which is against Common Law (Natural law), which requires a jury of our peers (who have not taken an oath of office, who do not work for the Government).  Often crimes are committed by solicitors & barristers, overlooked by judges during proceedings such as fraud, perjury (making a false statement of truth or giving false evidence on oath) perverting the course of justice (by concealing evidence, fabricating evidence.  If you have been through the justice system, you will have noticed how judges don’t even bother to look at the evidence, they don’t even listen to your oral evidence and they walk out of court if you give evidence against judges, solicitors and barristers.  This situation cannot be allowed to continue.  You have the power to issue a formal Notice of a Citizens Arrest if you witness a crime by a public servant in any public service or if jurisdiction is unlawfully exercised (Treason) or if the Judgement is given which relies on crimes.

TRAINING in Common Laws over legislative or man-made laws
Common Laws are simple and understood by every human on this planet – they are inherent in our DNA. There is no jurisdiction in any court before a single judge in any civil, criminal or fiscal cases.  There is no authority to impose a fine or punishment to a human without an injury to another human.  
A Government or a Corporation cannot be injured or claim a fine or punishment.  A single judge does not have any power to make any judgement or Order against a human without a jury- Four administrators can try to resolve a problem, if fail, convene a Grand jury of 24 jurists of our peers (common people like ourselves, irrespective of their financial, residential, electoral status) sitting in private, if fail convene a Trial jury of 24 jurists, sitting in public with oral evidence, can decide on any injury.
All judgements by a jury will be with honour, justice & mercy – compassion & forgiveness imply arbitration, mediation, remedy.  Any public servant obstructing the administration of Common Law Grand Juries in existing court buildings will be issued with a Formal Notice of Citizens Arrest. 

Magna Carta 1215

The British Constitution 
Legislation must conform to the Law of the land or constitution = Magna Carta 1215

Unconstitutionality makes Legislative Law as VOID (Statute Law or Acts are inferior to common laws)  Any Common Law will override Statute law.
Common Laws are unalienable, not negotiable, cannot be denied or overruled (=TREASON contrary to the TREASON ACT)
TRAINING by John Darash

Click on “Monday Call” top left for past radio interviews


Version 1.0

Edited by Terra Libra staff

[with acknowledgments and credit to Alfred Adask (Publisher of AntiShyster magazine), Richard Boalbey, David DeReimer, and the various lien authors, for providing some of the content]

(Applicable To The U.S.A.; Adaptable For Some Other Countries)

Common Law Copyright, 1995 by Terra Libra Holdings All Rights Reserved.

Notice: This document is free for personal use only. No part of these materials may be reproduced in any form – except for personal use – without permission from the copyright holder.

Table of Contents

Chapter 1

Introduction Scope and Purpose of Manual Some Notes on the Sample Briefs The Commercial Lien Strategy – Background Some Examples of the Strategy The Power Of Commercial Liens

Chapter 2

Theory of Commercial Lien Strategy Introduction The Commercial Affidavit Process Constitutions as Enforceable Contracts Bonding of Government Officials

Chapter 3

Basic Concepts of Liens

Page 1

Lien – Definition Different Types of Liens Comparisons Liens vs. Levies

Chapter 4

Procedure and Implementation Research Notice and Demand Notice of Default

Commercial Lien Lawsuits and Criminal Complaints

Chapter 5

Mistakes and Pitfalls to Avoid Defective Legal Form and Procedure “Hanson-type” or “Nebulous” Liens Aiming Too High Beware of “Exotic” Arguments

Chapter 6

Obstacles and Strategies for Overcoming Them Refusal to File Liens Abuse of Judicial Power

Chapter 7

The Coloring Agreement Approach Background Instructions

Chapter 8

Final Thoughts, by Alfred Adask Appendix A – Bibliography and Sources Appendix B – Index of Sample Legal Briefs

Chapter 1 – Introduction

Page 2


This manual is intended purely as a communication of information in accordance with the right of free speech. It does not constitute either general or specific legal advice. Anyone seeking legal advice should consult a competent professional. Neither the author, editor or publisher guarantee that using this information will result in success or protect the reader from harm. The reader must accept that risk, and thoroughly study the law before using any of this material. Readers must take full responsibility for the consequences of any actions taken based on the contents of this manual. For most readers, you may well be best off reading this as a sort of “adventure novel.” You can learn of some of the actual documents and procedures being used by many freedom fighters. If you were to actually use these documents and procedures you would probably be at substantial risk to change your life in very major ways, some of which may be very unpleasant. The use of Commercial Liens as described in this manual is EXTREMELY high-profile. For most readers, it may be advisable to use some of the “lower-profile” applications of Freedom Technology. Generally, we think that rather than fight existing systems it’s much more productive, useful, and exciting to create alternative new systems.

This disclaimer is especially important, because this is a relatively new strategy, and has not yet been subjected to a Supreme Court challenge. Until that takes place, the soundness of this strategy cannot be fully known. The Commercial Lien Strategy is still evolving, and new information is being discovered daily. If you use this strategy, who knows? Your name may be on a famous Supreme Court case! Whether that prospect thrills you or disturbs you depends upon your outlook.

These liens, because they are so powerful, should be treated with respect. We, at Terra Libra, do not advocate the use of these liens against all government officials, nor to any official in particular. We honor the fact that there are many virtuous people in government offices, who are truly striving to harm no one and to benefit as many people in society as possible. The liens described in this manual are not directed towards these harmless officials.

Scope and Purpose of Manual

This manual is an introduction and primer to the Commercial Lien Strategy. It does not pretend to be the final word on the subject. The authors and editors have synthesized material from several sources. We have organized it into a form that should be comprehensible to the average reader.

After reading this manual, you will know the fundamental principles of this strategy. This understanding, plus the Bibliography in Appendix A, will allow you to do further research on your own.

Some Notes on the Sample Briefs

Included with this manual is an Appendix containing sample legal briefs, based upon actual examples used by others.

You will have to reformat these briefs using your word processing software, and you MUST adapt them to your situation, and to the requirements of your state or locality. These are not and (in the nature of things) cannot be “fill-in-the-blank” forms.

Page 3

The Commercial Lien Strategy – Background

Faced with corrupt lawyers and judges, no litigant can expect to win in court by simply playing defense. To beat them, you must be able to scare them. You must be able to make them respect you, and that means you must be able to take the offense — attack them personally.

Unfortunately, judges, lawyers, and other government officials enjoy various levels of personal immunity provided by both law and “professional courtesy.” How do you sue a lawyer for malpractice? You hire another lawyer — if you can find one who’ll take the case. How do you sue an IRS agent for violating your Constitutional rights? Only with great difficulty. How you sue a judge for railroading you in court? You don’t.

As a practical matter, private citizens can’t sue the President of the United States, a Governor, judge, or even an IRS agent for failing to obey or enforce the laws. If we try to sue in court to compel our government officials to obey the law and perform their lawful duties, the judges routinely ignore our petitions and laugh us out of court.

Because legal and de facto immunities shield government personnel from being sued for committing crimes against the People, the public is legally disarmed, unable to aggressively sue the government or its agents and compel them to obey the Law. As a result, the public’s legal posture is fundamentally defensive: we try to duck, dodge, and hide in legal loopholes to defend ourselves against the government and the courts. We try to escape, evade, and avoid, but we seldom counter-attack against our antagonists, largely because we think there are no lawful weapons to do so. However, it appears that a powerful offensive legal weapon may now have been discovered, tested, and proven for common Citizens — the commercial lien. We don’t try to sue a government official for failing to perform his lawful duties. Instead, we simply file a lien that encumbers the official’s personal property and credit rating like a ton of bricks until he voluntarily satisfies our demand to perform his lawful duty, and we, in turn, voluntarily agree to excise the lien.

Some Examples of the Strategy Example 1 — Edward J. Wagner, an hourly, unionized employee at General Electric, received Notices of Levy from the IRS, garnishing his wages and moneys received from several other sources. Wagner tried to persuade G.E. not to honor the Notices, since they were not properly attested as “true bills of commerce.” His efforts met with no success.

After giving G.E. proper Notice and Demand, Wagner and his wife filed a Commercial Lien in the amount of $224,640,00.00. In the lien, Wagner impounded G.E. inventory that he had worked on (including air conditioning units, analyzing equipment, etc.) as security for the lien. This is similar to an auto mechanic impounding a car he had repaired (“mechanic’s lien”). This meant that G.E. could not lawfully sell or transfer the equipment until the lien was either extinguished or satisfied.

Among the reasons for the high dollar amount are that the law allows for such high sums as rewards for damages incurred, and it generally has to be large enough in relation to the size of the company involved, to get its attention. Otherwise such a large company might just ignore it.

Consequently, a legal war followed, and by June of ’92, G.E. had gone to court several times trying to remove Wagner’s lien, all without any real success. This was in spite of the fact that G.E. had the best, most

Page 4

highly paid, and highly motivated lawyers.

In June of ’92, the first major victory for the Wagners came. The IRS issued four different official Releases of Levy, one to General Electric, plus three other places where they had wages and income that the IRS had levied — the Port of Seattle, Dean Witter Reynolds, and Ohio State Life Insurance Company. These effectively released the IRS’s attachment on the Wagners’ income and assets. That’s a pretty solid testimonial to the power of the arguments in Mr. Wagner’s lien.

Example 2 — In August 1992, Mr. Nelson Starr, who lives in Florida, filed a lien on several federal judges, the Commissioner of the IRS, the Attorney General of the United States, one or more U.S. attorneys for the Southern District of Florida, and several other individuals, in the amount of $350,000 on each individual. The officials asked Mr. Alan Diamond, President of the Florida Bar Association, to inspect the lien and see if it was lawful or not.

In spite of his desire to please his powerful friends, Diamond could find nothing illegal about the lien. In fact, in a sworn affidavit, Diamond declared that, “…the document causes irreparable harm to the system of the administration of justice. While some of the harm may be compensable at law, no degree of compensation will adequately remedy the damage to the appearance of integrity of those named and of the system of the administration of justice. In my opinion, the filing of this type of lien is a direct attack on the justice system and on the general reputations of those named in the “lien.” It may negatively impact on the financial credit rating of those individuals. It will probably have a negative impact on their willingness to continue to serve as representatives of the United States. And, it constitutes an abuse of civil process that cannot be adequately remedied by an action at law. [emphasis added]” In plain English, Diamond did not like the lien, but couldn’t find any way to extinguish it. Further, he seemed to say that these liens could drive public officials right out of office! For libertarians and patriots, that is a powerful endorsement!

Example 3 – Another a man in Florida filed Commercial Liens against nine IRS agents and was later taken to court by the IRS agents’ wives. The wives tried unsuccessfully to remove the liens, because their credit cards had stopped working. The liens had compromised their credit rating, and they couldn’t go shopping except with cash. Imagine the distress that the IRS agents themselves had to endure from their wives on account of these liens! Evidently, the liens hit the agents where they lived, in a way that other actions at law could not do.

Example 4 – Perhaps the most imaginative use of the Commercial Lien Strategy is a lien by Mr. Phil Marsh of the Pilot Connection against the President of the United States, the U.S. Congress, the Federal Reserve, and the Commissioner of IRS on behalf of all 250 million Americans (see Appendix B.6). For each of the 250 million Americans, the lien demands $10,000. If the lien were enforced, it would mean the government would owe the people $2.5 trillion, over half the annual Gross National Product.

This “class action lien” will almost certainly never be enforced. However, if the courts find a way to extinguish it, it may have the effect of weakening the power of all liens (including the one the IRS files on us!).

[Editor’s Note: Everything in this manual is “information” only, not legal advice. This caveat applies with particular force to Mr. Marsh’s lien. We present this lien as an interesting and imaginative application of the

Page 5

Commercial Lien Strategy, not as an “endorsement.”

Terra Libra originally included Phil Marsh and The Pilot Connection on our list of sources. However, some of our customers began to complain about poor service, and some raised questions about the integrity of the group. Later, Marsh appeared on the television show 20/20 and vigorously denounced the IRS. Also, it appears that The Pilot Connection may have been stockpiling arms and ammunition. These actions invited official retaliation, which was not long in coming.

In 1994, Phil Marsh and other members of The Pilot Connection were prosecuted by Federal territorial gangsters on a smorgasbord of criminal charges. In November of that year, the trial ended in a hung jury on most counts, and a few outright acquittals, with no convictions. The defense team included “public defenders” and two experienced pro se litigants from the National Commodity and Barter Association. The pro se’s from N.C.B.A. later reported that Marsh was highly resistant to their legal advice throughout the trial.

These facts suggest that Marsh is relatively blind to strategy, and that his reasoning is at a “proto-conscious” level, with a strong commitment to being “right” regardless of new information. Given Mr. Marsh’s track record, we strongly advise readers of his lien to thoroughly scrutinize and research his legal theories before using any of them.]


Ease of Use

Although this lien strategy is explosive, it’s more like nitro-glycerin than hydrogen bombs. You need to be knowledgeable and careful to use nitro-glycerin, but you don’t need to be a nuclear physicist. However, nitro-glycerin can blow up in your face if you handle it carelessly!

Likewise, “bombing” government officials with liens is a craft, not a science, that can be used as easily by knowledgeable pro se’s as it can by lawyers and legal scholars. The commercial lien is simple, inexpensive, and takes very little time. It requires no court action or judge’s approval. And, it has proven to be very direct and effective, if it is handled correctly. However, a few careless pro se’s have had their liens “blow up” in their faces (see Chapter 5), so be meticulous when you use them.

Long Range

You can file a commercial lien on property in another state or on property you’ve never seen. With a commercial lien, you can attack the personal property of your adversary at long range rather than merely fighting to defend your own property in your own back yard. This offensive capability makes the commercial lien a powerful legal weapon. With the commercial lien, you can literally take the fight to their back yards.

The Helplessness of Judges

The commercial lien, which is authorized both by the common law and by Title 15 of the United States Code (USC), is reportedly the same lien the IRS uses to take Americans’ homes and cars. However, some pro se litigants do not depend upon Title 15, but upon the common law of negotiable instruments (a.k.a. Commercial Law).

Page 6

As such, it’s almost impossible to remove a commercial lien without the approval of the individual claimant who filed the lien. Although a commercial lien can be challenged by a common law court or by a 7th Amendment jury trial, it does not require a court process or a court judgment for its establishment, validity, or execution. Therefore, it appears that the courts may not be able to simply extinguish this lien on their own discretion (or on motion from the lien debtors) without the voluntary approval of the person who filed the lien.

Traditionally, these liens can only be removed by the voluntary decision of the person who filed the lien, by the decision of a constitutional common-law jury trial, or by waiting 99 or 100 years. Since the common law has been smothered in the U.S.A., all judges are essentially powerless to overcome the liens.

The Right Way L.A.W. Before utilizing any of the procedures suggested in this manual, we strongly suggest that you join an organization called “The Right Way … L.A.W.” They are experts on legal and court procedures, as well as liens in general. They also have great expertise regarding Title 42 (civil rights violation suits. For more details see Report #LAW01 — The Right Way … L.A.W.

Chapter 2 – Theory of Commercial Lien Strategy


To effectively use the Commercial Lien Strategy, you should have a good grasp of the principles of law involved. Immediately following this Introduction is an essay, written from a Christian/Theistic perspective, explaining the foundations of the common law. (The author has not copyrighted this material, and wishes to remain anonymous. The same author also composed several of the briefs listed in Appendix B).

This explanation will, no doubt, be very different from anything you have been taught. In fact, licensed attorneys may have the hardest time understanding this, because they have been taught to think only in a certain way. An intelligent lay reader will probably understand the following article without much trouble.

Most of us have been hypnotized into believing that the meaningless scribbles of “legislators,” “Presidents,” etc., constitute “the law.” After reading this chapter, one thing should be absolutely clear to you. The law is whatever you give your consent to. This insight frees you from being a “victim” and a “subject,” and restores you to your rightful position of power and sovereignty. (Always remember, though, that Territorial Gangsters [TG’s] have all sorts of ways to obtain your “consent”! Standing up for your rights always involves risk.)


by an anonymous Christian patriot A Powerful Weapon

The Commercial Affidavit Process — or “CAP” — is perhaps one of the most powerful devices available Page 7

to the common man for righting wrongs and accomplishing justice. The process is not new, as some may believe. At its foundation are the laws of commerce which spring from the eternal, immutable Laws of God, and those laws have been in force since the beginning of human existence. Provoke the use of the Commercial Affidavit Process against you and you provoke the wrath of all that is just and right.

Today, those who are availing themselves of the CAP system are equipping themselves with a very powerful equalizer. Make no mistake! The CAP is a very lethal weapon in the war against injustice. It is capable of righting wrongs while eliminating the “cost factor” that deprives thousands of people from getting justice. The expression “equal under the law” again has real meaning, thanks to CAP. When the CAP methodology is properly loaded and sighted on a wrongdoer, success is “as good as in the bag.” The Process is powerful and dangerous to those who are in the line of fire. There is no escape: either acquiesce and justly recompense or suffer the awful consequences. And, those consequences can be calamitous as will be shown.

The Foundation Of Law

There are basically three classes of laws: The Laws of God, which encompass the Laws of Nature; The Law of the Land, also referred to as the Common Law; and lastly there is Private Law, or man-made law, also referred to as Contract Law.

Our Founding Fathers believed that it was self-evident that the God of Nature is the sovereign of the universe and everything in it (as well as mankind) and that He had endowed all mankind with “certain unalienable rights” making them self-directing sovereigns, which means that any governments instituted among men derive their just powers (only) from the consent of the governed, who are the source of earthly power and authority. Hence any attempt to exercise any powers NOT conveyed by the People is unjust and unauthorized, and any act done pursuant to such usurpation of power is void.

They were further convinced that God’s temporal law for mankind was expressed in the law of the land. Common law is common-sense law. It is simple, straightforward and self evident, primarily because it is based on God’s Laws. It is the foundational law of the union of States.

The Founding Fathers authorized three legal systems in the Constitution, first Common Law, secondly Equity Law, and thirdly Admiralty Law, which is the law of the sea. Gradually Common Law has been displaced by Equity Law until today the Common Law is rarely heard of or understood because it has been covered up and hidden away by the legal profession for very understandable business reasons. Such people are pursuing their own private agenda. In fact the Common Law is generally looked upon as obscene, example: to have a common law marriage is considered to be unclean. Why? The first marriage license in the United States was issued in 1863. The question is not whether some third party should or should not perform the service; it is whether sovereigns must get permission from their servants (the government) before they can be married.

Private Law Private Law is that law which comes into being when people enter into agreements creating the rules and terms by which they agree to be bound together.

State and federal constitutions are examples of private law. They come under the heading of contract law Page 8

because they are contracts that establish governments and are designed to protect the People from the government. To keep the government under control, the People were very precise in the language they used to make it perfectly clear exactly what powers were being delegated AND that any powers not specifically delegated were reserved (by the People) to the states or the People.

It should be remembered that the People are the sovereigns of State governments and the States are the sovereigns of the federal government. Thus the People, either directly or indirectly, are the sovereigns over both governments. The States have been given specific and limited power. They also made sure there were provisions that safeguarded the People’s right to abolish or change that government and to create a different one if they chose.

Public Law is a form of private law that results when laws are made in proper application of the delegated authority conveyed to the legislators. Title 18 (the Federal Criminal Code) is an example of public law. It was drafted to grant unto non-citizens the protections and defenses Citizens have under common law; Title 18 does not apply to sovereign Citizens, who answer directly to violations of GOD’s Laws.

Administrative Law is one term used to describe private law that comes into existence when someone acquires dominion over others and can dictate to them what the law is. Title 26 (the Internal Revenue Code) in an example of Administrative Law; it and the other federal titles classified by congress as “non-public” (administrative) laws, thus apply only to subjects of the federal government.

In 1938 the United States abandoned Public Law and adopted an unconstitutional system called Public Policy. An understanding of this distinction is so vital that the definitions of these terms follow:

Public Law

That portion of law which deals with the powers, rights, duties, capacities and incapacities of government and its delegated authority. Those laws which are concerned with a government in its political capacity, considered in its quasi-private personality, i.e., as capable of holding or exercising rights or acquiring and dealing with property in the character of an individual.

Public Policy The rules and procedures (policy) of a sovereign over its subjects. It holds that no subject can lawfully do that which has a tendency to be injurious to the public or against the public good as defined by the sovereign. Public policy is set by legislative acts and, pursuant thereto, by judicial and administrative promulgating of rules and regulations.

Such rules and regulations are therefore not laws but rather terms imposed by contract agreements. It’s the contracts themselves which make these rules and regulations binding. If you are not a party to those contracts, not a subject (property) of the government, you can make yourself a party by volunteering to comply. But once you decide to play the game you are compelled by the rules of that game to continue to play. Once compelled, the best out is to reassert your sovereign rights. The very concept of Public Policy and its inherent usurpation of power from the sovereign People is so addictive and has become so widely accepted by bureaucrats in all levels of government that they act as if they were the masters of the People.

This shift in government was instituted with the Supreme Court’s decision in the Erie Railroad case, as a Page 9

result of which, all Supreme Court decisions prior to that time are being treated as no longer relevant in equity court proceedings. And so another milestone was reached in the conspiracy to overthrow the rights of the People.

This Administrative Law is much like Roman Law which is also called Civil Law. Conceptually, Roman or Civil Law, which is practiced in most of Europe, is diametrically opposite to the Common Law.

Under Roman or Civil Law you are guilty until proven innocent and have only those rights your master the government chooses to grant you; and what your master giveth, he can take away. Under the Common Law as practiced in America, you are innocent until proven guilty and retain all rights not delegated to government.

We are seeing more and more of this Roman class of laws in this country: if you are charged you are treated as being guilty until proven innocent. If that is happening to you, it’s because of your legal status — or what “they” perceive as your legal status. If your legal status is that of being a sovereign Citizen your unalienable rights are being violated!

Principles Of Law Making

In the days before the turn of the century in America, the custom was for those studying law to study the Bible and the laws contained therein so that those principles would occupy a preeminent place in the minds of those practicing law. This is not the case today; rather the opposite is true. The eternal truths contained in the Bible have been lost from the view of those who need them the most. It is still the best place to learn about laws generally, as well as other eternal truths. The concept of a system of laws not founded upon those eternal truths is tantamount to building a house on quick sand.

In America, the sovereign power resides in and comes only from the People. “We the People” are the sovereigns. All the power and authority the government has … was given to it by the People! If we don’t have the right to do a thing, then we cannot delegate such a right to any government! (“We cannot give to anyone or anything any power or authority we do not have!”)

Is it not in controversion to this principle that representatives of the People — legislators or bureaucrats or judges — pretend they can make laws to implement powers We the People did not and cannot give them? It is self-evident! Yet they pretend they can do virtually anything they or even a majority of them merely agree among themselves (vote) to do; they publish interpretations of laws and promulgate rules based on those interpretations; or they render decisions that are clearly antithetical to the concepts set forth in the Declaration of Independence and the Constitution as the Founding Fathers understood and expounded them; and thereby they violate their sworn oath to defend and uphold the Constitution.

They know that few if any who discover such usurpation will have the perseverance, let alone the financial means and time required to find a qualified, willing attorney to utilize the court system to expose their usurpation and bring them to account and thus rectify their malfunction.

They also promote and rely on the general MISCONCEPTION that any statute passed by a legislature is valid. It is impossible for both the Constitution and a law violating it to be valid; one must prevail! This is succinctly stated as follows:

Page 10

“The general rule is that an unconstitutional statute, though having the form and name of law, is in reality no law, but is wholly void and ineffective for any purpose since unconstitutionality dates from the time of its enactment, and not merely from the date of the decision so branding it. An unconstitutional law, in legal contemplation, is as inoperative as if it had never been passed …

“Since an unconstitutional law is void, the general principles follow that it imposes no duties, confers no rights, creates no office, bestows no power or authority on anyone, affords no protection and justifies no acts performed under it … No one is bound to obey an unconstitutional law and no courts are bound to enforce it.” 16 Am Jur 2nd §177

“The general rule is that an unconstitutional act of the Legislature protects no one. It is said that all persons are presumed to know the law, meaning that ignorance of the law excuses no one; if any person acts under an unconstitutional statute, he does so at his peril and must take the consequences.” 16 Am Jur 2d §178

“Where rights secured by the Constitution are involved, there can be no rule making or legislation which would abrogate them.” Miranda v. Arizona, 384 US 436 at 491.

In order for a law to be proper, it must be just. It must protect equally the rights of all without violating the rights of any. There is nothing mysterious about proper law; it is based on reasonableness and common sense, and is harmonious with the Laws of God.

Check a law against this measure to see if it fits the mold of eternal truth and justice: say to yourself, “Would I be unwilling to have this law applied to myself or my closest friend?” If such application seems repugnant to you, if it seems unfair or unjust, then there is probably something wrong with that law. God knows that people’s political standards are a reliable reflection of their moral standards and that the laws which they support are a good test of how they wish to be judged (Matthew 7:1). People can clearly see that taking money from some one by force is a crime when done by individuals, but they may fail to recognize the criminality of the same act when done by government.

For example, how would you feel if you had a particular “entitlement” and the government told you that you were authorized to collect a portion of this government handout from each of your neighbors? Let’s suppose that your “entitlement” is food stamps: instead of giving you stamps, the government gives you a list of people from whom you are “authorized” to collect the money to buy the food. How would you feel if they told you it was all right to force your neighbors to give you the money? And every time you needed more food, you had to do it all over again? Would that be right? If not, why? Would changing the name of the collector make it right? Would it go against your grain to do so? How would your neighbors feel when you presented your “authorization”? How would you feel if your neighbors were coming to collect FROM YOU for some other “entitlement” program they were “authorized” to collect?

The Commercial Affidavit Process is a pre-common law process. It is also referred to as a “commercial law process,” not to be confused with the [Uniform] Commercial Code and other manipulated and complicated rules and regulations. It is a pre-common law process because until there is a disagreement, there is no dispute. All that is being done is the establishment of claims and obligations. The purpose of the CAP is to make claims and determine if the accused agrees or not. If the Accused does not contest the claims there is

Page 11

no dispute to be adjudicated thus the appropriate damages are consensually agreed-upon. Thus it is pre-judicial. It may also be completely non-judicial if it is properly (composed of unrebuttable truth) and successfully implemented.

The term “commercial” as used herein refers to any dealings people have among themselves. Thus the “laws of commerce” refers to the just rules of procedure governing human relationships, the self-evident principles of right and wrong which are the foundation of the common law.

The foundation of COMMERCIAL LAW rests solidly on the bedrock of justice and common sense. These laws are so sound and so universally accepted that they cannot with impunity be overturned, overwritten or tampered with in any way: they are founded on eternal truths, needing no proof from anyone to justify their validity (i.e., self-evident); they are immutable; they provide equal justice to all parties of interest and thus are completely fair. That is the KEY to their power. All other just laws spring from this foundation. (By contrast, corrupted laws are mere shadows of these true and correct principles.)

Justice is delivered quickly, simply, fairly and conclusively with the Commercial Affidavit Process. This may be a terrible disappointment to wrong-doers who are confident they can get away with their illegitimate activities. Those who are subverting just laws, setting them aside, covering them up, creating shadow-law or colorable law and just generally using self-serving laws to subject and plunder their fellow man are in for a rude awakening. In summary, the Common Law grows out of the laws of commerce which themselves are based upon self-evident truths. Such truths are commonly expressed as maxims.

Maxims In Law

Maxims are as much a part of the laws of human relations (commerce) as a foundation is a part of a building. They are fundamental and immutable, having their basis in God’s Laws. No one of sound mind argues against them. They are the bedrock of logic, of reason, of common sense, of truth. They are fundamental principles upon which all that is right, just and true is founded. They are the standards to measure the correctness of any course or action.

The word “maxim” is defined as an expression of an absolute truth or principle. Maxims are so powerful and unequivocal that they are the foundation of all human relationships. They have the power to cut to the heart of a matter in a heartbeat with reason, logic, and authority. They cover every topic imaginable and every aspect of our lives. They are not easily misunderstood, misapplied, or subverted; they are universally accepted for what they are: self-evident TRUTHS.

Maxims might be considered the redundant backup system when all else fails.

Anyone who is not schooled in the logic of maxims is easily confused for the want of such understanding. The legal profession has a vested interest in keeping the People ignorant of these principles: protecting the need for their “priestcraft.” Priestcraft is “the craft of specialists who work to create the illusion their craft is too complex to be understood by anyone else.”

It doesn’t take a law degree to understand maxims. The light of truth in maxims cannot be extinguished through the evil works and craftiness of men. They may

Page 12

be forgotten by many, intentionally concealed by some, but they still exist, no matter what, and they won’t go away!

Below are maxims that surround the rightfulness and lawfulness of the Commercial Affidavit Process. This by no means is an exhaustive list:

Regarding Justice . . .

— All are equal under the Law.

— A matter must be expressed to be resolved.

— Claims made without accountability are void.

— Might does not make right.

— Force, perjury or subornation of perjury, voids all.

— Fraud vitiates the most solemn promise.

— While the battle continues, he who first leaves the field or refuses to contend loses by default.

— You are free to make any decision you wish, but you are never free to escape the consequences of your decisions.

— A laborer is worthy of his hire. — Thou shalt not steal.

— Notice to the agent is notice to the principal and notice to the principal is notice to the agent.

— Do unto others as you would have others do unto you. Regarding Truth . . .

— Truth stands supreme. — Truth affects but cannot be affected. — Truth is expressed in the form of an affidavit. — Truth will out.

Page 13

— An unrebutted affidavit stands as the truth. — An affidavit must be rebutted point-for-point. — Thou shall not bear false witness. — Ignorance is no respecter, it affects all without regard to position or title.

Regarding Sovereignty . . .

— It is self-evident that all men are endowed by their creator (God) with equal and unalienable rights.

— The created cannot be greater than its creator. — A man can give to another no more than he himself has. — A man may not with impunity infringe upon another man’s rights. — The People are Sovereign. — In America the government is the servant of the “sovereign” People.

Regarding Power and Authority . . . — We cannot give to anyone or anything any power or authority we do not have.

Failed Legal System

Although the court system MAY have an essential part to play once the Commercial Affidavit has been served AND ANSWERED, that system is not and cannot be invoked until the charges in the affidavit have been answered by (1) acquiescence, (2) rebuttal or (3) default: until that point, THERE IS NO DISAGREEMENT TO ADJUDICATE. A disagreement could arise only from a rebuttal.

But even though it would be feasible to involve the court system to adjudicate such disagreement, no one seeking JUSTICE really would want to do so because the court system has become extremely costly, very slow and corrupted by the conniving convolutions of man-made rules and legalisms and by the natural inclinations of those who live from the legal system to promote the financial success of the legal business!

If any adjudication is found necessary (only in the event of rebuttal) it will be done by a common law jury invoked at the discretion of the Claimant (see “RESOLUTION BY JURY” below). In stark contrast to the equity court system of today, the CAP system is so effective in exposing the truth, in rendering and enforcing justice, that it is a lethal weapon in the war for the freedoms and liberties — the unalienable rights — of the People.

Private Matter

Page 14

The Commercial Affidavit Process places the full power of justice back in the hands of the common man. It cannot be overstated that the whole Commercial Affidavit Process is not dependent on the court system. It functions quite well on its own outside the current legal system.

It needs to be thoroughly understood that because it is driven by SWORN TRUTH, the Commercial Affidavit Process is outside the jurisdiction of any equity court. It is a private contract matter. Should an attempt be made to involve an equity court it would result in a trespass against the Affiant’s rights: those interfering individuals, who were unlawfully involved, would themselves become one of the accused. An equity court has no jurisdiction whatsoever, for the CAP is strictly a non-judicial or pre-judicial process between individuals and is private.

This alone presents a very real dilemma for those who are accustomed to using the legal system to work wrongs and trespass against others with seeming impunity. They can’t hide behind a legal system that only dispenses justice to those who can afford to play the game. Those who are used to shielding themselves under “sovereign immunity” protections, hiding behind legions of attorneys and judges, and using other “legal tricks” now have none of this protection.

NO judge, court, law, or government can invalidate these commercial processes, i.e., an affidavit or complaint or a lien based thereon because no third party can invalidate someone’s affidavit of truth. A judge CANNOT interfere with, tamper with, or in any way modify testimony without disintegrating the truth-seeking process of his profession, destroying the very fabric of his own occupation and abrogating the First Amendment which was established to protect truth. For a judge to interfere with testimony is to commit professional suicide and to invite countless civil and criminal repercussions. ANYONE who tampers with testimony is a threat to the peace and security of society, violating its laws and acting as its enemy and is therefore justifiably subject to the appropriate penalties. The Commercial Affidavit Process is by its very nature private, and strictly between parties of interest, only. It is unequivocally non-judicial.

Sworn Truth

The foundation of the law, commerce and the whole legal system consists in telling the truth (“I solemnly swear to tell the truth, the whole truth …”) either by testimony, by deposition or by affidavit. Every honorable judge requires those who appear before him to be sworn to tell the truth and is compelled by the high principles of his profession to protect and seek out the truth.

A Commercial Affidavit is an Affidavit of Truth. It is the sworn testimony of the Affiant who solemnly swears that the facts contained therein are true, correct and certain. Every claim made in the Affidavit is backed up by documentary evidence that is provable without any contrivance.

Meeting The Demands If (as is usually the case) the Accused recognizes the charges are true and/or decides (correctly) that the wisest thing to do is meet the demands rather than face the staggering punitive damages which accompany the issuance of the Criminal Complaint, the Accused has the option of simply meeting the demands for redress as required by or negotiated with the Claimant. If the Accused has the good sense to meet the demands of the Claimant, then the wrongs have been satisfactorily redressed; and that is the end of the issue: all charges are resolved; the Commercial Affidavit Process is closed.

Page 15

Anyone is free to use the CAP system; but it is a two-edged sword: it cuts both ways! Anyone who undertakes it MUST follow the maxim, “Be honest with yourself,” because, especially under the Commercial Affidavit Process, “Truth will out!” Consequently it is extremely important to ensure that everything in the affidavit is true and unrebuttable.


When one is the Accused in a commercial affidavit process properly (truthfully) done, by far THE WISEST COURSE IS TO REDRESS THE CLAIMANT AS DEMANDED — whatever must be done to accomplish it.

Should the Accused be misguided into choosing ANY response other than acquiescence, the Criminal Complaint will issue accompanied by the Commercial Lien based on the Complaint’s ledger of charges, counts, redresses demanded and ADDING (1) PUNITIVE DAMAGES and (2) INCARCERATION as provided in the applicable federal and/or State criminal codes. Although it is extremely unlikely in the face of a properly done affidavit, should the Accused believe that Affiant’s charges are somehow in error, he or she may (DURING THE GRACE PERIOD ONLY) rebut any such charge; however, (1) such response will NOT avoid issuance of the Trial Criminal Complaint; (2) the Commercial Lien will still issue for any charges not rebutted AND (3) a second Commercial Lien will issue for any rebutted charges about which the Common Law Jury thereby convened remains unpersuaded! Hence REBUTTAL (unless 100% successful — which is highly unlikely) WILL NOT AVOID the horrendous PUNITIVE DAMAGES and INCARCERATION provided by law.

Rebuttal The sworn Affidavit will stand as truth if not timely rebutted by the Accused. In the instant case, thirty (30) days.

The only one who can rebut a Commercial Affidavit is the Accused who alone, by his own affidavit, must speak for himself and only for himself. If the Accused uses someone else to speak for him, the third party must speak for and in behalf of the Accused as if he were the Accused; and the Accused still stands completely liable as if he himself were speaking. If however, the third party is identified as separated from the Accused, he also becomes a co-party with the Accused as an accomplice, thus a co-conspirator having no immunity whatsoever.

Every charge or claim contained in the Claimant’s Affidavit must be rebutted point-for-point by the Accused. The Accused’s rebuttal must be done in the form of an Affidavit of Truth. That means it must be SWORN TESTIMONY and must be signed by at least two witnesses. The Accused/Affiant must swear to the truth, the correctness and the certainty of his or her rebuttals within that affidavit, thereby assuming complete liability for the statements contained in it and must be prepared to prove his or her statements, preferably with documentation that is unimpeachable.

Failure to follow the correct process of rebutting the charges or ANY ATTEMPT TO PRESENT REBUTTAL EVIDENCE THAT IS NOT SWORN AS BOTH TRUE and “THE WHOLE TRUTH” INVALIDATES such response as if no evidence or rebuttal were given at all. SUCH FAILURE IS FATAL TO THE DEFENSE!

Page 16

If a proper rebuttal is offered, any of several conclusions may result:

1. If any or all charges are rebutted, those charges will (at Claimant’s discretion) be resolved as described under “RESOLUTION BY JURY.”

2. Any charges not rebutted or redressed will result in a DEFAULT CONVICTION for those charges and the issuance of a “non-trial” criminal complaint which will be covered under “CRIMINAL LIABILITY.”

Resolution By Jury

The Claimant may accept or reject Accused’s rebuttal of any charge, point-for-point. Claimant’s acceptance of the rebuttal of any point resolves that point. At the discretion of the Claimant ALL UNACCEPTED POINTS may be either resolved by another affidavit on those points, repeating the process. The fallout of all the Affidavits are resolved by a common-law jury. If and when the jury system is used, the Claimant will draft the Criminal Complaint, subpoena a jury, and the process will move to a full-blown, common-law criminal trial.

If the matter goes to a common-law criminal trial, the trial will be held under the rules of common law. These rules are significantly different from those in an equity court proceeding. In common-law trials, technical rules are virtually non-existent. Like its name, the rules of common-law trials are from common sense. The procedure is very simple and straightforward. It’s designed to arrive at the true facts, assess guilt and render a just verdict without undue delays or fancy maneuvering, thus eliminating delays intended to forestall or get the Accused acquitted on some technicality. The jury is the real boss. It decides what is relevant and what is not. The jurors hear what they want to hear and exclude what they feel is not relevant. The Claimant or his appointee becomes the prosecutor, and the Accused or his appointee becomes the defense attorney. The parties of interest (the Claimant and the Accused) may have anyone they want as counsel, professional or not.

The risk faced by the Accused is very real. A common-law court only recognizes common law, and it applies common-law decisions. Equity court decisions and rules that conflict with the common law are without standing in common-law proceedings.

In the Commercial Affidavit Process, the claimants are almost always sovereign Citizens. As such they have legal standing at common law. The Accused are usually “subject citizens” being charged with crimes against “sovereign Citizens.” Typically the acts committed have been done under colorable law with colorable authority or colorable jurisdiction, in which case is patently unconstitutional and therefore void, leaving the Accused defenseless: so a second Commercial Lien will issue for those redresses and punitive damages of which the jury has not exonerated the Accused.

Due Process In order to meet the demands of due process, the parties must have reasonable time to express their versions of the controversy (“In order for a matter to be resolved, it must be expressed.”) Therefore a grace period must be allowed, commonly referred to as “commercial grace.” Many court jurisdictions allow only 20 days, which may be sufficient; but the Claimant in his discretion believes that 30 days is more reasonable. At the Claimant’s discretion, even more time may be granted without notice; HOWEVER, that does not

Page 17

relieve the defense of the obligation to respond within the time of commercial grace given — default falls by declaration in thirty (30) days.

How important is it to TIMELY answer the accusations made in a Sworn Affidavit of Truth? IT IS VITALLY IMPORTANT! If the Accused fail to properly and timely answer, he stands to lose all and will have foreclosed to himself any future possibility of redressing or rebutting those charges. The primary objective is to insure justice quickly and with a minimum of difficulty. Failure to timely answer is fatal to the outcome. It is equivalent to abandoning the battlefield and causes loss by default (“While the battle continues, he who first leaves the field or refuses to contend loses by default.”)

The Accused, having started the contest by violating and trespassing upon the Affiant’s rights, cannot with impunity leave the contest. The victory and the spoils goes to him who stays and is the last to leave the battle. The loser loses and in so doing, grants the spoils to the victor. There is no recovery for the loser; notwithstanding any new battle which may ensue, the loss still stands; it can’t be set aside. Consequently, the Accused’s failure to redress or rebut charges contained in a Commercial Affidavit is tantamount to abandoning the battlefield: thus losing by default.

Some in government, by trying to hide behind some rule or procedure that requires Claimants to follow some predetermined course or time limit, commit a fatal error! They are usually relying on some statute or other inferior level of protection, which might apply to those who are subject to such jurisdiction, but not to sovereign Citizens. When “estoppel by acquiescence” caused by failure to timely answer enters the picture, as it surely will in this setting, the result has a far-reaching impact on the future of each Accused.

Criminal Liability

Responding to the Commercial Affidavit is critically important: the Accused is usually being charged with very serious crimes that carry very heavy, punitive penalties. The law has always viewed trespassing upon unalienable rights as being an offense so serious that it is beyond satisfaction merely by payment of the approximate money damages demanded.

The Affidavit is a commercial complaint, but it is not yet a “criminal” complaint. The main distinction is that by resolving the charges during the Affidavit stage, the Accused can get off by simply redressing the grievances as specified in the Affidavit or as mutually negotiated. If the Accused recognizes his or her errors and wants to redress the Claimant but does not have the ability to do so within the time limit, the Accused may contact the Claimant and express that desire with a written statement to that effect. Then arrangements can be made to stop any further action. If some such arrangements are not made, then the CRIMINAL COMPLAINT issues adding PUNITIVE DAMAGES and JAIL TIME!

The Criminal Complaint is in reality a ledger in which those details which were omitted in the Affidavit are (now) spelled out. It lists the causes of action, the number of counts, redresses demanded and the MASSIVE CIVIL PENALTIES (which occur when unalienable rights are violated), thus compounding the problems for the Accused: now, on top of the redresses being demanded, massive PUNITIVE DAMAGES are added as well! Normally this increases the cost to the Accused by a factor of at least a hundred if not a thousand fold. The effects of the criminal complaint invariably destroy all prospects for the future of the Accused!

Page 18

An S.E.C. Security When the Commercial Affidavit has matured, (after 30 days) it is evidence of a debt and/or obligations. In order for it to be classed as a security, it must carry the United States Securities and Exchange Commission (S.E.C.) TRACER FLAG on it from the very beginning. As a security it must conform to the rules governing securities and must be identified and monitored as such from the beginning.

A Ledger Identifying The Penalties Since the Criminal Complaint is in reality a ledger in which the causes of action and the number of counts are listed and the civil penalties (punitive damages) determined, the criminal complaint acts as a punishment tool for wrongdoers who will not repent.

Should the Accused be so foolish as to ALLOW the Criminal Compliant to be activated (i.e., fail to answer by redressment or rebuttal), the war is over: all that remains is collecting the spoils of battle. The Accused has lost and lost in a very big way. In all probability the Accused will never recover from the consequences.

This is true is because THE “TRIAL” WAS GOING ON DURING THE 30 DAYS. To compare the Commercial Affidavit Process to a conventional trial would look like this: The Commercial Affidavit presents the prosecutor’s case in one fell swoop. The moment the Accused is served, the defense process begins. THE ACCUSED THEN HAS 30 DAYS TO MAKE A CASE. IF during that time the Accused make no defense nor redress of the charges, he or she then stands convicted by default! The “trial” is now over. The Criminal Complaint is only a formality to calculate the punitive damages against the Accused which thus have been awarded to the Claimant.

Accompanying the Criminal Complaint is the COMMERCIAL LIEN which issued by CONSENSUAL DEFAULT against all the assets of the Accused. This effectively gives the Claimant lien rights against all of the property of the Accused. Such a lien may be filed in the county recorder’s office; however, this filing is not a necessity, but, a convenience. Any common law commercial lien will stand by law for one hundred years or until the damages have been collected. In most cases that means practically forever because the Accused does not, and probably never will have enough property to satisfy the damages thus assessed.

Now the full power of the legal enforcement system can be brought to bear to collect the damages owed by the Accused. The Sheriff is empowered to seize pay checks, cars, homes: anything and everything.

Loss Of Government Employment The Accused is in fact a convicted felon: unbondable by any insurance company, subject by law to immediate termination if employed by the government and forever barred from holding public office.

Jail The Criminal Complaint is turned over to the appropriate Prosecuting Attorney, who must institute a sentencing hearing wherein a judge will impose the incarceration (jail-time) prescribed in the appropriate criminal codes for the offenses of which the Accused stands convicted. Should any such authority fail to prosecute sentencing against the convicted party, the mildest charge then faced by such authority is Felony Misprision; but such Prosecuting Attorney could also be charged with conspiracy to aid and abet the convicted party in commission of the same offenses.

Page 19

Under our current political situation, where the enemies of the People often occupy positions of power and authority and those same people can prevent or slow the wheels of justice, there are still many ways to publish the convictions and misdeeds of parties so convicted that can be even more humiliating to the convicted than the normal methods of publishing the results of their conviction.


The fundamental purpose, and one of the major objectives of the Commercial Affidavit Process is to educate wrongdoers to the fact they have abused the unalienable rights of a sovereign Citizen and cannot get away with it, and to give them an opportunity (commercial grace) to repent and undo the wrongs they have done. Unlike the typical criminal trial where the Accused no longer has the option of simply redressing the wrongs he or she has done, the Commercial Affidavit Process DOES give the Accused that option!

Further, the CAP is designed to educate wrongdoers that they are being used by the conspirators in the war against the People. Thus they may see for themselves what is really going on and decide which side they choose to serve.

Role of the Courts An affidavit is someone’s solemn expression of truth. The foundation of the law, commerce, and the whole legal system consists of telling the truth (“I swear to tell the truth, the whole truth . . . “), either by testimony, deposition, and/or by affidavit.

Every honorable judge requires those who appear before him to be sworn to tell the truth, and is compelled by the high principles of his profession to protect truth and do nothing to tamper with that truth, either directly or indirectly, either in person or by proxy, or by subornation of an affiant or other person.

A judge CANNOT interfere with, tamper with, or in any way modify testimony without disintegrating the truth-seeking process in his sacred profession and destroying the fabric of his own occupation. To do so abrogates the First Amendment, which was established to protect truth. It is committing professional suicide, as well as inviting countless civil and criminal repercussions.

ANY judge who tampers with testimony, deposition, or affidavit, is a threat to the Commercial Peace and Dignity of the County, State, and United States of America, thereby violating the laws of all those political subdivisions and acting in the nature of a foreign enemy agent (A MIXED WAR), justifiably subject to penalties of TREASON.

WHOEVER acts against Commercial Affidavits without executing the necessary Commercial Paperwork under affidavit is subject to being charged criminally. Said charges begin with FRAUD, which is gaining at the expense of the loss of another using trickery or deception, and the charges expand from there to include all those violations that extend to and are a natural outgrowth of such fraud.

Commercial processes are fundamentally non-judicial and pre-judicial. NO judge, court, law, or government can invalidate these commercial processes; i.e., an affidavit or a lien or complaint based thereon, because no third party can invalidate someone’s affidavit of truth. To act against such affidavit is to create a situation and or enhance the condition of A MIXED WAR. No one can rebut an affiant except a party (e.g., a lien debtor) who alone, by his own affidavit, must speak for himself if challenged. Only

Page 20

someone himself knows his truth and has the right and responsibility to assert it.

The MIXED WAR situation and or condition is that where those in authority have violated their oaths of office, violated the fundamental law they took an oath to uphold and protect, violated the codes, statutes and regulations that govern them thereby they disregarded the peace and safety of the community by their actions, acting for undisclosed foreign agents or governments, against those whom they swore to protect [see Black’s Law Dictionary on War]. Simply, an act or acts of TREASON in a secret war against the people.

Notes on the Above Article

What you have read gives you the theoretical foundation for most of this manual. Practically, there are difficulties with the strategy described above. Conducting a common-law criminal trial is not easy, as the author noted. The court system has, for practical purposes, extinguished that option. Thus, territorial gangsters are often shielded from criminal prosecution. However, the one aspect of the strategy that can still be effective is Commercial Liens. As of this writing, it seems that no judge can extinguish such a lien if it is properly executed.

Constitutions as Enforceable Contracts

The Commercial Lien Strategy depends upon one “maxim” as its linchpin: the idea of a constitution as a specific performance contract between a governing official and the people in a particular jurisdiction. Some writers (such as Lysander Spooner) have denounced the U.S. Constitution as a fraud, on the grounds that it is not an enforceable contract (see Report #TL07: The Constitution of No Authority available at this website).

The Commercial Lien Strategy, by contrast, holds that constitutions are enforceable contracts. The instruments of contract? OATHS OF OFFICE. The Commercial Lien Strategy assumes that, when an official signs an oath, he/she signs a contract to exercise the powers of office within the limitations of the constitution and the laws. On paper, there are sanctions against officials who violate their oaths.

“Whoever, having taken an oath before a competent tribunal, officer, or person, in any case in which a law of the United States authorizes an oath to be administered, willfully and contrary to such oath states or subscribes any material matter which he does not believe to be true, is guilty of perjury and shall be fined no more than $2,000.00 or imprisoned not more than five years or both.” 18 U.S.C. §1621

In practice, it is very difficult to prosecute a malfeasant public official. However, such officials may be exposed to great personal, commercial liability for violating their oaths of office.

Apparently, many government officials realize this. Alfred Adask, editor/publisher of The AntiShyster, writes:

“A friend of mine recently asked the [Texas] Secretary of State for copies of Governor’s and AG’s oaths, but received no response for nearly two months. Finally, he received a copy of the AG [Dan] Morales’s oath which was dated January, 1991, but was not file stamped until March 26, 1993. Very suspicious. Governor [Anne] Richard’s oath is yet to be found by the Secretary of State. Likewise, very suspicious.

Page 21

“It appears possible (probable?) that the Governor and AG had not taken their oaths of office for two years after they were elected. If so, they were (are?) probably in office illegally. It would follow then, that anything they’d done or signed in an official capacity in the last two years might also be unlawful and without legal merit.

“The potential for legal havoc could be huge. Laws signed by the Governor during the last two years might not be lawful; the entire Executive branch of the Texas State government might be without lawful authority to enforce any law or regulation; innumerable criminal convictions might be reversed. All of the civil court cases prosecuted by Attorney General Morales and the entire AG’s office (which derives its authority from the AG’s oath) might also be unlawful.

“Of course, it’s virtually impossible that the courts will rule that all official acts of Texas for the last two years are unlawful. But whether those official acts are bogus or not, there is an infinitely more important question:

“Why weren’t the oaths of the Governor and Attorney General of Texas — the two most important officials in the Executive branch of our state’s government — on file at the Secretary of State’s office?

“Why? Some sort of clerical error? “I don’t think so. I think the oaths were missing because they didn’t exist . . . [Emphasis added]

“So perhaps some officials simply choose to be ‘oathless’ in an attempt to ‘cover their butts’ from being sued (or ‘liened on’) for not ‘upholding and defending’ the state constitution? Could be.”

Bonding of Government Officials

Some pro se litigants postulate the requirement that government officials be “bonded.” As far as anyone knows, this theory has not been tested in court. Nonetheless, some readers of this manual may wish to research this topic further. Therefore, what follows is a brief exposition of the theory.

The “bonding” theory states that most elected officials and government administrators (perhaps even lawyers), are legally required to be “bonded.” That is, they must purchase a “performance bond” (a kind of insurance policy) which guarantees that the official will perform the duties required by his office.

In the event the government official fails to perform his duties, any party injured by this breach of contract can recover the cost of his damages from the bonding company.

According to these pro se litigants, despite the legal requirement that government officials be bonded, many, perhaps most, are not. Therefore, the “bonding requirement” strategy is based on first determining if a given official is legally required to be bonded. Then, if he is bonded — and evidence can be shown to the bonding company that he is failing to meet the performance requirements of his bond — the bonding company may revoke the bond or raise his premium, which should help “encourage” the wayward official to obey the law.

Further, if the bond is required by law in order to hold a particular office, once that bond is lost, it’s possible that the office must also be surrendered.

Page 22

If the official is not bonded, then the lien process includes notifying the government official of this legal deficiency. If he does not correct the deficiency (purchase a performance bond) within 90 days, then anyone damaged by his actions can file a commercial lien on the government official for all of his personal property.

Also (according to this theory) a government official’s bond is dependent upon his legal immunity, and that immunity is to some extent based on having a legal Oath of Office on file (usually with the Secretary of State). If his Oath of Office is insufficient to meet the Constitutional or statutory requirements, he may lose his immunity and his bond. If he loses his bond, he becomes personally liable (“lienable”) for any illegal act he commits in office.

Chapter 3 – Basic Concepts of Liens

Lien — Definition “Lien. A claim, encumbrance, or charge on property for payment of some debt, obligation or duty . . . Qualified right of property which a creditor has in or over specific property of his debtor, as security for the debt or charge or for performance of some act.” Black’s Law Dictionary, 6th Ed., p. 922 [emphasis added]

A lien is a public declaration of commercial debt and/or obligation. “Debt” usually refers to money or property. “Obligation” usually refers to the fulfillment of specific performance. Examples include the fulfillment of oath of public office or the provision of the tax-financed due process, as in the provision of a jury trial instead of a summary process.

Examples of liens include mortgages and automobile loans. In both instances, the possessor has the right to use the property. However, he may not sell or otherwise alienate the property without first satisfying the lien. Any attempt to evade the lien is known as poundbreach, which is a felony in most jurisdictions.

An individual who has no debt, no need to borrow money and does not contemplate selling or refinancing his house or car can probably live with a lien for a long time. However, most people (especially most government officials!) do not fall into that category. Therefore, even though a Commercial Lien does not cause outright forfeiture of property, it can still cause significant hardship.

Even more vexing to the lien debtor is the fact that the lien is not causing him any actual damages. Rather, it prevents him from doing that which he may want to do. Therefore, suing the lien claimant for damages is not easy, provided that the lien has been properly executed.

Types Of Liens

• Common Law Liens are non-commercial ” Lis Pendens” Liens that must be upheld by judicial action in a court before claims to assets can be executed. Common law liens are usually used more in a defensive way to shield and protect assets, rather than an offensive way to lay claim to assets. (See further discussion under Comparisons).

Page 23

• Equity Liens arise from an equity court or administrative court. • Statutory Liens are established by the statutory laws of the state.

• Mortgage Liens are created by contract between borrowers and lenders, with the asset of the borrower pledged as collateral to the lender.

• Mechanics Liens are typically used by repair service providers as a claim on an item repaired, to ensure payment for repair services rendered. The name originated from when an auto mechanic repairs a car and the owner fails to pay for the repair. Then the mechanic can file a lien on the car.

• Commercial Liens , also known as contract liens, are true bills in commerce publicly declared. A true bill in commerce always contains, and is characterized by, a one-to-one correspondence between an item or service purchased and a debt owed. This commercial relationship is what is known as “just compensation” (5th Amendment, U.S. Constitution). A normal true bill in commerce is private, whereas a commercial lien is publicly declared, using means such as media advertising and/or filing at the County Recorder. When it is uncontested by a categorical point-by-point rebuttal of the affidavits, it is considered an account receivable security (15 U.S.C.).

In general, commercial liens (e.g., mechanics and workmens liens) take seniority over common-law liens, which, in turn, take precedence over mortgage liens. Tax liens are classified as commercial liens, which is why they are so troublesome.


Common Law liens are well-known in the Sovereign community for asset protection. They are considered non-commercial, because they do not contain a declaration of one-to-one correspondence between an item or service purchased and the debt owed. Thus, they don’t represent true bills in commerce. Because of that defect, a non-commercial lien must be adjudicated by a court of common law before the asset can be claimed by the other party, and is therefore known as a Lis Pendens Lien. The commercial value of a Lis Pendens Lien rests upon the outcome of the pending litigation. Hence it is a security, but is not an account receivable until it is adjudicated as such.

So, common law liens are normally used as defensive shields, in that by placing it on one’s own asset to be protected, no other party can legally get access to the asset without first challenging the lien in court. That’s why it is called a Lis Pendens Lien. The lien might be filed at a county recorder and never be challenged in court, because parties who have no just and legal right to the property will usually avoid the risk of failing to prove the claim in court. It is considered asset protection, since it is difficult or impossible for anyone to get at the equity in an asset if a Lis Pendens Lien of sufficient size has senior position.

A commercial lien, by contrast, is offensive in nature, in that it declares a legal right to someone else’s asset as a debt owed as a one-to-one correspondence with an asset that was given. It is not a Lis Pendens Lien, because the exact value is already specifically determined, consistent with the laws of commerce. It is a true

Page 24

bill in commerce. Although a commercial lien can be challenged by a common law court or by a 7th Amendment jury trial, it does not require a court process or a court judgment for its establishment, validity, or effectiveness.

A commercial lien may not be removed by anyone except the lien claimant, or a properly-convened, properly-conducted jury trial (due process). It may not be removed by a summary process. A summary process is too vulnerable to bribery, kickbacks, and fraud of process.

Like the common law lien, the commercial lien can be filed by common citizens, without the aid or expense of a lawyer, and without the approval or interference of the courts. You do the necessary research, you fill out the lien, you have it notarized, and you file it with your County Clerk. It’s simple, inexpensive, and so powerful it can give a common person an enormous amount of legal “leverage” that is largely beyond the reach of the courts. (In some counties among the thousands of counties in the U.S., you may find recalcitrant clerks who will refuse to file your properly-executed documents. While such clerks are violating their sworn public duty to record and make a matter of public record your properly-executed documents, as a practical matter suing a recalcitrant country clerk usually will be less effective than various alternatives. Your best bet is probably: (1) Be low profile in recording any properly-executed, good-faith documents. Don’t particularly discuss the contents of the documents you’re filing with the clerk. You’re not trying to hide anything — after all, you’re making a matter of public record various statements you are affirming the truth of, in good faith. But attracting undue attention may impede the progress of anything you may wish to make a matter of public record. (2) If you do run into a recalcitrant clerk who doesn’t like what you’re doing, simply try another county, or try the same county on a different occasion. This fits very well with our strategy of “creating your own creative alternative” when confronted with certain bureaucratic obstacles. (3) You could as a different alternative try using appropriate media publications to make your documents a matter of public record (by “publishing the document”). You’ll need to research the particulars of how to do this in your area, if you use this option. But finding a county clerk that does their job routinely and properly is probably lower-profile.)

Unlike the common law lien (used to defend property you possess), a commercial lien is “offensive” in nature since it enables you to “attack,” threaten, or seize someone else’s property which you do not possess. The fundamental difference between commercial and common law liens centers on the issue of possession. In many states, such as Oklahoma, a common law lien can only be filed against property which you lawfully possess; this was decided in the Oklahoma Supreme Court case Williamson v. Winningham, 186 P.2d 644. Check the laws in your own state. A commercial lien, by contrast, can be filed against the property of anyone who owes you a financial debt or duty of performance, regardless of whether you possess their property or not.

Liens vs. Levies Levy. A seizure. The obtaining of money by legal process through seizure and sale of property; the raising of the money for which an execution has been issued.

“The process whereby a sheriff or other state official empowered by writ or other judicial directive actually seizes, or otherwise brings under her control, a judgment debtor’s property which is taken to secure or satisfy the judgment.” Black’s Law Dictionary, 6th Ed., p. 907

levy is the outright seizure of a property in satisfaction of a debt or obligation. A lien, on the other hand, Page 25

is an encumbrance on property. Although the two often accompany one another in judicial or commercial actions, they are not the same thing.

Chapter 4 – Procedures and Implementation


First, obviously read everything in this manual, and anything else on the subject you can find. While this manual provides all the most important basic information, it does not presume to possibly cover comprehensively everything you would ever need to know on commercial liens. New information is coming out every day, and you may discover additional information from your own research and experience. Further, because Terra Libra is not in the business of giving licensed legal advice, even this manual cannot be relied upon as your law. This is simply information we believe to be accurate, and it is your responsibility to confirm that it complies with the laws in your state, to protect yourself.

It is assumed that you will already have specific purpose in mind, for the use of the lien. You either have had property taken by officials in government-related agencies, which you would like returned, or you have otherwise been damaged by their specific actions or failure to fulfill their obligations in office. Or, you have some large ideological goal you would like fulfilled for the benefit of society at large, like Mr. Marsh’s lien against the U.S. Government. Whatever the case, much of the language of the documents to be used will have to be composed by yourself, to articulate the necessary factors for the fulfillment of your chosen purpose.

Notice and Demand

The first document you will be creating is the “Notice and Demand.” It is imperative that this step be included before filing the lien; otherwise, if this step is skipped, you could be prosecuted, convicted, fined, and jailed for failure to follow legal due process. Properly following due process is part of your actions being done in good faith.

After an errant official has been served a Notice and Demand, he must be given a lawfully adequate period of time (check your local jurisdiction’s requirements) to correct his error or breach of contract. Usually this is anywhere from 30 to 90 days.

For example, there was a Notice and Demand reportedly served by Charles Gray (a pro se) to Judge Joel Feldman in Georgia (see Appendix B.1). In this Notice, Mr. Gray alleges that Judge Feldman had broken various laws in the process of taking of some of Mr. Gray’s property to repay back taxes to the IRS.

Although you can use ideas from Mr. Gray’s Notice and Demand, obviously your own must be custom designed for your own purpose. Yet there are certain common elements that should always characterize it:

1. It should be in the form of an Affidavit, and it should address the individual(s) personally.

2. The Notice should be as concise as possible, preferably avoiding religion or morality. It should focus on applicable law, and contain appropriate citations of law, if possible, to support

Page 26

what is being claimed.

3. It must quote the legal amount of time given for the recipient to fulfill the demand, and what will happen if the demand is not satisfied within that time.

4. It should give the recipient a certain period of time in which to rebut the claims made therein.

5. Finally, it should be hand-delivered or sent certified mail, return receipt requested.

Notice of Default

If the individual does not respond to or rebut your Notice and Demand (see Appendix B.1), you should then send a Notice of Default, stating that (1) the recipient has acquiesced to your claims by default, and that (2) payment or satisfaction is expected.

Filing this Notice of Default (see Appendix B.2) with the County Recorder or Clerk of Court where the lien debtor has property creates a public, legal record in support of your subsequent lien.

Commercial Lien

If, after the lawful period passes without correction, only then can a Commercial Lien be served to the offending official or sent Certified Mail, Return Receipt Requested, and also filed at the courthouse(s) for the county(ies) in which the offender has property. The lien must be accompanied by (or must contain) a Commercial Affidavit, containing a ledger of damages suffered. The lien must also cite the law(s), action(s) or obligation(s) that gave rise to the damages. Models of both documents are listed in Appendix B.

Lawsuits and Criminal Complaints

Some pro se litigants will first file a lawsuit (Title 42 U.S. Code §1983) or a criminal complaint before filing a commercial lien. This step is included to show a “good faith” attempt to obtain justice according to normal legal procedures. After the courts refuse to consider the litigant’s legal complaints (which is usually the case), the litigant declares a state of “Mixed War,” and files the commercial lien.

An example of a Criminal Complaint is included in Appendix B.4. If you use it, you must change the document to suit your particular situation. There is no “fill-in-the-blanks” magic here!

Chapter 5 – Mistakes and Pitfalls to Avoid

Defective Legal Form and Procedure

When filing any lien, it is important to follow the legal forms and procedures of your state or locality. Study the statutes for the locality in which you are filing, and follow those forms and procedures religiously. Failure to do so can have serious consequences.

First, you may be civilly liable for “slander of title.” In some jurisdictions (notably Louisiana) this is called “jactitation,” and a suit to remove the “cloud of title” and recover damages is known as an “action of jactitation.”

Page 27

Even worse, in many jurisdictions, someone who files liens in bad faith, or who uses defective forms or procedures, can be convicted of “felony slander of title.” An example of the possible repercussions is shown in the following newspaper article:

Headline on March 3, 1993, front page of the San Luis Obispo Telegram Tribune: “Bogus Lien Filer Convicted.”

“When Sheriff Williams tried . . . to refinance his . . . home . . . a routine check of county records . . . showed someone had placed a $100,000 lien on the home . . . The lien was filed by ‘Steven K. Jones, whom Sheriff Williams had never seen,’ until they met in court on the issue of the lien.

“Jones defended himself without a lawyer against charges he filed the bogus liens against property owned by Sheriff Williams and six others . . . who were involved in the sale of his truck . . . conducted by the Sheriff’s Department to collect a portion of the $22,000 in back taxes the Franchise Tax Board says Jones owes.

“Liens were also placed on property owned by the towing service operator who seized the truck and on the man who bought the truck at the tax auction. Jones later placed that man under citizen’s arrest for theft of this truck.

“Jones is one of what law enforcement authorities believe is a loosely affiliated group of county residents who call themselves common law citizens — people who take extraordinary steps to disavow government control in their lives. Jones has a notarized document renouncing his citizenship . . . has taken steps to void his birth certificate . . . relinquished his drivers license and social security number . . . and closed his bank account because the bank card, he believes, gives the bank power of attorney.

“Jones’s two sons, 13 and 12, sat with his wife throughout the week-long trial. They are taught at home and don’t attend school . . . ‘I have two small children who I want to see grow up . . . and not be slaves to the government,’ he told the jury.

“But the prosecuting attorney said Jones went too far when he filed official looking documents [the liens] for a $17 filing fee. According to the prosecutor, the documents were ‘just garbage.’

“What Jones did is hardly a prank. Liens are a ‘ticking time bomb,’ said one expert on real estate law. ‘The victim doesn’t even know it exists. Once a lien is recorded, it remains on the books forever. Having a lien nullified — even one that’s fraudulent — requires a court order. That process likely involves hiring an attorney and could take anywhere from months to years.’

“A jury convicted Jones on two felony charges after deliberating less than a hour. The maximum punishment is three years in prison on each count and a $75,000 fine.

“Outside the courtroom, Jones admitted that recording the liens was a mistake. He couldn’t tell the jury, Jones confided, but he regrets what he did and blames advice from a Sacramento-based anti-tax organization . . . which he paid $3,200 to join. He used documents supplied by the anti-tax organizations to file the liens.” [Emphasis added]

Page 28

Evidently, Jones did not substantiate his liens with a “true bill in commerce,” nor did he serve the sheriff, et al, with the proper Notice and Demand (commercial grace). The prosecuting attorney used both of these facts as evidence of bad faith, and easily obtained a conviction. Let that experience be a lesson to others! Don’t use this material unless you are very sure you know what you’re doing. Any actual results are your own responsibility. The procedures discussed in this manual are not to be used “for fun.” Consider them to be “of academic interest only” if you’re less than fully sure, in good faith, of what you’re doing. You, and you alone, are fully responsible for any results that might arise from any actual use of these materials. We specifically disclaim any such responsibility.

“Hanson-type” or “Nebulous” Liens

In the 1970’s, a man named Gerald Hanson started filing liens on various government officials whom he regarded as corrupt. According to Hartford Van Dyke, a current exponent of the Commercial Lien Strategy, Hanson’s liens were “nebulous.” Apparently, Hanson did not connect the officials’ misconduct with any specific monetary damages suffered by him. (In other words, they were not true bills in commerce. Therefore, judges ruled that these liens were Lis Pendens Liens, rendering them subject to equity proceedings. That, of course, defeats the entire purpose of the commercial lien strategy.

A lien seems more likely to stand if a specific official violated her/his oath of office, resulting in specific and identifiable damages to you. “Hanson-type” liens and “class action liens” (such as Phil Marsh’s) stand on a shakier foundation.

Aiming Too High

Many proponents of the Commercial Lien Strategy have filed liens (like Phil Marsh’s) upon the President of the United States, the Secretary of the Treasury, state governors and the like. Whether or not such liens are legally accurate, they create a credibility problem. First of all, did the President (for example) damage you by his specific actions? If not, your lien has a weak foundation. Second, if you file such a lien, you may temporarily get the attention of the public official (and some headlines) but you ultimately risk looking like a “crank.”

Rather than aiming to win “big,” you may be more effective filing $10,000 or $100,000 liens on minor officials (like IRS agents) who have less public sympathy, and are easier targets. Judges and sheriffs are more difficult, but not impossible. In the case of a judge or a sheriff, it may be advisable to give more Notices of Demand than you technically have to. This shows “good faith,” and gives the other party a chance to correct the fault.

Beware of “Exotic” Arguments

Another “double-edged sword” is the insertion of books like Silent Weapons for Quiet Wars as evidence for a lien or a suit. The question here is not one of merit, but effectiveness. Can you win with such evidence? The answer is, “it depends.”

Dr. Gene Schroeder, of the American Agricultural Movement, appealed a case last year, in which he submitted evidence that the Federal court’s Admiralty jurisdiction was obtained by a written declaration of war upon the American people, enacted by Congress March 9, 1933 (48 Stat. 1). He states that two Federal judges involved with the case resigned (“retired”) shortly after the appeal was over. So, yes, it can work.

Page 29

However, the risk of this approach is obvious. Unless your evidence is very strong, and you (or your lawyer) have superb presentation and speaking skills, you risk looking like a “mental case” if your action ever comes in front of a jury.

The key here may not be legal, but psychological. You need to have an accurate measure of your opposition. If your “exotic” evidence is strong, and you can scare off the prosecutor with an “embarrassing issue,” then it may be effective. However, if your opponent is psychologically more secure, that may not work. To put it another way, what you can frighten a prosecutor or a judge with is one matter, but what you can convince “twelve people in a jury box” to believe may be quite another!

Before you use such evidence (either in a lien or in court) you should take an honest inventory of yourself. Do you have the psychological acumen, the strategic thinking skills and the rational courage (which does not cross the line into recklessness) to effectively use this evidence? If so, well and good. If not, you may wish to use more conservative strategies.

“Know yourself, and know your enemy, and in a thousand battles you will never be in peril” — Sun-tzu, The Art of War

Chapter 6 – Obstacles and Strategies for Overcoming Them

Refusal to File Liens

There have been instances reported (in California and Ohio, primarily) where county recorders or clerks of court refuse to file Commercial Liens on government officials. Usually, they have been instructed by their (frightened) superiors to do so. One strategy for dealing with this problem (based on the Uniform Commercial Code) is described by David DeReimer as follows:

1. Bring at least two witnesses along to every face-to-face meeting with the clerk, Recorder of Deeds, Sheriff, etc.

2. After the meeting, have your witnesses prepare sworn affidavits of whatever they saw and heard the clerk, official, sheriff, say, do, etc.

3. Get a written explanation or reason from clerk who refuses to record your document.

4. As per your state Uniform Commercial Code section 3-505/501, send a “Notice And Demand For Exhibition Or Presentment Without Dishonor” by certified mail to the office that refused to accept your lien, demanding that they exhibit:

a) The Statute or Law passed by the Legislature which authorizes them to condemn the “Public” records for their personal and private use;

b) Their personal Bar/Lawyer I.D. Number issued by the State Bar or State Page 30

Supreme Court which authorizes them to make “Legal Determinations”; and, c) The Statute or Law passed by the Legislature which authorizes them to edit

and/or censor documents prior to recording.

Give them reasonable time (30 days) to comply with your DEMAND to prove written authority, and then put them ON NOTICE that the “Law of Principal and Agent” specifies that “The Agent is personally liable for acts not authorized by the Principal.” As such, unless there are laws granting the clerk the power to refuse to record certain documents, the clerk/agent has no corporate veil of immunity for his refusals and may be personally vulnerable to a lawsuit.

5. If, after the reasonable time has elapsed, and they have failed to produce the written “authority” you Demanded, send a Notice Of Default by certified mail, noticing them that they have defaulted by not answering. In it, provide them with a “right to cure” their Default by recording your original lien (or other documents) without further interference, or suffer the consequences. Allow 10 to 30 days for their response.

6. If they don’t respond in the 10 to 30 days, send them via certified mail, a “Notice of Amount Due” for the damage caused by their injury to you (or your Property Rights) by their defalcation, dereliction of duty, default, and unauthorized “Refusal to Record” in a sizable amount ($1,000??). Again, give them reasonable time (30 days) to pay you.

7. After the 30 days reasonable time has passed (plus 4 or 5 days for the mail), send them certified mail a “Final Notice of Amount Due” for the damage caused by their injury to you. Again, give them reasonable time (30 days) to pay you the amount of damages you’ve demanded.

8. If they don’t pay your “Final Notice” Demand in 30 days (plus 4 or 5 days for the mail), go to the Country Elected Peace Officer (Sheriff), present copies of the two certified mail Demands for payment, sign a “Distress Warrant” or “Distraint Warrant” stating that you have NOT been paid, and have the Sheriff go get your money or sell the clerk’s assets.

9. If the Sheriff refuses to execute your “Distraint Warrant,” inform him that you personally will perform his sworn duty FOR HIM, and on his behalf. Inform him, also, that the newspapers will be informed that he has refused to perform his own sworn duty but continues to cash his pay check, and that this constitutes FRAUD by him since he only performs “Selective Enforcement” of the law — which is unlawful. Inform him that the resultant publicity may have a negative impact on his chances for running for reelection, and that you may have to sue him in his personal capacity for money damages due to his Dereliction of Duty, Defalcation, Embezzlement of Public Funds, and damage due to his injury to you and/or your property rights.

10. Send the Sheriff certified mail a “Notice and Demand For Production or Exhibition Without Dishonor” of the Law or statute that authorizes him to:

Page 31

a) perform “selective enforcement” of the Law; b) accept the People’s pay and not execute on lawful Warrants;

c) personally edit and censor documents, or refuse to perform his duty under his sworn oath.

11. If either the Sheriff or the Recorder of Deeds says that they take their “orders” from some government lawyer, get that in writing. After, and only after, you have the above “Admission and Confession” in writing, leave their office. Then perform the previous certified mail step and add item:

d) provide the Statute or Law passed by the Legislature that authorizes them to relinquish their office over to another (whoever — regardless of whether they’re government attorneys or not) while continuing to accept and negotiate (cash) their pay check after having turned over their office to said “other.”

Once the clerks, sheriffs, etc. realize their potential liability, it is likely that they will do their duty long before you get to step 11.

Here’s an alternative analysis, which may have a better practical success rate in accomplishing your goal of getting various documents recorded as a matter of public record, in good faith:

In some counties among the thousands of counties in the U.S., you may find recalcitrant clerks who will refuse to file your properly-executed documents. While such clerks are violating their sworn public duty to record and make a matter of public record your properly-executed documents, as a practical matter suing a recalcitrant country clerk usually will be less effective than various alternatives. Your best bet is probably: (1) Be low profile in recording any properly-executed, good-faith documents. Don’t particularly discuss the contents of the documents you’re filing with the clerk. You’re not trying to hide anything — after all, you’re making a matter of public record various statements you are affirming the truth of, in good faith. But attracting undue attention may impede the progress of anything you may wish to make a matter of public record. (2) If you do run into a recalcitrant clerk who doesn’t like what you’re doing, simply try another county, or try the same county on a different occasion. This fits very well with our strategy of “creating your own creative alternatives” when confronted with certain bureaucratic obstacles. If you try another county, remember that for some types of documents there may be a requirement that property that’s a “subject” of the documents may have to be located in the county of recording. (3) You could as a different alternative try using appropriate media publications to make your documents a matter of public record (by “publishing the document”). You’ll need to research the particulars of how to do this in your area, if you use this option. But finding a county clerk that does their job routinely and properly is probably lower-profile.

Abuse of Judicial Power

There have been cases reported of judges who have threatened to jail lienors for “contempt of court” if they do not “voluntarily” lift their liens. In two cases, the judges actually carried out their threat. Such legal coercion on their part is almost certainly unlawful. Nonetheless, some judges will use that tactic, if they think the lienor is vulnerable. To deal with this problem, it is helpful to remember the following:

Page 32

1. The only reason the judge is making that threat is because he has no lawful means of extinguishing the lien. It is a move of fear and desperation.

2. Assess your own vulnerability. Will a few days in jail seriously affect your life? If not, you have some psychological leverage. Otherwise, the judge has a lever over you.

3. If your lien does end up in court, you may want to have a lawyer or a talented pro se with you, so that somebody can file an effective writ of habeas corpus, if necessary. Also, you may wish to learn how to effectively defend yourself against contempt charges.

4. If the judge actually does imprison you on a bogus contempt charge, he becomes personally liable for civil damages under Title 42 USC §1983 (or state equivalent), criminal sanctions, and a commercial lien. The judge is taking a risk by violating your rights. He is probably hoping that you don’t know how to pursue an effective legal remedy. In many ways, this is a game of “chicken.”

Chapter 7 – The Coloring Agreement Approach


Many libertarian and patriot pro se litigants have had their Constitutional arguments rejected by a Federal judge, with the words “We won’t have that document in this courtroom; this is an Admiralty court, not a court of law!” Don Smith, a pro se “attorney-in-fact,” has devised an approach that may get around this problem. He calls it “The Coloring Agreement.” The idea is to make the Constitution and the Bill of Rights colorable law in Admiralty jurisdiction. In this way, the Constitution and the Bill of Rights are simply contractual provisions that can be enforced in an Admiralty court. This is a kind of “Chinese box” approach to the Constitution, whereby:

The Constitution encompasses Admiralty jurisdiction, and Admiralty jurisdiction encompasses the Uniform Commercial Code, and The U.C.C. encompasses contracts, including the “coloring agreement” and The “coloring agreement” encompasses the Constitution, once again!


If a Federal, state or local official violates your rights (or credibly threatens to do so), take the Coloring Agreement (Appendix B.5), substitute your name and the name of the government official in question, and be sure to substitute all references to Arizona law with those of your own state or locality. If the presentee is a Federal official, you may choose to omit the references to state law.

Present the Coloring Agreement to the official in question, either in person or by certified mail. If the official is under oath to defend the Constitution of the United States (or the state in question), (s)he is bound by the agreement, whether or not (s)he accepts it or dishonors it. Present the agreement up to three times. If it is returned (dishonored) each time, then you may sue to compel him/her to accept it, based upon the oath of

Page 33


Don Smith expands upon the theory as follows: “The object is to create a civil contract (not tort) liability for the government agent for violating your constitutional rights, which rights are probably not part of the agreement that you signed, and is the reason the government agent is bothering you in the first place. This will likely have a chilling effect on the agent’s activities toward you; i.e., you will probably not hear from him again . . .

“For any violation, simply file contract (not tort) action to recover the amount specified in the Coloring Agreement’s schedule. If the violator is a Federal sworn employee, sue in U.S. Court of Federal Claims, 717 Madison Pl N.W., Washington, D.C. . . .

“When The Beast invades [your] rights thereafter, your suit is in CONTRACT instead of equity. If IRS is involved, this moves the case into the Court of Claims, if over $10,000, sounding in admiralty-instance. Under $10,000, the District Court sits as a Court of Claims to enforce the contract dispute if a federal defendant, and if the case sounds in admiralty-instance . . . You WANT TO BE IN ADMIRALTY, not equity, since you don’t have any ‘squish’ in the decision of the court. The same can be done in state court, sounding in admiralty-instance. You need only characterize your pleading as a complaint in the way of libel. Libels may be used for judgments as well as prize. You want strict enforcement of the contract. You don’t want equity civil rights enforcement . . .

“If the government employee/official ignores the Coloring Agreement and proceeds to violate the rights you have established by contract, you may file a Commercial Lien against him . . . ” [for a sample lien see Appendix B.8].

Smith points out that this approach only creates an agreement between you and the specific government official involved. He also states that it will only work if the official has sworn an oath of office; otherwise the official will simply dishonor the agreement. However, if the official is not under an oath of office, this can still have a chilling effect.

Imagine an official pleading, in court, to have the agreement set aside because he (the official) has not sworn an oath of office! This creates many “embarrassing issues.” For example, if the official is not under oath, is he an impostor, acting in his own capacity? If not, who does he really work for? Are all his official acts legally void? Should all prisoners prosecuted by him/her be released from prison? Rather than open up such a “can of worms,” the “oathless” official is much more likely to drop matters and leave you alone.

Don Smith writes a newsletter, “Writ Rap.” To obtain a copy, send SASE to Don Smith, nRa, c/o General Delivery, Laveen 39, Arizona. For back issues or teleconference, send one unopened roll of stamps to the same address, and you will receive three 720 kB disks (Word Perfect 4.2 format). All of Mr. Smith’s material used in this manual is reproduced with permission.

Chapter 8 – Final Thoughts

Page 34

by Alfred Adask

[Editor: This chapter consists of excerpts from several editorials by Alfred Adask, editor/publisher of the AntiShyster. All excerpts and quotations from Mr. Adask are reprinted with permission from the AntiShyster, P.O.B. 540786, Dallas, Texas 75354-0786, or call (214) 559-7957 — annual subscription (6 issues) $25. For additional information about the AntiShyster, see]

THAT’S CONTEMPTIBLE Precisely because the commercial lien is so powerful, that even judges cannot remove it, you may run into a particularly cantankerous, abusive, tyrannical old judge who can’t stand the idea that his powers might not be irresistibly god-like. If you encounter one of these megalomaniacs, he may decide to exceed his lawful power and jail you for contempt of court (for insisting on your lawful rights). Since he cannot declare the lien illegal or invalid, charging you with contempt of court is probably his only recourse — his last resort . . .

So as you already know, you can be absolutely right in your application of the law, and still wind up in the slammer. Therefore, before you start “liening on” government officials, you’d best learn how to defend yourself against contempt citations.

The various lien strategies are not toys for playful pro se’s. These strategies appear to be so powerful, so threatening to the “bad guys,” that you can bet that they will respond forcefully and exploit whatever powers they have, lawful or otherwise, to defeat these liens. So be careful.

IT TAKES MORE THAN BRAINS Judges routinely abuse their authority and get away with it, so what’s to stop ’em from abusing their authority in any case involving commercial liens?

You. Your courage. Your commitment. Brains and knowledge are not enough. It also takes guts.

Only you can stop the judicial abuse. And, initially, it’ll be tough. There will be some casualties. But what it boils down to is this:

1) This is a Civil Rights struggle. It’s political. That means lots of people. Therefore, you can’t go after the system or its henchmen by yourself — you must work with others who are in a position to support you in court, in the media, and, if necessary, in jail.

2) Initially, a few folks who file commercial liens will have to be willing to “pay the price” of going to jail in order to draw media attention to the judicial abuse and to the original crimes that precipitated the particular commercial lien. (If that thought is distressing, realize that from the point of view of the “other side” it will be necessary for a few judges to risk being sued, impeached, even jailed in order to “scare” us out of filing liens; i.e., unknown to most of us, the judges are also in jeopardy.)

3) A judicial threat is not the same as a judicial act. Threatening to jail you is not likely to create a “cause of action” since you have not been “damaged.” Without the “damage” of false imprisonment, you can’t sue/lien the judge himself. So the judge is more interested in threatening (bluffing) you into compliance than in actually jailing you since your incarceration may expose the judge himself to personal liability.

Page 35

4) Just as judges will try to scare us off with threats of contempt, we must try to scare the judges with “threats” of public exposure, and even civil and criminal charges filed against the judges. The “law” is not the only issue. This is also a test of will and nerve. He’s got to know that you won’t quit. . . .

You’ve got to realize that the “practice of law” involves a great deal more than just “law.” It involves psychological warfare, guile, bluff, and the ability to “read” your adversary. Remember, despite what you might be led to believe by the movies, court cases are not scholarly “debates” so much as contests, even street fights. Knowing the law is just the beginning. You’ve also got to be able to “know your opponent” and, also, to keep your opponent from “knowing” you. . . .

It’s not enough to have the words. You’ve got to have the guts enough to stand behind them, knowing that you might not win, knowing that you might even suffer a serious punishment for saying the words. If the judge smells fear, he can slap you around even if you’re right. If he smells courage and conviction sufficient to cause him personal liability, he will be reluctant to mistreat you even if you are wrong.

This is not just law, it’s politics. And more than politics, it’s a fight. A fight. Do you understand? Complete with black eyes and bloody noses, and sometimes even worse.

But it’s a fair fight, because, as bad as those judges may be, they are human and they know they are outnumbered thousands to one. The judge can hurt you if you stand alone, but if you stand with others, you can hurt the judge.

In the final analysis, the issue will be settled as an act of will and courage. It will be won by the side that refuses to lose.

A “SILVER BULLET RIFLE” “Patriot” and “pro se” publications . . . routinely present new strategies which purport to overcome the various forms of institutionalized injustice in the American legal system. Often, these new strategies are implicitly “guaranteed” to work first-time-every-time to quickly defeat injustice and achieve results most people would regard as impossible.

These “can’t lose” strategies are generally known as “Silver Bullets.” Adherents of these Silver Bullet strategies often embrace and espouse them with a religious fervor, so sure that they are absolutely right, they tolerate no deviation from their “ultimate truth.”

Critics, however, remind us that the term “Silver Bullets” is derived from the “can’t miss” accuracy of the Lone Ranger and the mystical effect of “silver bullets” on werewolves and other creatures of the night (like lawyers, judges and IRS agents). These critics contend that today’s Silver Bullets are every bit as fictitious as their forebears, and to believe in any of them is equally naive or perhaps even delusional.

The critics may be right. Perhaps there are no Silver Bullets to stop injustice. After all, our laws and courts are so capricious and complex, that every search for Justice has become a kind of crap-shoot in which anything is possible and nothing can be precisely predicted or relied upon.

Page 36

So do Silver Bullets really exist?

I think they do.

I believe in Silver Bullets because ultimately, I believe in rule by law rather than rule by men, and so I must believe in the LAW and its essence — Silver Bullets. After all, in the final analysis, Silver Bullets are nothing more than quintessential, irrefutable, unbeatable principles and applications of LAW. . . .

So, having confessed my belief in Silver Bullets, do I claim to sell ’em in publications like this [AntiShyster]? Can you depend on every article, on every opinion, on every word we publish to be accurate, irrefutable, and “guaranteed” to give you victory every time?

Absolutely not.

Can you depend on any of the theories and strategies presented in this publication to qualify as Silver Bullets?



Actually, it depends . . .

Depends on what?

Depends on you.

To continue the Silver Bullet analogy, answer this: Do you think you can throw a Silver Bullet with enough arm speed and accuracy to pierce the heart of a charging werewolf? Of course not.

See my point?

Armed with Silver Bullets and a proper rifle, you can kill werewolves. But without a rifle, Silver Bullets are no better than a handful of pebbles. Without the proper rifle, all you can do is fling bullets at the werewolf, and that’ll only make the mutt mad.

So, where can you buy a “rifle” that shoots Silver Bullets? Sorry, you can’t buy one. But you can make your own. And where can you make such a “rifle”? In a quiet room, a library, or a church. Sometimes on an athletic field, in a war, or hospital emergency room. Does this “Silver Bullet Rifle” analogy confuse you? Well, it’s just a riddle to try to make my point: You see,

Page 37

you are the “Rifle.” Just as you can’t shoot a .22 caliber bullet without a .22 caliber rifle, you can’t fire a Silver Bullet without a

“Silver Bullet Rifle.”

To successfully aim and fire a Silver Bullet, you must become a “Silver Bullet Rifle.” You must be “machined” to achieve the proper caliber and barrel strength to withstand the explosion. You must have your “sights” aligned with solid judgment to reliably strike your target. And, perhaps most importantly, you must have or create enough personal courage to pull the trigger.

To fire Silver Bullets, you need more than information, you need understanding — which only you can provide. And more than understanding, you need determination, persistence and courage — in other words, you must have the personal character necessary to “shoot werewolves.”

So who will “machine” you into a “rifle” of the proper strength and caliber to fire Silver Bullets? The answer’s obvious. It’s a do-it-yourself project and you’re it.

And how will you “machine yourself” into a Silver Bullet Rifle? The answer is beyond the scope of this publication. Suffice it to say that each of us will use a different method to discover or create our own courage, morality and character. But know that you can’t fire Silver Bullets accurately until you first make yourself into someone with a long-term commitment to Justice rather than a short-term appetite for a quick personal advantage.

Remember, Silver Bullets are not magic incantations. Some folks use Silver Bullets with great success; others use the very same words and forms but fail. It’s not enough to merely say the words or fill out the form. You must understand what you are doing. Silver Bullets are merely instructions, procedures and directions which tell you how someone else killed their particular werewolf. Silver Bullets provide only information. You must provide the understanding, courage and character necessary to apply the information correctly. . . .

Don’t depend on mere words and forms; don’t depend on luck. Don’t depend on Silver Bullets. Depend on you. Depend on your perseverance, your understanding, and your determination to seek Justice rather than unearned wealth or revenge.

So. Are the theories and strategies in this publication Silver Bullets? Maybe. Will they save your house or your car? Will they save your money, your job, your business, or your family?

Sometimes, yes.

Sometimes, no.

But even if you lose, your efforts won’t go unrewarded. In the end, the search for Silver Bullets may create something unexpected and more valuable than property or even relationships: it may create a human “Rifle” — a moral being endowed with understanding, courage and character. Believe it or not, the continuing study of Law (not procedure, which the lawyers revere) will lead you to the concept of Justice, then to morality,

Page 38

on to religion, and finally, perhaps, even to God.

So good luck to you, ladies and gentlemen. You have begun a long journey and a challenging hunt. You may have started by looking for Silver Bullets, but you may end by finding, even creating, a person of real value — yourself.

Editor’s comment: For most worthwhile things, you must expand your personal power. We at Terra Libra don’t generally figure there are “Silver Bullet” solutions that will work all the time. But Mr. Adask’s comments are an excellent exposition of some of the thinking skills required for success in any use you might make of this manual, and for success in general. The conduit (rifle) is you! You are the one who needs to individually determine (in good faith of course) what statutes apply to you. You are the one who needs to apply information in a manner that applies to you in that particular situation. It is then, and only then, that you have knowledge about that subject.

APPENDIX A – Sources and Bibliography

Further Reading About Commercial Lien Strategy

The following publications are available from the AntiShsyter, P.O.B. 540786, Dallas, Texas 75354-0786, or call (214) 559-7957 or visit

Commercial Lien Study Guide, by Alfred Adask Commercial Liens II, by Hartford Van Dyke Common Law Lien Study Guide, by Alfred Adask Paralegal Support

The Right Way … L.A.W. — see Report #LAW01 — The Right Way … L.A.W.

Don Smith writes a newsletter, “Writ Rap.” To obtain a copy, send SASE to Don Smith, nRa, c/o General Delivery, Laveen 39, Arizona. For back issues or teleconference, send one unopened roll of stamps to the same address, and you will receive three 720 kB disks (Word Perfect 4.2 format).

Basic Legal References

Black’s Law Dictionary, 6th Edition (West Publishers) Federal Rules of Civil Procedure Federal Rules of Criminal Procedure United States Code, Annotated (available at most public libraries)

Page 39

American Jurisprudence, Second Edition (Lawyer’s Cooperative Publishing Company) Corpus Juris Secundum The statutes of your own state or locality.

Appendix B — Index of Sample Legal Briefs

Please note: You will have to reformat these briefs using your word processing software, and you MUST adapt them to your situation, and to the requirements of your state or locality. These are not and (in the nature of things) cannot be “fill-in-the-blank” forms.

B.1 – Example of Notice and Demand B.2 – Example of Notice of Default B.3 – Model Commercial Affidavit B.4 – Model Criminal Complaint

B.5 – The Coloring Agreement B.6 – Phil Marsh’s Lien on the U.S. Government B.7 – Nelson Starr’s Lien on Judges and IRS Agents B.8 – Model Commercial Lien

Appendix B.1 – Example of Notice and Demand

This Notice is an example, not a form. This shows what one person in Georgia did. Also, quite a bit of “exotic” evidence is introduced in this Notice. Before using such evidence, you should look up the cited material, and make your own decision about whether the information is accurate and useful.

————————————————— CHARLES RONALD GRAY

THE PEOPLE OF THE REPUBLIC OF GEORGIA Joel M. Feldman, Magistrate/Commissioner

Page 40

Administrative Tribunal d/b/a United States District Court Northern District of Georgia, Atlanta Division Richard B. Russell Bldg., 75 Spring Street S.W., Atlanta, Georgia


YOU, JOEL M. FELDMAN, acting under wrongfully assumed Powers and Authority and under pretense and colors of Office, Laws, and Title, are hereby given Notice of ownership of real and personal property stolen, embezzled, converted and/or purloined, by and through certain illegal and unlawful acts, including, but not limited to, wrongful issuance of 2 or more WRITS OF ASSISTANCE, and/or “Warrant For Entry On Premises To Effect Levy” issued by you on April 1, 1992, in Civil Action No.1:92:M-433 (see Exhibits 1, 2, and 3 attached hereto). The same was effected by out of court modes and procedures, and under force of arms on April 6, 1992, by at least 9 agents of your Foreign Principals and Organizations, including, but not limited to, T[erri] Perrine, Revenue Officer; Ken W. Ross, Revenue Officer; and others whose names are not known to me at this time.

You and/or your officers, employees, deputies, assistants, representatives, receivers, servants and/or agents, have illegally and unlawfully seized, stolen, retained and are believed still to be in unlawful possession, custody, and/or control of approximately 400 [four hundred] “Dollars,” “Silver,” and 5 [five] “Dollars,” “Gold,” minted by the United States Mint[s], belonging to the undersigned Charles Ronald Gray, which was in safe keeping in the safe, display cases, and office desk, located at 418 Woodward Avenue, Atlanta, Georgia, in the County of Fulton, within the territorial jurisdiction of the Republic of Georgia. You and Your Foreign Principals, Organizations, and Agents have been forbidden from Lending, Loaning, or Borrowing on the Security of the above stated Lawful, Constitutional Gold and Silver Coins, Pursuant to Act of Congress, inter alia, 18 U.S.C.S. 337Public law 90-269; 82 Stat. 50, and Public Law 95-14791 Stat. 1227, and are thereby precluded from any right, title, or claim upon or to the same, as a matter of necessary operation of law. (See Exhibits C-2, C-3, entered into the docket of the Court).

You and your Officers, Employees, Agents and Representatives are “Agents Of A Foreign Principal” pursuant to 22 U.S.C.S. 611, and are directed, controlled, financed, subsidized and/or compensated for aiding, abetting, counseling, commanding, representing, and procuring the gathering of information, soliciting, collecting, disbursing, dispensing contributions, loans, money, currency, or other things of value for, or in interest of “The United Nations,” whose seat of government is in New York City, New York (22 U.S.C.S. 287, 61 Stat. 3416), “The Association” (22 U.S.C.S. 284 et seq.), “The Bank” and “The Fund” (22 U.S.C.S. 286 et seq.), and their subsidiary artificial beings pursuant to Public Law 94-564, Public Law 86-147, Public Law 89-369, Public Law 93-83, 87 Stat. 197, et cetera. (See also: 22 U.S.C.S. 263(a); 22 U.S.C.S. 285(g); 22 U.S.C.S. 287(j); 26 U.S.C.S. 6103(k)(4); Executive Order 10033.)

The Internal Revenue Service Agents, et al, are in fact engaged in inter-agency, international stipulations, agreements and commerce with “The Association” and/or the “International Bank for Reconstruction And Development,” and its many-faceted subsidiary, artificial beings, pursuant to “Treasury Delegation Order No. 91 (Rev. 1),” and “Service Agreements described in paragraph IV, of the General Agreement between the Treasury Department and the Agency for International Development, dated February 14, 1966”

Page 41

(Bretton Woods Agreement; 22 U.S.C.S. 284 et seq.). The character of “The Association,” “The Bank,” “The Fund,” and the Governor of the Fund a/k/a Secretary of the Treasury (See: 22 U.S.C.S. 286(a)), his associates, delegates, officers, employees, representatives, servants, and/or agents, being the real parties in interest, were and are now subject to Article III, Section 2, Clauses 1 and 2, as a matter of supreme Law, and/or Act of Congress, 22 U.S.C.S. 286(g). Your acts and/or authorization of acts committed by said Officers, Employees, Delegates, Associates, Representatives, Deputies, Receivers and/or Agents, et cetera, are administrative acts, done under color of a Magistrate/Commissioner (See: U.S. v. Ferreira, 13 How. (54 U.S.) 40, 14 L.Ed. 42; Murray’s Lessee et al. v. Hoboken Land & Improvement Co.18 How. (59 U.S.) 272, 15 L. Ed. 372) and under Letters of Marque issued on behalf of YOUR Foreign Principal and its artificial Organizations, and clearly in excess of the express and conditional, delegated and vested Powers and Authority, as established by the Ordained Constitution for the Union of several States of the United States of America.

I, Charles Ronald Gray, RIGHTFULLY DEMAND immediate return of the above stated sum of approximately 400 [four hundred] “Dollars,” “Silver,” and 5 [five] “Dollars,” “Gold,” minted by the United States Mint(s), i.e. Money, pursuant to 18 U.S.C.S. 645, and all other property and rights to property as stolen, confiscated and expropriated in violation of Act of Congress, coded Title 18 U.S.C.S. 654 and 241; and under authority of the Declaration of Independence; the Ordained Constitution for the united States of America (1787), Article I Section 10, Clause l; Act of Congress, coded Title 31 U.S.C.S. 314, 321, 5112; Public Law 93-110Article IV, Section 2; and Amendments I, IV, V, VI, IX, and X, and that the same said property be returned to my personal care, custody, possession and control, at the address given above from which it was taken, seized, stolen and confiscated, within ten (10) days of receipt of this Notice and Demand. Further, due to the residency and collateral fact that You and/or your Foreign Principals, Organizations, Associations, Officers, Employees, Representatives, Servants, or other Individuals acting under their direction and control, are incapable of maintaining the integrity of the de jure, Lawful, Constitutional Monetary System of the de jure Union of several Republican States of the United States of America, and are not heirs in Law or by birthright, i.e. Posterity, and have caused grievous harm, damage and injury under pretense and colors, and are in breach of numerous legal duties imposed upon our Public Offices, and you, by Law are barred, estopped and precluded under the “Clean Hands doctrine,” and “Public Policy,” from making any claim or right, title, or interest thereon. (See: 18 U.S.C.S. 1001)


YOU are hereby given further NOTICE of Intent to Seek, Commence, and Criminally Prosecute all those responsible under all applicable provisions and Mandates of the Ordained Constitution for the Union of several States of the United States of America, and Laws made in pursuance thereof, including, but not limited to 18 U.S.C.S. 219, 241, 242, 645, 654, 912, 951, and 1001, to wit:

18 U.S.C.S. 645 “Whoever, being a United States marshal, clerk, receiver, referee, trustee, or other Officer of a United States court, or any deputy, assistant, or employee of any such officer, retains or converts to his own use or the use of another, or after demand by the party entitled thereto, unlawfully retains any money coming into his hands by virtue of his official relation, position or employment, is guilty of embezzlement and shall, where the offense is not otherwise punishable by enactment of Congress, be fined not more than double the value of the money so embezzled or imprisoned not more than ten years, or both; but if the amount does not exceed $100, he shall be fined not more than $1,000 or imprisoned not more than one year, or both.”

Page 42

“It shall not be a defense that the accused Person had any interest in the moneys or fund.”

YOU, Joel M. Feldman, were further forewarned and duly informed by the Administrative Demand and Administrative Law Brief sent by Certified Mail — Return Receipt Requested Docket Number P 851 244 440 et seq. to the Governor of the Fund, United States Attorney General, et al, of certain criminal acts, which you willfully chose to evade and ignore, and have continued to illegally and unlawfully misuse the vested Powers and Authority of the same said Public Office to aid, abet, counsel, command and procure the commission and furtherance of the same illegal and unlawful activity, modes and procedures, and are prohibited from holding or enjoying any Office of Public Trust, Honor, or Profit within the Union of several States of the United States of America, and are believed to have sworn and subscribed a false and fraudulent Oath (See: Form 61, OMB Approval No. 50-R0118E; “The Tempting of America,” Bork, pg. 155 et seq., also see Complaint, Atkins et al. v. U.S.Docket No. 41-76, United States court of Claims, filed February 11, 1976; Atkins et al. v. U.S.556 F2d 1028; U.S. v. Wills, 499 U.S. 200, 66 L.Ed.2d 392, 101 S. Ct. 471), and have foreign obligation, allegiances, and masters.


Testified this _____ day of _____________ , in the year of our Lord 1992.

Most Sincerely, s/ Charles Ronald Gray, Sui Juris, Jus Soli, Jus Sanguinis C/O 897 Edgewood Ave., N.E., Atlanta, Georgia

Teste Meipso

Subscribed and affirmed to before me this _______day of ______________ , 1992.

_____________________ Notary Public

My Commission expires: _______________________ Certified Mail Number P 340 103 180

Appendix B.2 – Example of Notice of Default


) ) )


Page 43



<no IRS zone number[ZIP CODE > <not in any federal enclave>


================================================================== NOTICE OF DEFAULT AFFIDAVIT OF NOTICE


YOU ARE HEREBY NOTICED that you are in default of an opportunity to respond to the COMMERCIAL AFFIDAVIT sent to you on [date] by certified mail. You were given the opportunity to rebut the claims made against you by your failure to answer said AFFIDAVIT.

A DEFAULT JUDGEMENT is being sought against you having waived the right to answer by acquiesence, tacit admission and failure to contest, rejecting your due process opportunity. (See Randone v. Appellate Court, 5 C3d 536; Mullane v Central Hanover Trust Co., 339 U.S. 306, 314; Sniadach v. Family Finance Corp., 395 U.S. 337, 339; Melorich Builders v. Superior Court, 160 Cal App 3d 931, as in line with California Code of Civil Procedure § 437(c), defaults.)

IN ABSENCE of such response, Affiant, [name1], hereby inserts and records this NOTICE OF DEFAULT upon and against above named Respondent(s) pursuant the California Constitution Article I Sections 1, 3, 19, 24, 26, 28(b), Article II Section 1, California Civil Code Section 22.2, California Civil Procedure Section 437(c), California Penal Code Section 9.

WHEREAS such actions now shall be taken in accordance to the procedures set forth in the COMMERCIAL AFFIDAVIT defaulted.

I, [name1], have personal knowledge of the above facts, am competent to testify to the above facts, and declare that the foregoing is true, correct and complete under the penalty of perjury.

DATED:___________________ ___________________________________

Page 44

[name1], Sui juris [jurat and notary seal]

Appendix B.3 – A Model Commercial Affidavit

This example shows what a valid Commercial Affidavit looks like. You must change legal citations to suit your situation and the requirements of your state or locality. Also, the “Appendix A” cited in the Affidavit was composed by the Affidavit’s author, and represents his understanding of the requirements of Title 15 U.S.C.


[Name] c/o address city, Non-domestic [state], Republic



TO: *** [ALL PARTIES TO RECEIVE THIS AFFIDAVIT, name, address, sent certified mail]


STATE OF [state] COUNTY OF [county]

) ) )


Page 45

name CERTIFIED MAIL NUMBER address city, state

This action is taken in accordance with the California Penal Code Section 9 which states:

CIVIL REMEDIES; PRESERVATION: The omission to specify or affirm in this Code any liability to damages, penalty, forfeiture, or other remedy imposed by law and allowed to be recovered or enforced in any civil action or proceeding, for any act or omission declared punishable herein, does not affect any right to recover or enforce the same.

I, [name], the Undersigned, ***[by any special conditions of standing, i.e. a trustee of a trust] do solemnly swear, declare, and depose:

1. THAT I am competent to state to the matters set forth herein. 2. THAT I have personal knowledge of the facts stated herein.

3. THAT all the facts stated herein are true, correct, and certain, admissible as evidence, and if called upon as a witness, I will testify to their veracity.

4. THAT the eternal, unchanged principles of Commercial Law are:

a) A workman is worthy of his hire. (thou shalt not steal) b) All are equal under the law. (no one is above the law) c) In Commerce, truth is sovereign. (thou shalt not bear false witness) d) Truth is expressed in the form of an affidavit. e) An unrebutted affidavit stands as truth in Commerce. f) An unrebutted affidavit becomes the judgment in Commerce. g) All matters must be expressed to be resolved. h) He who leaves the battlefield first loses by default. i) Sacrifice is the measure of credibility (no willingness to sacrifice = no liability, responsibility, authority or measure of conviction) j) A lien or claim can be satisfied only through an affidavit by a point-for-point rebuttal, resolution by jury or payment.

5. THAT Commercial processes (including this Affidavit and the required responses to it) ARE NON-JUDICIAL and pre-judicial because:

a) No judge, court, government or any agencies thereof, or any other third parties whatsoever, can abrogate anyone’s affidavit of truth; and b) Only a party affected by an affidavit can speak and act for himself and is solely responsible for responding with his own affidavit of truth, which no one else can do for him.

Page 46

6. THAT the lawful seizure, collection, and transfer of ownership of money or property must be effected by a valid Commercial Lien which must contain certain elements in order to be Commercially valid, to wit:

a) The lien instrument must obviously, patently, and evidently be a LIEN by being clearly and explicitly titled “LIEN,” “CLAIM OF LIEN,” or “DECLARATION OF LIEN,” and mandatorily, by its exhaustive Commercial content (full disclosure) as follows in b), c) and d);

b) The lien instrument MUST CONTAIN a notarized hand-signed affidavit, for which the issuer is commercially liable, containing a plain statement of fact disclosing how the obligation of the lien was created, attesting that the commercial condition is true, correct, and certain;

c) The lien instrument MUST CONTAIN a ledger or bookkeeping statement connecting purchases, services rendered, and/or injuries sustained, with a claim of obligation such that each purchase, service, and/or injury is presented in a one-to-one correspondence with its partial claim of obligation. The partial obligations are then totalled to obtain the total obligation. This is called a “True Bill in Commerce.”

d) The lien instrument MUST CONTAIN a statement, either specific or general, of the property being seized from the lien debtor to satisfy, or to guarantee satisfaction of, the obligation of the lien. e) A NOTICE OF LIEN to be valid MUST CONTAIN a clear statement as to where the lien is filed, where it can be found and how a copy can be obtained.

7. THAT I am not the creation or chattel property of any person or any government agency whatsoever. I am not under any obligation whatsoever to any governmental agency, state or federal, or any of their self-passed laws, statutes, regulations or policies.

8. THAT any and all of the various papers, documents, adhesion contracts, or “agreements” I may have signed with any government agency or entity or any others that might be construed to indicate a conclusion contrary to my herein-below assertions were made, signed by me on the basis of mistake due to lack of full disclosure creating a deliberate lack of full knowledge, a deliberate action of fraud, non-disclosure, concealment of material fact, and misrepresentation. Such action thereby creates a stressful situation of duress and intimidation, vitiating all documents by such action of fraud.

9. THAT it is the sincerest belief, religious and spiritual conviction of this Affiant that slavery and peonage are immoral, are violations of the First Precept of Commercial Law (a workman is worthy of his hire, “Thou shalt not steal”), that fraud, misrepresentation, nondisclosure, intimidation, deceit, concealment of material fact, lying, and treachery are morally wrong.

10. THAT I have absolutely no desire whatsoever to be a “client” (slave) of any governmental agency, state or federal, or any of their Principals, or the “United States,” or to incur any debts or obligations to said entities for whatever “benefits” said entities might purpose to provide or seek to provide to this Affiant, or be directed by, subject to, or accountable to any parties

Page 47

other than my own conscience and best judgement for the purpose of preserving inviolate my unalienable/inalienable rights to life, liberty, freedom and property while engaging in the honorable, productive, and non-harmful activities of my life.

11. THAT I, [name], am the sole and absolute owner of myself, my body, and my estate, and possess unconditional, allodial, sovereign title thereto, and that I abjure, renounce, forsake, and disavow utterly and absolutely now and forever all presumptions of power, authority, or right by any governmental agency, its Principals, over the rights, life, liberty, freedom or property of this Affiant from whatever source presumed or derived.

12. THAT NO COMMERCIAL PAPERWORK or COMMERCIAL AFFIDAVITS have been furnished or supplied to me, [Name], by [parties] or any others that created the so-called liability.


{plus any other points that may have to be added to clearly state a claim of abuses relative to your case. BE SURE TO RENUMBER FOLLOWING POINTS}

15. THAT I, [name], the Undersigned, herewith and herein demand of ALL PARTIES involved in anyway in this so-called cause of action, who attempt or continue to proceed against me or my properties in the instant cause of action in any way, furnish answers to the following:

a) Where is the real and true Commercial Paperwork bearing on this instant matter that made me liable? b) Where are the real, true, proper and lawful assessments bearing on this instant matter that I am said to be liable? c) Where is the itemized statement, ledger and accounting for services rendered with respect to this instant matter? d) What or who are the Parties engaging in fair business practices in the instant matter? e) Where is the full disclosure bearing on all matters pertaining to this instant matter? f) Where is the clean hands? g) Where is the good faith action? h) Where are the truth, mercy, grace, and all similar just and virtuous qualities and proceedings based on them that are supposed to inhere in commerce and the Uniform Commercial Code?

16. THAT all parties who act against this Affiant on their alleged basis must produce the Page 48

Commercial Affidavits of TRUTH, sworn by the claimants to be “true, correct, and complete (certain),” which prove the origin and foundation of their claims and include providing the contract(s) or agreement(s) with the signature of this Affiant thereon wherein this Affiant has knowingly, intentionally, and voluntarily, in full legal and lawful capacity, agreed to waive or surrender rights to the IRS, its Principals, or the “United States,” or agreed to become subject to or the slave or property of said entities in any way or in any jurisdiction whatsoever.

17. In order for a crime to exist, four elements must exist; there must be a defined crime, there must be a victim, that the victim must have been damaged, and the intent must be established on the part of the accused. Without proof of all four elements, no crime can said to have been committed. In this Affidavit, crimes are defined, the Affiant is the victim, this Affidavit verifies the damages, and the intent is established at the end of the thirty (30) day grace period, if the respondents fail to rebut (respond to) the wrongs they have been a party to as noted herein.

18. NOTICE is hereby given, and demands made, on all Claimants — [parties], [other Officials, Attorneys, Judges], and any other involved Parties, that:

a) ALL properties taken unlawfully, removed in violation of commerce, or otherwise converted, sold, or seized by [any party(ies), name them], or other Parties in collusion therewith, be immediately returned IN FULL VALUE ($ ) PLUS 10% to [name], the Undersigned Affiant, justly possessing the lawful and legal title thereto; OR

b) All Parties who proceed to act or assist in said actions, against this Affiant, [name], without thorough, verifiable, point-by-point rebuttal of each and every point set forth in this Affidavit shall be immediately charged with criminal fraud, theft, conspiracy of extortion, theft and fraud, and commercial liens shall be placed against all their real and personal properties (defined crimes: California Penal Code Section 182 criminal conspiracy, 211 robbery, United States Criminal Code Title 18 Section 4 misprision of felony, 241 conspiracy against the rights of citizens, 872 extortion, 1001 fraud and false statements, and other such crimes as are related to issues of RACKETEERING 18 USC 1961, plus such Constitutional violations not listed in the Criminal Codes combined and described simply as TREASON); and

c) All court costs and legal fees relating to this instant case shall be paid by those who have drawn the undersigned Affiant [name] into this instant matter; AND

19. THAT failure to respond as herein required to this Affiant, within the herein a prescribed time of thirty (30) days will be deemed by this Affiant to invoke the doctrine of acquiescence and admission, to recover, in commerce, the lost or damaged properties plus damages, penalties and costs. (California Civil Code § 3281)

20. THAT in light of the foregoing declarations, all alleged contracts and agreements between this Affiant, [name], and the IRS, its Principals, or the “United States” are unconscionable and baseless. I herein, hereby and herewith revoke, disavow, and renounce my signature on any and all documents, instruments, or forms I may have ever signed with the IRS, its Principals, or

Page 49

the “United States,” or any other parties or entities whatsoever that might purport to have furnished any contractual agreement or nexus between myself and the IRS, its Principals, or the “United States.”

21. THAT this Commercial Affidavit, Notice and Warning of Commercial Grace, is the ONE AND ONLY such Notice and Warning. If all IRS “assessments” and collection actions against me on their basis are not abated within thirty (30) days, or if at any time in the future any IRS “assessments” and collection actions based thereon are reinstituted against me, it shall be considered a willful disregard for this Notice and Warning, and such shall engender the immediate filing of Criminal Complaints (Affidavits of Information) and Commercial Liens (Affidavits of Obligation) against all parties involved.

22. THAT the foundation of Commercial Law, being based on certain eternally just, valid, and moral precepts, has remained unchanged for at least six (6) millennia. Said Commercial Law forms the underpinnings of Western Civilization if not all Nations, Law, and Commerce in the world, is NON-JUDICIAL, and is prior and superior to, the basis of, and cannot be set aside or overruled by, the laws and statutes of any governments, legislatures, quasi-governmental agencies, or courts. It is therefore an inherent obligation on all Authorities, Officials, Governments, Legislatures, Governmental or Quasi-governmental Agencies, Courts, Judges, Attorneys, and all aspects and Agents of all Law Enforcement Agencies to uphold said Commercial Law, without which said entities are violating the just basis of their alleged authority and serving to disintegrate the society they allegedly exist to protect.


23. THAT if the Undersigned failed to rebut such claims or charges, the Respondent would immediately declare a default against the Undersigned and proceed to collect on the claims made as being in agreement with said claims or charges. The Respondents having made the claim or charge against the Undersigned, thereby creating an implied contract, the Undersigned having rebutted said claim or charge demanding proof of said implied contract, a true binding contract was thereby created.

24. THAT the Respondents’ attacks on the commercial or private liability of the Undersigned Affiant, and this Affidavit or response/rebuttal to said claims or charges, created the mutually voluntary, consensual, commercial, private contract by and between the Undersigned and Respondents. Failure of Respondents to prove their claims or charges against the Undersigned within thirty (30) days (or in the alternative cease all collection or enforcement actions against the Undersigned) shall constitute deliberate criminal actions and willful breach of and default on a bilateral contract (Affidavit of Agreement) formed knowingly, intentionally, and voluntarily by and between the Undersigned and the Respondents.

25. THAT I, [name], the Undersigned Affiant, depose and certify that I have written the foregoing with intent and understanding of purpose, and believe the statements, allegations, demands and contents herein to be true, correct, and complete, commercially reasonable, and just, to the best of my knowledge and belief.

Page 50


WITNESS my hand this ______day of _________________, 19__

On this ______day of ______________, 1994, before me, the undersigned Notary Public in and for the State of [state], appeared ___________________________, ( ) personally known to me or ( ) proved to me on the basis of satisfactory evidence, to be the person whose signature appears in the within instrument and acknowledged to me that he executed it.

Witness my hand and official seal: /s/______________________________ NOTARY PUBLIC


This EXPLANATION SHEET is to be attached to all Commercial Affidavits, including Affidavits of Obligation (Commercial Liens), which are non-judicial consensual processes which arise out of a breach of special performance (e.g., for public officials’ breach of oath of office, a violation of the Constitution for the United States of America and respective state Constitutions.)

The notice as follows below is included for the purposes of FULL DISCLOSURE (UCC), and as a warning noted by the flag for commercial grace at the top of the instrument.




[name], Affiant

/s/___________________________ [name], SUI JURIS

STATE OF [state] COUNTY OF [county]

) ) )


Page 51


* One definition of “A SECURITY” is “any evidence of debt.” * **********


The Lien Claimant does NOT rely on Title 15 as a basis for the “Commercial Lien.” ALL Commercial processes, by using or relying on notes or paper in Commerce (e.g. Federal Reserve Notes), must bear some sort of Federal tracking code, a County Recorder’s number or a serial number, which process must be accessible for inspection at the nearest relevant County Recorder’s Office or be widely advertised. When a Lien matures in three (3) months, ninety (90) days, by default of the Lien Debtor through the Lien Debtors failure to rebut the AFFIDAVIT OF OBLIGATION point-for-point categorically, it becomes an accounts receivable in the ordinary sense of a collectable debt upon which assignments, collateralization, and other commercial transactions can be based, hence becomes a Security subject to observation, tracking, and regulation by the United States Securities and Exchange Commission (hereinafter U.S. S.E.C.).

The notation “A Security — 15 USC” is a flag in Commerce telling the U.S. S.E.C. that a speculation account is being established to enforce a lien. The U.S. S.E.C. can then monitor the process. As long as the process is truthful, open, and above-board (Full disclosure), the U.S. S.E.C. has no jurisdiction over it, for even the U.S. S.E.C. has no jurisdiction over the truth of testimony, depositions, affidavits, and affidavits of obligation (Commercial Liens), and an unrebutted affidavit stands as the truth in Commerce.

Legal Authority: Universal moral/existential truths/principles, expressed in Judaic (Mosaic) Orthodox Hebrew/Jewish Commercial Code, corollary to Exodus (chiefly Exodus 20:15, 16). This is the best known Commercial process in America.

When an Affidavit is so flagged in Commerce, it becomes a Federal Document because it could become translated into a Security (for example by being attached in support of a Commercial Lien), and not accepting and/or filing a Commercial Affidavit becomes a Federal offense.


see attached instruction

Page 52

Appendix B.4 – Model Criminal Complaint


Search for brackets [ ] for modification and changes. THESE ARE to be modified accordingly to individual cases. See Constitutional violations Count 2 for notes. Notes ( ) therein were the basis of the case this lastest Criminal Complaint was drawn from. Such comments and notes should be according to the affairs of the case at hand.

[name],person filing the Affidavit of Information [respondents], persons to whom the Affidavit is against [state], the republic of interest, i.e. [state], Nevada, Utah, New Jersey, etc. [state taxing authority], if your state has a taxing authority attacking you or the state income tax agency, this is what is identified here.

On page 3, 4 and other pages are cites for the California Republic penal code, civil code, civil procedure, government code sections. These are the local (California) requirements for criminal complaints (Affidavits of Information). The sections listed MUST BE CHANGED as they are the California Code sections. You must locate and replace with the equivalent sections for your state. Search for “Cal” to find and locate such references for changes. MAKE SURE YOU CHANGE ALL OF THEM BEFORE “FILING” SUCH COMPLAINT to conform to local codes and NOT California.

COUNT 2 in particular will have to be modified to reflect your state Constitution. California has 37 violations that are listed. There is actually 45, but some vary depending on the action. IT IS THE RESPONSIBILITY OF THE USER OF THIS FILE TO UNDERSTAND HIS/HER OWN STATE CONSTITUTION AND WHAT CAN BE APPLIED.

AFTER COMPLETING THE “COMPLAINT,” RE-READ IT ALOUD TO HEAR WHAT IS BEING SAID. This accomplishes two things; 1) incorrect grammer can be caught. Fix as required. 2) Items not belonging can be caught to be removed. THEN — set aside for two or three days and repeat the last instruction above. After being removed from such for a couple of days — it will all be new and fresh and more “errors” can be caught. Another suggestion is to have another read it after it is completed. Being close to the paper, you know what you want it to say, but it is not exactly as it should be. THIS IS IMPORTANT THAT THE WORDING, INTENT AND MEANING BE CLEAR and NOT CONFUSING. RE-VERIFY ALL CODE SECTIONS TO MAKE SURE THAT THEY ARE ALL RELATED TO YOUR STATE AND NOT ANOTHER.

[name], SUI JURIS c/o [city], [state] Republic <No IRS zone number {ZIP} code> <NOT IN ANY FEDERAL ENCLAVE>

The United States district Court

Page 53

for the _____________ district of ______________

[name], Complainant, VS.

RESPONDENTS. ______________________________

) ) ) ) ) ) ) ) ) ) ) ) )

NO.____________________ AFFIDAVIT OF INFORMATION


18 UNITED STATES CODE 4 Federal Rules Criminal Procedure, Rule 3




I, [name], the Complainant Affiant in the instant matter, am reporting, by AFFIDAVIT, to this Court and the United States Attorney, believed to be the compentent authorities to which knowledge of criminal actions should be reported. This Affidavit is filed pursuant to 18 United States Code Section 4 (18 USC 4), the FEDERAL RULES OF CRIMINAL PROCEDURE, RULE 3. Title 18 (18 USC) Section 4 states:

“Whoever, having knowledge of the actual commission of a felony cognizable by a court of the United States, conceals and does not as soon as possible make known the same to some judge or other person in civil or military authority under the United States, shall be fined not more than $500 or imprisoned not more than three years, or both.”

Federal Rules of Criminal Procedure Rule 3 states:

“The complaint is a written statment of the essential facts constituting the offense charged. It shall be made upon oath before a magistrate.”

I, [name], the Complainant Affiant in the instant matter, herein openly declare and depose that the above named Respondents did knowingly and willfully act and conspire to oppress, injure, and damage this Complainant Affiant as herein below set forth, and by evidences set forth in the attached COMMERCIAL AFFIDAVIT sent to the Respondents/Defendants to resolve the disputed issues outside this forum (a consensual mutually entered into voluntary contract by and between Affiant and accused).

Page 54

The Respondents were previously noticed and warned by the Affiant’s “COMMERCIAL AFFIDAVIT, NOTICE OF NON-JUDICIAL PROCEEDINGS, NOTICE AND WARNING OF COMMERCIAL GRACE” (see Exhibit A), to which the Respondents did not answer/rebut, or answered without addressing the demands made, (see Exhibits …, [if any]). In said NOTICE AND WARNING the eternal principles of Commercial Law, the underpinnings of all human law and civilization, were clearly and simply set forth and explained (clarification of contractual terms). The above referenced Respondent parties failed to avail themselves of the remedies and recourse under Commercial Law to resolve the dispute(s) with this Complainant Affiant in a civil, peaceful and honorable manner.

All of the Affidavits, Notices, and filings, of this Complainant Affiant have been issued as the truth, the whole truth, and nothing but the truth, to the best of my experience, knowledge and belief. The Affidavits I have issued were sworn to as TRUE, CORRECT, and COMPLETE. Said Affidavits have never been formally rebutted by affidavits sworn to as TRUE, CORRECT, and COMPLETE by the respective Respondent Parties.

By failing to respond to the Complainant Affiant, the Respondents are in contractual default. The Respondents have admitted to and acquiesced to the crimes which the Complainant Affiant complained about and sought to protect himself from further abuses. Their continuing on with the wrongful actions against this Complainant, the accused Respondents are acting in knowlegable and willful criminal assaults against the Complainant and in knowledgable and willful breach of contract that they opened.

In order for a crime to exist, four elements must exist; first there must be a clearly defined crime or criminal action; second, there must be a victim; third that the victim must have been damaged or injured, and fourth, the criminal intent must be established on the part of the accused. Without proof of all four elements no action can be considered criminal.

In this matter, the Complainant Affiant is the victim, the Commercial Affidavit sets the complained issues and this Criminal Complaint defines the crimes verifies the actual damages, and the intent was established by proof that the Respondents/Defendants were Noticed and Warned of their wrongs and what was required to right them. Their failing to rebut the Affidavit or prove their own claims, the contractual requirement of this Complainant Affiant’s Commercial Affidavit of Notice and Warning, the Respondents/ Defendants acted willfully against this Complainant Affiant.

The Complainant Affiant exercises his unalienable Sovereign Right against [respondents], a legislative entity, and its officers for a redress of grievances (fraud, extortion, theft, plus other noted wrongs) by this verified Criminal Complaint (California Penal Code Sections 740, 806 and 948 et.seq.) pursuant the Commercial instrument of the people known as the Constitution for the State of California, as stated in the Preamble, Article I Sections 1, 3, 24; Article II Section 1; Article III Section 5, 6(d); California Civil Code Section 4, 5, 22.2; California Penal Code Section 9; California Government Code Section 100, 11120, and 54950 as a Sovereign and the parallel sections of the Constitution for the United States, United States Codes Title 18, the United State Criminal Code and the Federal Rules of Criminal Procedure.

Therefore, the Complainant Affiant, [name], sets forth to the candid community the abuses of FELONY, HIGH CRIMES and MISDEMEANORS by the Respondents. The above named Respondents, in the

Page 55

instant action have supported criminal actions by willfully and knowingly:

— DENIED A RIGHT to due process of law. Such denials include but are not limited to the right to work, the right to receive just reward of labors, denying access to the multiple Constitutional rights and specifically acting against the Complainant Affiant under a color of official right. It is a “taking action” denying the right to personal property violative of the provisions of the state Constitutional provisions and under the Fourth and Fifth Amendments to the Constitution for the United States.

The right of due process of law requires before any sort of judgment against an individual, that he has had opportunity to defend himself of any accusation or claim, that he has had an opportunity to state his case, he has had a proper and lawful judgement by a jury of his peers, or by a knowledgeable waiver of the right to answer. The [respondents] officials acted against that due process by acting in a criminal conspiracy to defraud the Complainant Affiant of his property, giving such property to the [state taxing authority] [and/or] the IRS, WITHOUT ANY KIND OF LAWFUL JUDGEMENT, COMMERCIAL PAPERWORK, CONTRACTS OR PROOF OF CLAIMS. [respondents] are/is therefore guilty of denying the COMPLAINANT AFFIANT [name], every Constitutional protection afforded — an act of TREASON (defined below), an act of a MIXED DOMESTIC WAR.

DOMESTIC MIXED WAR – A mixed war is one which is made on one side by public authority, and the other by mere private persons. (Black’s Law Dictionary 5th Ed., page 1420). War does not exist merely because of an armed attack by military forces of another nation until it is a condition recognized or accepted by political authority of government which is attacked, either through an actual declaration of war or OTHER ACTS DEMONSTRATING SUCH POSITION (emphasis added; Savage v. Sun Life Assur Co. of Canada, D.C. 57 F Supp 620, 621).

— WAR is the disintegration of peace; Webster’s states “a state of hostility, conflict or antagonism, a struggle between opposing forces,” not necessarily open violent armed confrontations, although a continued state of disrupted peace by any force could lead to open armed conflict.

The defendants are hereby accused of the following crimes against, and violations of the rights of the people of this [state] REPUBLIC. Such rights or obligations are secured, preserved or defined by the Constitution to prevent such abuses by both employer and of government officials by their oaths to support said Constitution (67 CJS, Officers, Section 46, Oaths).

— MALFEASANCE OF OFFICE. By such wrongful action, these individuals have acted with malfeasance of office in conspiracy with Agents of the [state taxing authority] [and/or] [IRS], deliberately, knowingly and willfully violating said rights are guilty of misconduct in office, whether public or private.

— SLAVERY. The civil relation in which one man has absolute power over the life, fortune, and liberty of another. The Respondents have denied the right to “fortunes” earned by the labors of the Affiant. The unlawful conversion of such property and giving it to another without due process of law, forcing the Affiant to work for less than what was lawfully and contractually agreed upon, breaching interpersonal contracts and relationships, is criminal. The Respondents have absolutely refused to communicate in GOOD FAITH with the Affiant. They have refused to disclose the lawful authority by which they act, the contract in default or the damages which they claim created the so-called liability. There is no judgment of any kind that they

Page 56

can produce showing any liability. By such actions, these have destroyed the right to life, liberty and property by such taking of personal property without due process of law, reducing the Affiant to the condition of a slave. As such, these are in fact in violation of the State and Federal Constitutions that abolished slavery.

— TREASON. Treason is defined as the assault against the authority to whom one owes allegiance. It is one of three specific crimes named in the United States Constitution. It requires that one commit an act of war against the Constitution, or giving aid and comfort to an enemy. Such clearly defined actions by government officers and such private officers who have privileged authority in commerce by the Constitution, in specific connection to the above violation, malfeasance of office along with violating their oath of office and in the related connected activities herein as listed below is nothing short of TREASON, see DOMESTIC MIXED WAR above, and there is no other term or set of terms that accurately define such activity. [respondents] have willfully violated the basic fundamental principles this Country was founded on, and therefore condoned the acts of TREASON by so-called governmental officials against the Undersigned, making them liable for such acts of TREASON by refusing to stop such actions against the Complainant Affiant [name], when they had the power and authority to do so after being noticed (criminally under Title 18, Section 4; civilly under Title 42, Section 1983, 1985, 1986).

In addition to and along with the above cited crimes, the Respondents acting in concert with such so-called government officials to complete such acts as listed as follows:

— FRAUD. Permitting shown and demonstrated acts of fraud and actively participated in a scheming conspiracy of untruths and misrepresentations to deceive those who entrusted themselves in dealing in good faith, while specifically acting in deliberate bad faith when such fraud was shown (Cal Penal Code Sec. 532; 18 USC 1001).

— EXTORTION. By such actions of Fraud, said Respondents under assumed (usurped) official right and color of office to demand, without any real lawful or proper authority, gave monies of the Complainant Affiant to the Internal Revenue Service and/or the [state taxing authority] as foreign agents (explained below) by use of such misrepresentations and untruths to steal monies under a color and cover of law to raise revenue (Cal Penal Code Sec 518, 519; 18 USC 872, 873, 1951, 1962).

— GRAND THEFT. By such actions of fraud and extortion, the monies stolen, or damages sustained by such actions totalled over $400 under a guise of taxes, fines and/or penalties under a color of law for exercising one’s inalienable/unalienable rights (Cal Penal Code Sec 487; 18 USC 641 {>$100}, 2112).

— ROBBERY. (Attempted robbery) Respondents, by such action of conspiracy under a color of law and official right, used intimidation, threats, and fear by force of imprisonment to extort revenues (Cal Penal Code Sec. 211; 18 USC 2112). [Note may be added to action if applicable. This is further demonstrated by the act of firing [name] for simply exposing the crimes being perpetrated against him within the Company.]

— FALSE DOCUMENTS. Accepting false documents that are known not to be true or known to be false to falsely condemn the Complainant Affiant under a color of law without benefit of a lawful trial, to raise revenue by stealing monies of the Complainant Affiant and giving it directly to a foreign agent by such false

Page 57

condemnations (Cal Penal Code Sec 134; 18 USC 1001).

— CONSPIRACY. A confederation of two or more individuals who may not know each other but, by their joint efforts, commit some unlawful or criminal act (Black’s Law Dictionary). Multiple officials, agents and other persons named properly noticed by the attached COMMERCIAL AFFIDAVIT, and un-named who under a cover of official right and appearance and color of law continued to perform such acts to continue to raise revenue by fraud and extortion, for any so-called governmental function. (Cal Penal Code Sec. 182, California Racketeering Act — Cal Penal Code Sec. 186; 18 USC 241, Federal Racketeering Act, 18 USC 1961 et. seq.)

— RACKETEERING. Is the combination of the above identified crimes. Title 18 United States Codes Section 1961 (RICO) defines it as involving a host of patterned criminal actions that includes but not limited to an act or threat of murder, kidnapping, gambling, arson, and as in the instant case robbery, bribery, extortion, fraud, slavery, etc.

The explanation of crimes above stem from other hidden crimes being forced upon the people of this [state] REPUBLIC. Such crimes and this Affidavit of Information is filed in the overall context of the Bankruptcy of the United States (i.e. District of Columbia, as per jurisdiction set forth in the U.S. Constitution Article I, Section 8, clause 17 and 18 and Article IV Section 3 clause 2). The United States bankruptcy is a direct result of the Federal Reserve Act of December 23, 1913, in which the delegated authority of Congress to be responsible for the nation’s currency was illicitly, unconstitutionally, and treasonously surrendered to the privately owned Federal Reserve Corporation (a foreign agent), whose class A stockholders are various international banks. In place of real money as legal tender (gold and silver coin U.S. Constitution Article I Section 10, Coinage Act April 2, 1792), the Federal Reserve issued private commercial paper, drawn on the credit of the United States, consisting of only bookkeeping entries of no substance or reality, on which a real compound interest was charged. The U.S. Treasury paid the ever-increasing interest in gold and was eventually depleted, with a higher debt than ever. The planned inevitability occurred: BANKRUPTCY.

This bankruptcy was clearly reiterated on March 17, 1993 on the floor of the House of Representatives by James Traficant, Jr. (Ohio) addressing the House. It is recorded in the United States Congressional Record, Wednesday, March 17, 1993, Volume #33, page H1303, should anyone doubt the claim. . . .

“Mister Speaker. We are here now in Chapter 11. Members of Congress are official trustees presiding over the greatest reorganization of any bankrupt entity in world history, the U. S. Government.”

The U.S. Attorney General is the “permanent member” to the Secretariat of the Interpol Operation, and the Secretary of Treasury the “alternate permanent member.” Under Article 30 of the “Constitution and General Regulation of Interpol,” 22 USC 263(a), the agents are required to renounce their allegiance to their respective countries and expatriate.

Consequently, ALL “public servants,” officials, Congressmen, politicians, judges, attorneys, law enforcement personnel, the States and their various agencies, are express agents of the Foreign Principals who have bankrupted and stolen the United States through the paper money banking swindle and other frauds and treacheries.

Page 58

Under trappings of “democracy,” the flag, “law and order,” the Constitution, etc., Americans have been duped into administering and submitting to their own subjugation, bankruptcy, enslavement, and the elimination of their rights, freedom, and country. The people have been reduced to peonage and involuntary servitude under a fraudulent, tyrannical, and seditious foreign oligarchy whose express intent is to institute and establish a dictatorship over the people and their posterity through a private, commercial one-world-government (i.e., “THE NEW WORLD ORDER”).

These Foreign Principals, through the knowing and unknowing complicity of their Agents, have completely debauched the monetary system (National Geographic, January 1993, THE POWER OF MONEY, page 83), declaring war on and against the people of this country, destroyed the lives and livelihoods of millions of people, aided and abetted the enemies of the American people and their posterity, incited rebellion and anarchy within the de jure society, taken false oaths, entered into seditious foreign agreements, pacts, confederations, treaties, and alliances, and under a pretense of “emergency” which they themselves created, created and formed a multitude of offices of alien allegiance (treason) to perpetuate their plunder, conquest, and subjugation of what was once considered “the last great hope of human freedom.”

These are truly guilty of SEDITION AND TREASON against the Constitution and declared a domestic mixed war against the people of the united States. (See attached TOP SECRET “Silent Weapons for Quiet Wars, a Manual for Silent Weapons System,” 1980 Article of Scientific American, The World Economy of the Year 2000.)

THEREFORE, the respondents are guilty of the above crimes in acting in conspiracy with such agents of foreign powers to further destroy another individual, [name] the undersigned, by such activity. TO WIT, the above named officers of [respondents], did WILLFULLY AND UNLAWFULLY:

COUNT 1: On or about [date], accepted and honored a false document by the [state and/or federal taxing authority] (California Criminal Code Section 125, unqualified statement, a felony; Title 18 USC 1001) of an undocumented, unproven liability, shown to be false by the Complainant Affiant [name], to take property <monies> without due process of law to give it to the Franchise Tax Board. California Penal Code Section 182 (4), (5), Criminal Conspiracy, Sec. 186, Racketeering, Title 18, Sec 241, 1961, 1962.

COUNT 2: In accepting and honoring false documentation, [respondents], specifically and willingly conspired with the Internal Revenue Service and/or the [state taxing authority] to steal the property of [name], (expansion but separate count of count 1) denying [name] the rights of due process of law for any action against him. The rights denied, violated or trespassed are enumerated below. Each action — denial, violation or trespass, is a separate high crime or misdemeanor, brought together in this count as violations against the constitution. The penalty is defined under Title 18 USC Sections 3571 individually listed for subtotal tally as to the civil damages sustained by such criminal actions. RIGHTS OF THE SOVEREIGN DENIED OR VIOLATED ($100,000 each denied, violated or trespassed right listed as a misdemeanor, 18 USC 3571 defined as a felony is $250,000 for each trespass, denial or violation) secured, preserved and protected by the California Constitution and parallel sections of the Constitution for the United States:

1. ART I SECT I: Denied right of liberty 2. ART I SECT I: Denied right of acquiring property, (property given directly to a foreign

Page 59

agent without due process of law)

3. ART I SECT I: Denied right of possessing property, (property given directly to a foreign agent without due process of law)

4. ART I SECT I: Denied right of defending property, (fired for demanding the proper return of property)

5. ART I SECT I: Denied right of privacy, (giving information to a foreign agent under a guise of law)

6. ART I SECT 2: Denied right of free speech (FIRED for demanding a proper production of certain lawful papers to validate [respondents] of seizing Complainant Affiant’s monies and giving it to foreign agents)

7. ART I SECT 2: Denied right of free expression of thought, i.e., write, publish, etc. (FIRED for expression of criminal activity in an open forum, expressed in GOOD FAITH)

8. ART I SECT 3: Denied right to redress of grievances (firing an individual for exposing such crime denies a right to redress of grievances in the forum of complaint)

9. ART I SECT 4: Denied right of liberty of conscience, (i.e. punished by being fired for exercising the liberty of conscience)

10. ART I SECT 6: Made the Plaintiff a slave or to serve government involuntarily (for exercising rights not criminal, forced to pay unproven liability, not yielding as a slave to improper and illegal demands)

11. ART I SECT 9: Enforced a bill of attainder, pains and penalties — (force to pay an unproven claim by distraint, without due process of law)

12. ART I SECT 9: Enforced an ex post facto law, (NO LAW) 13. ART I SECT 13: ILLEGAL SEIZURE WITHOUT WARRANT — TRESPASS —

(Seized Complainant Affiant’s property without warrant or lawful complaint of damages)

14. ART I SECT 15: Denied speedy trial — DENIED TRIAL — JUDGED (fired by the company for exposing and documenting a crime within the company)

15. ART I SECT 15: Denied right of defense witnesses 16. ART I SECT 15: Denied right of assistance of Counsel 17. ART I SECT 15: Denied right of reasonable defense

Page 60

18. ART I SECT 15: Denied right to confront accuser, injured or damaged party. (Complainant Affiant is the injured party by an undocumented, proven claim against the Complainant Affiant by a foreign agent and not permitted to address such false documentation.)

19. ART I SECT 15: Deprived of liberty (freedom, right of work)

20. ART I SECT 15: Deprived of property without due process of law. (Giving to a foreign agent monies of the Complainant Affiant without a lawful hearing or judgment)

21. ART I SECT 16: Deprived of right of trial by jury, for undefined wrongs, (for which Complainant Affiant was fired)

22. ART I SECT 17: Cruel or unusual punishment (being fired for exposing a crime in the company)

23. ART I SECT 19: Private property taken for public use without just compensation, conversion and theft of compensation for labor. Issue of slavery.


25. ART I SECT 24: Denied right of due process 26. ART I SECT 24: Denied right of equal protection 27. ART I SECT 24: Denied speedy trial and public trial 28. ART I SECT 24: Denied right of defense witnesses 29. ART I SECT 24: Denied right of assistance of Counsel 30. ART I SECT 24: Denied right of reasonable defense 31. ART I SECT 24: Denied right to confront accuser, injured or damaged party

32. ART I SECT 24: Denied right to be free of unreasonable search and seizures (willfully taking of compensation and willfully giving it to another without proper warrant of paperwork proving liability)

33. ART I SECT 24: Cruel or unusual punishment (being fired for exposing crimes in the company)



36. ART II SECT 1: Usurpation of Political power (acting in Conspiracy with the Franchise Tax Board and IRS agents, outside the lawful adjudication procedure of courts)

37. ART III SECT 6: Denied right of action in the Courts before acting against the Complainant Affiant. (Being found guilty of an undefined crime, punished without due process and fired for complaining about such abuses before any action is commenced.)

Thirty-seven (37) actions of high crimes and misdemeanors in a single count of conspiracy. All are listed as misdemeanors ($100,000). An elected official in government doing this things would be charged as felonys ($250,000),

18 USC 3571. Subtotal of damages in Count 2: $9,250,000 (37 x $250,000)

[IRS and [state taxing authority] can be separate counts or separate cases if desired. Separate counts by governmental agencies is charged as felonies.]

COUNT 3: On or about [date], [respondents], freely and willfully gave the [[IRS] [state taxing authority]] $[amount], an act of conversion, and theft, without proper lawful paperwork, authorization, or Court judgement. California Penal Code Section 211; 18 USC 2112, a felony.

[repeat as many times as there were illegal transfers by date and amount for each agency separately].

[and if applicable or some variance thereof]

COUNT X: On or about [date], [respondents], fully and willfully ignored proper notices (Complainant Affiant’s COMMERCIAL AFFIDAVIT and Notice of Commercial Grace, attached) of a crime taking place, compounding the crimes, by [i.e. example: firing Complainant Affiant for exposing such crimes to management against the Claimant by Franchise Tax Board]. Such action caused a permanent loss of work, a damage of $[compensation] for at least 5 years (former compensation increased 5% each year for 5 years), being denied work by others because of such action — firing. California Penal Code Section 153 — compounding crimes; Section 182 — a criminal conspiracy; Section 186 — Racketeering. Civil penalty is defined in 18 USC 1964 — triple damages.

By such repeated actions by [respondents] and the [IRS] [and/or] [state taxing agency] Agents, a criminal conspiracy is established of fraud, extortion, theft and RACKETEERING and acts of SEDITION AND TREASON.

The specified penalty (civil) damages for crimes committed are as listed on the TABLE OF CRIMES on the following pages, drawn from the civil penalties as specified in the Criminal Codes. Undefined crimes (Constitutional violations not listed in the Criminal Code) are set by Title 18, United States Criminal Code

Page 62

Sections 3571. Felonies are set at $250,000 and misdemeanors at $100,000 for each offense by each officer or official. Accounting of damages are tallied as follows:

[format document so the following remains all on one page] ACCOUNTING OF DAMAGES SUSTAINED PARTIAL TABLE OF CRIMES

RACKETEERING (Civil) [Lost salary, lost pay, monies from bank account, credit union, whatever the ACTUAL DAMAGES are that can be proven multiple by 3 — triple damages.]

$[amount]x3 = $[total amount] 18 USC 1964 [block may be broken here is necessary] * ********

* ********

Nature of crime

Damage Penalty

Authority of damages



18 USC 1001

EXTORTION [# of counts of GRAND THEFT from count 3 (Felony) (18 USC 2112) no.x $250,000

$****5,000 $*********

18 USC 872 18 USC 3571, 3623



18 USC 241



18 USC 1963




37 Constitutional violations from Count 2……..


Partial Table total………..


Racketeering civil penalties..

$[salary and other actual damages]



$[add the above]

Page 63

[end of block for one page]

The undersigned Complainant Affiant, [name], declares under penalties of bearing a false witness, that the complaint as stated herein is true, correct and certain, now a matter of public record, a standard operating procedure of the [IRS] [state taxing authority] and the conspiracy demonstrated, by personal experience. (exhibits attached)


COMMERCIAL AFFIDAVIT [other exhibits; i.e., of off-point no responses]

DATED: _____________________________

[name] Complainant Affiant

[below this point – Notary item should all be on one page.] WITNESS my hand this ______day of _________________, 1993 /s/___________________________ [name], SUI JURIS

On this ______day of ______________, 1993, before me, ___________________________, the undersigned Notary Public in and for the State of [state], appeared __________________________, ( ) personally known to me, ( ) or proved to me on the basis of satisfactory evidence, to be the person whose name is subscribed within this instrument and acknowledged to me that he executed the same in his authorized capacity(ies), and that his signature on this instrument is true, correct and certain.

Witness my hand and official seal:

Appendix B.5 – Coloring Agreement

This agreement can be used to establish the Constitution and the Bill of Rights as “colorable law” between Page 64


) ) )



/s/______________________________ SIGNATURE OF NOTARY PUBLIC

you and a government official. It is more likely to be effective against an administrative or executive employee than a judge or a high elected official. To the former, the amounts of money involved are significant. The latter may be rich enough to regard this agreement as a minor nuisance.


PRESENTER (your name) (your address)

PRESENTEE (government official’s name) (agency’s address)


1. I, [government official], presentee, here agree to accord to the presenter, [your name], the rights, per ARS 47-1201.36 [or UCC 1-201(36)] declared in the four referenced documents as a limitation upon myself and my agents, per ARS 47-2209.A [or UCC 2-209(a)]: a. Constitution for the state of _________

b. Constitution for the United States of America c. Declaration of Independence d. English Bill of Rights of 1688

2. These four documents constitute a statement of the colorable law between the above two parties per ARS 47-1105.A [or UCC 1-105(a)], and amend any previously existing agreements between the parties ab initio, per ARS 47-2207 [or UCC 2-207].

3. No provision of this agreement or the rights thereof shall be deemed waived by a waiver of a breach upon the agreement. There is no waiver of punitive damages.

4. Presenter reserves choice of law, including actions in law or equity, Federal law civil rights actions (either in state or Federal court, lien and lis pendens, for either a breach of this agreement, or for continuing dishonor of this agreement.

5. Presentee waives any right of removal to Federal court if a state court action is instituted upon a breach of this agreement. Should this provision be unenforceable, presentee agrees to removal/remand to the U.S. Court of Federal Claims.

6. No immunity shall attach to the violator of the above rights (see Hafer v. Melo, 112 S.Ct. 358 (1991)) and per Article 2, Section 31 of the Constitution for the State of Arizona.

7. SCHEDULE a. Violation of the above rights, including dishonor of this presentment, shall be valued at $1,000 per violation or actual damages, whichever is more, for each such act violative.

Page 65

b. Violation causing arrest or imprisonment shall be valued at $10,000 per violation or actual damages, whichever is more, for each such act violative.


8. Invasions of the above denominated rights shall act as a lien upon the nonexempt property of the presentee as follows: a. Nonexempt household goods; and b. Real estate; and

c. Future earnings; and d. Other personal property


9. If, after 90 days from the claim on a breach on the above agreement, payment is not received by the presenter, action may be commenced without further notice and presentee will be deemed to have consented to such action as a collection on an account.


Sign, date, copy and return by first class mail to the presenter within three days of your receipt.

MAILED to presentee: 1st time on __/__/__ 2nd time on __/__/__ 3rd time on __/__/__


Secretary of State State of _______

Debtor was presented on __/__/__ with the attached agreement. It was not timely dishonored. On __/__/__ debtor breached the contract by the following acts:











Commercial Lien



UCC 9-401(a)(3)


merchant debtor

Page 66

1. …….. On __/__/__ demand was made and no payment was forthcoming.

Lienor is due $______ and the subject of the lien is the personal property, household goods, real estate and future earnings of the above debtor.

The foregoing is a true, correct and complete statement made under penalty of perjury. (date, signature, jurat and notary seal)

Appendix B.6 – Phil Marsh’s Lien on the U.S. Government

I, Phillip Marsh depose and affirm and state as follows: The parties of this Commercial Lien are cited on this page and page 4 attached.

All processes are those in which Constitutional and Commercial Rights have been abridged and denied. Nothing has been provided to Lien Claimants by any Public Official or Officer (Including Congress), associated or by directive in connection with The Federal Emergency Martial Law Act, the New World Order, or the Federal Reserve Bank, to demonstrate or prove that they are Commercially Bonded to operate any Processes which abridges or denies any Commercial provision of the United States Constitution or the California State Constitution.

In the Office of the County Recorder

State of California The County of San Joaquin

Phillip Marsh; and the Citizens of the United States IE; (Does 1-250,000,000), Lien Claimants


President of the United States George Bush; Reserve Bank, Alan Greenspan, Chairman; and Shirley Peterson, Commissioner, Internal Revenue Service.

Lien Debtors (Severally and Jointly Liable)

§ § § § § § § § § § § § § § § § § §

A SECURITY (15 U.S.C.) Claim of Commercial Lien and Affidavit

– EXEMPLARY – To Guarantee Bond On Performance Of All Public Officials, Officers of the United States, (Including Congress), Who, By Association or Directive Are Connected In Any Way To The Federal Emergency Martial Law Act; And The Federal Reserve Bank, A Private Corporation The United States Congress; The Federal § Alan Greenspan, Chairman of the Board.


Page 67

This Commercial Lien is commercially necessary to guarantee for both the Lien Claimants and the public in general; (Does 1 – 250,000,000) that such bond does exist upon said Officials and Officers (Including Congress, Federal Reserve Bank, and Alan Greenspan, Chairman of the Board) and is not placed for any other reason or harassment of persons or processes; and,

that the Federal Emergency Martial Law Act will be disbanded immediately; and

that The New World Order proposed by President Bush shall be immediately negated; and,

that The United States Constitution shall be returned as the Law of the Land to the People; and,

that the Federal Reserve Bank, A Private Corporation immediately disband the Internal Revenue Service as the collection arm for those taxes; and,

that The Federal Reserve Bank be disbanded as the “Controller” of The United States Monetary System; and,

that the United States Monetary System be reinstated under the authority of The United States Congress, as was intended by The Constitution of The United States.

The cited Lien Debtors are being liened for a minimum of $10,000 each by each of the Lien Claimants for a total in excess of $2,500,000,000,000.00, which was arrived at by using the $10,000 multiplied by 250,000,000 citizens based on and pursuant to Title 18 USC §241 of the United States Code, for violations of the United States Constitution and Constitutional Rights, including the Seventh Amendment of the Bill of Rights which guarantees a jury trial in all Commercial processes. Additionally, an approximation of Thirty-Five (35) Civil Rights violations, i.e., other Commercial provision of The United States Constitution.

This Commercial Lien is intended to notify, through recording, that all real and movable property of the aforementioned can be seized from the cited Lien Debtors and those yet to be named as Lien Debtors.

This property is being seized as a pledge that the specifics as requested are adhered to, and to secure a portion of the above cited specifications and obligations as declared, and to apply it as a bond on the persons and activities of the Officials, Officers (Including Congress), Federal Reserve Bank (Alan Greenspan, Chairman of the Board), and other such Lien Debtors as may be added from time to time, for whatever relevant and just Commercial Agreements.

This Commercial Lien is not Lis Pendens Lien, therefore it may not be removed or dissolved by any other parties except the Lien Claimants or a Common Law Jury properly convened and used to settle the claimants’ cause.

Additionally, those named and unnamed Lien Debtors, which may be added from time to time, for whatever relevant and just Commercial Agreements, would also be relevant to the aforementioned.

List of Lien Debtors:

Page 68

President of the United States George Bush; The United States Congress; The Federal Reserve Bank A Private Corporation, and Alan Greenspan, Chairman; Shirley Peterson, Commissioner, Internal Revenue Service; all persons connected now and in the future severally and jointly liable.

Affirmed and respectfully submitted this 30th day of September, 1992 .s/ Phillip Marsh State of California County of San Joaquin

I, Phillip Marsh, being first duly sworn, say: I am the claimant so named: I have read the foregoing claim and know the contents thereof; and believe the same to be just and correct.

Subscribed and affirmed/sworn to me, a Notary Public, this 30th day of September, 1992. Notary Public in and for The State of California, residing at Stockton, California.

s/Robert Murray My commission expires: 12-6-1995

Appendix B.7 – Nelson Starr’s Lien on Judges and IRS Agents

This is the lien that the President of the Florida Bar Association could find no way to extinguish. Notice the brevity of this lien. This may be a key to its strength.



Nelson E. Starr, Lien Claimant


William P. Barr, Roberto Martinez, Shirley D. Peterson, William J. Zloch, Norman C. Roettoer, Jr., Dennis Felton, Richard Jarvis, John Morrell, Richard L. Kauff, and All Persons and Others Listed;

Page 69


To Guarantee Bond on the Specific Performance of and by All public Officials, Officers of the Court, and Title Insurance Companies Connected with this Cause of Action Consisting of Court Case: No. 92-14134 CIV- REHOE

I, Nelson E. Starr, depose and say as follows:

1. The parties of the Commercial Lien are cited in the following “List of Lien Debtors,” where they are identified in the Official Capacities.

2. All processes in the above cited case have been summary processes in which the Constitutional and commercial right to jury trial has been abridged and denied. All other supporting processes have likewise been summary processes.

3. Nothing has been provided by any public official or officer of the court in the above cited case to demonstrate or prove that they are commercially bonded to operate any summary processes which abridge or deny any commercial provision of the United States Constitution or the Florida state Constitution.

4. This commercial lien is commercially necessary to guarantee for both the lien claimant and the public in general that such a bond will exist upon the said officials and officers of the court and is not placed for any reason of harassment of persons or processes.

5. The cited Lien Debtors are being liened for a minimum of $350,000.00 each, based on Title 18, Section 241, of the United States Code for violation of United States Constitutional Rights including the Seventh Amendment of the Bill of Rights, guaranteeing a jury trial in all commercial processes and approximately 35 other commercial provisions of the United States Constitution.

This commercial lien is intended to seize all the real and movable property of the above cited Lien Debtors and those on the attached extended list of Lien Debtors. This property is being seized as a pledge to secure the above cited obligation declared in paragraphs 2, 3, and 4 to apply it as a bond on the persons and activities of the officials, officers of the court, title insurance companies, and other such Lien Debtors as may be added from time to time for whatever relevant and just commercial agreement.

This commercial lien is not a lis pendens lien. It may not be removed or dissolved by any parties except the Lien Claimants or a common-law jury properly convened and used.

Affirmed and respectfully submitted this 11th day of August, 1992. /s/ Nelson E. Starr FDL 5360-625-47-204 AFFIDAVIT

Page 70

State of Florida



County of Palm Beach


Nelson E. Starr, being first duly sworn, says: I am the claimant above named; I have read the foregoing claim and know the contents thereof, and believe the same to be just.

Subscribed and sworn to before me this 11th day of August 1992.


And all persons connected with the case now and in the future severally and jointly liable.

Appendix B.8 – Model Commercial Lien

This example is based upon California statutes. You must change all legal citations to suit your own situation. —————————————————— RECORDING REQUESTED BY



William P. Barr Roberto Martinez William J. Zloch Norman C. Roettoer, Jr. Shirley D. Peterson

A. B. Phillips Michael D. Allen Merlin W. Heye Frank Turner Steven Vecchione Dennis Felton Richard Jarvis John Morrell Richard L. Kauff

United States Attorney General U.S. Attorney for Southern District of Florida United States District Court Judge United States District Court Judge Commissioner, Internal Revenue Service IRS Tax Attorney, Trial Division IRS Director, District Center, Atlanta IRS District Director, Ft. Lauderdale IRS Group Manager, West Palm Beach IRS Chief, Advisory Unit (Lien/Levy) Ft. Lauderdale IRS Revenue Officer IRS Revenue Officer IRS Special Agent President, Kauffs of Palm Beach, Inc.

Page 71

<no IRS zone number[ZIP CODE > <not in any federal enclave>


================================================================= CLAIM OF LIEN

THIS CLAIM OF LIEN IS FILE PURSUANT CALIFORNIA CIVIL CODE § 2872, 2874, 2875, 2881(1), 2883, and 2889, against Lien Debtor(s) for default and breach of contract under commercial law. Section 3281 of Civil Code for damages sustained. California Government Code § 27297.5 and 27387 as an involuntary lien based on consensual actions by knowledgeable breach of contract (explained herein). THIS IS NOT A LIS PENDENS LIEN.

LIEN DEBTOR: [name2]

This CLAIM OF LIEN (Affidavit of Obligation) is a Consensual Lien/Obligation on the part of the Lien Debtor(s), arising out of a private contract formed between LIEN CLAIMANT and LIEN DEBTOR(S). Said contract was initiated by Lien Debtor by claims asserted against Lien Claimant.

LIEN CLAIMANT responded to LIEN DEBTOR by a COMMERCIAL AFFIDAVIT and subsequently a NOTICE OF DEFAULT enumerating the position of LIEN CLAIMANT, proclaiming claims of LIEN DEBTOR to be in error and criminal, and demanding a point-for-point rebuttal by LIEN DEBTOR and proof of basis for his alleged cause of action against LIEN CLAIMANT within thirty (30) days or abate all action against LIEN CLAIMANT, in which failure to rebut Lien Debtor(s) was(were) put on notice that they would be in default.

Subject COMMERCIAL AFFIDAVIT sworn true, correct and complete was sent by LIEN CLAIMANT, [name1] to LIEN DEBTOR(s), [name2], by United States Postal Service, Certified Mail, Return Receipt Requested # [number] on [date] LIEN DEBTOR received said AFFIDAVIT, without signing the certified mail receipt on or about [date]. LIEN DEBTOR failed to respond to AFFIDAVIT/NOTICE, thereby admitting and acquiescing to the declarations by LIEN CLAIMANT, a NOTICE OF DEFAULT was served upon them on [date] by United States Postal Service, Certified Mail, Return Receipt Requested # [number]. Such default admits that the LIEN DEBTOR’S claim was false and fraudulent and that LIEN DEBTOR(S) was(were) guilty of the criminal violations involved in the action of LIEN DEBTOR as set forth in LIEN CLAIMANT’S COMMERCIAL AFFIDAVIT and NOTICE OF DEFAULT and subsequently charged in a CRIMINAL COMPLAINT (AFFIDAVIT OF INFORMATION), given to the United States District Court and the United States Attorney on [date] for LIEN DEBTOR actions.

“Due process requires, at a minimum, that an individual be given a meaningful opportunity to be heard prior to being subjected by force of law to a significant deprivation. . . . That the hearing required by due process is subject to waiver, and is not fixed in form does not affect its root requirement that an individual be given

Page 72

an opportunity for a hearing before he is deprived of any significant property interest. . . .” (Original italics; 401 US 378- 379) Randone v. Appellate Department, 1971, 5 C3d 536, 550.

“In the latter case [Mullane v. Central Hanover Trust Co., 339 U.S. 306] we said that the right to be heard ‘has little reality or worth unless one is informed that the matter is pending and can choose for himself whether to appear or default, acquiesce or contest.’ 339 U.S. at 314” Sniadach v. Family Finance Corp., 395 U.S. 337, 339, 340

In the absence of a response, when the LIEN DEBTOR was given an opportunity to respond, the LIEN CLAIMANT [name1] hereby inserts and records this CLAIM OF LIEN against LIEN DEBTOR, [name2], jointly and severally in the total amount of [amount spelled out ($0.00)], said moneys to be paid in coin minted by the United States Mint, 31 USC 5112 Dollars. Said CLAIM OF LIEN is in the amount of criminal fines, penalties, and damages enumerated in a CRIMINAL COMPLAINT (AFFIDAVIT OF INFORMATION), received by the United States Attorney and United States Magistrate, which total ledger amount is secured by the real and personal community property of LIEN DEBTOR as follows:

PERSONAL, REAL and MOVABLE PROPERTY OF AT [address] save that of LIEN DEBTOR’s wedding rings.

This CLAIM OF LIEN is filed pursuant the California Codes and the Fundamental Commercial Law that has existed nearly 2,000 years:

“The ability to place a lien upon a man’s property, such as to temporarily deprive him of its beneficial use, without any judicial determination of probable cause dates back not only to medieval England but also to Roman times.” United States Supreme Court, 1968, Sniadach v. Family Finance Corp., 395 U.S. 337, 349

Supported by the California Supreme Court, 1971, Randone v. Appellate Department, 5 C3d 536, 96 Cal Rptr 709 and 488 P2d

13.___________________________________________________________________, to command specific performance of LIEN DEBTOR(s) and to impound their property(ies) for claims of obligation for non-performance, default in Commercial Law, malfeasance of office, violation of oath of office, violation of trust, engaging in unbonded acts, and numerous other crimes and offenses cited in the AFFIDAVIT OF INFORMATION (Criminal Complaint) presented to the United States Magistrate and United States Attorney.

This CLAIM OF LIEN is filed against [name2], LIEN DEBTOR and spouse, including all Community Property of both, in order to prevent their evasion of financial liability through efforts to shield property and assets by placing said property and assets in their spouse’s names to prevent attachment for the satisfaction of suits and liens.

CLAIMANT Signed: ________________________ Dated:

Page 73

[name1] WITNESS my hand this ______day of _________________, 1993 /s/___________________________

[name1] STATE OF CALIFORNIA :ss COUNTY OF _______________

On this ______day of ______________, 1993, before me, the undersigned Notary Public in and for the State of California, appeared ___________________________, ( )personally known to me or ( )proved to me on the basis of satisfactory evidence, to be the person whose signature appears in the within instrument and acknowledged to me that he executed it.

Witness my hand and official seal: /s/______________________________ NOTARY PUBLIC

This article was downloaded from on 7/21/2003

Page 74

[[PASTING TABLES IS NOT SUPPORTED]] Affidavit of Obligation

Commercial Lien

(This is a verified plain statement of fact)

Lien #JADOE0000003

Registered Mail # ZW 1234 5678 9GB


All men and women know that the foundation of law and commerce exists in the telling of the truth, the whole truth, and nothing but the truth.

Truth as a valid statement of reality is sovereign in commerce.

An unrebutted affidavit stands as truth in commerce.

An unrebutted affidavit is acted upon as the judgement in commerce.

Guaranteed – All men shall have a remedy by the due course of law, if a remedy does not exist, or if the existing remedy has been subverted, then one may create a remedy for themselves and endow it with credibility by expressing it in their affidavit. (Ignorance of the law might be an excuse, but it is not a valid reason for the commission of a crime when the law is easily and readily available to anyone making a reasonable effort to study the law.)

All corporate government is based upon Commercial Affidavits, Commercial Contracts, Commercial Liens and Commercial Distresses, hence, governments cannot exercise the power to expunge commercial processes.

The Legitimate Political Power of a corporate entity is absolutely dependent upon its possession of Commercial Bonds against Public Hazard, because no Bond means no responsibility, means no power of Official signature, means no real corporate political power, means no privilege to operate statutes as the corporate vehicle.

The Corporate Legal Power is secondary to Commercial Guarantors. Case law is not a responsible substitute for a Bond.

Municipal corporations which include cities, countries, statutes and national governments have no commercial reality without bonding of the entity, its vehicle (statutes), and its effects (the execution of its rulings).

Except for a jury, it is also a fatal offence for any person, even a Judge, to impair or to expunge, without a Counter-Affidavit, any Affidavit or any commercial process based upon an Affidavit.

Judicial non-jury commercial judgements and orders originate from a limited liability entity called a municipal corporation, hence must be reinforced by a Commercial Affidavit and a Commercial Liability Bond.

A foreclosure by a summary judgement (non-jury) without a commercial bond is a violation of commercial law.

Governments cannot make unbounded rulings or statutes which control commerce, free enterprise citizens, or sole proprietorships without suspending commerce by a general declaration of martial law.

It is tax fraud to use the courts to settle a dispute/controversy which could be settled peacefully outside of or without the court.

An official (officer of the court, policeman, etc.) must demonstrate that he/she is individually bonded in order to use a summary process.

An official who impairs, debauches, voids or abridges an obligation of contract or the effect of a commercial lien without proper cause, becomes a lien debtor and his/her property becomes forfeited as the pledge to secure the lien. Pound breach (breach of impoundment) and rescue is a felony.

It is against the law for a judge to summarily remove, dismiss, dissolve or diminish a Commercial Lien. Only the Lien Claimant or a Jury can dissolve a commercial lien.

Notice to agent is notice to principal; notice to principal is notice to agent.

PUBLIC HAZARD BONDING OF CORPORATE AGENTS All officials are required by federal, state, and municipal law to provide the name, address and telephone number of their public hazard and malpractice bonding company and the policy number of the bond and, if required, a copy of the policy describing the bonding coverage of their specific job performance. Failure to provide this information constitutes corporate and limited liability insurance fraud (15 USC) and is prim-a-facie evidence and grounds to impose a lien upon the official personally to secure their public oath and service of office.


John A. Doe/Lien Claimant

c/o Address,

London, England,


Non domestic without the UK

Lien Debtor(s):

JOHN A. DOE: NINO #AA000000A / EIN #00-1234567




Other PARTIES/Lien Debtor(s):



Allegations arise from the conduct of Lien Debtor(s) in regards to conduct doing business as JOHN A. DOE: NINO #AA000000A / EIN #00-1234567.

  1. John A. Doe was born on October 5, 1972, the son by blood of Errol Doe born on May 10, 1951 and Sharon Smith born on April 29, 1957.
  2. Errol Doe was born on May 10, 1951, the son by blood of Peter Doe born on August 12, 1916.
  3. JOHN A. DOE: NINO #AA000000A / EIN #00-1234567 is a public trust operating as a benefit to John A. Doe acting as a holding trust for John A. Doe.
  4. John A. Doe is the only contributing beneficiary of the JOHN A. DOE: NINO #AA000000A / EIN #00-1234567 trust.
  5. John A. Doe is the only legitimate claimant of all of the proceeds, products, fixtures, and the like of the JOHN A. DOE: NINO #AA000000A / EIN #00-1234567 trust.

Proof of Allegations:

  1. Lien Debtor affirms that John A. Doe was born on October 5, 1972, the son by blood of Errol Doe born on May 10, 1951 and Sharon Smith born on April 29, 1957. If no timely rebuttal it is AFFIRMED.
  2. Lien Debtor affirms that Errol Doe was born on May 10, 1951, the son by blood of Peter Doe born on August 12, 1916. If no timely rebuttal it is AFFIRMED.
  3. Lien Debtor affirms that JOHN A. DOE: NINO #AA000000A / EIN #00-1234567 is a public trust operating as a benefit to John A. Doe acting as a holding trust for John A. Doe. If no timely rebuttal it is AFFIRMED.
  4. Lien Debtor affirms that John A. Doe is the only contributing beneficiary of JOHN A. DOE: NINO #AA000000A / EIN #00-1234567 trust. If no timely rebuttal it is AFFIRMED.
  5. Lien Debtor affirms that John A. Doe is the only legitimate claimant of all the proceeds, products, fixtures, and the like of the JOHN A. DOE: NINO #AA000000A / EIN #00-1234567 trust. If no timely rebuttal it is AFFIRMED.

NOTICE is hereby given that Lien Debtor has ten (10) days after receipt of this Affidavit of Obligation to rebut, deny, or otherwise prove invalid the above allegations. Failure to rebut, deny, or otherwise prove any allegation will be construed to be failure to rebut, deny, or otherwise prove all allegations.

Ledgering: Ledgering in the instant matter is comprised solely of the value of the life-long labour of John A. Doe valued at the commercial rate of One Hundred Million (£100,000,000.00) Pounds in functional currency of the United Kingdom.

Surety: Surety for the value of this Affidavit of Obligation/Commercial Lien is things:







SERIAL NOS # JADOE0000001-1000000





I, John A. Doe, certify on my own commercial liability that I have read the above and do know that it is true, correct, and complete, and not misleading, the truth, the whole truth, and nothing but the truth.


John A. Doe

c/o Address

London, England [POSTCODE]

Non domestic without the UK


On this day, _____________________ in the year of 2010, a man, appearing in his true character that identified himself as John A. Doe appeared before me, _________________________, a notary public residing in London, England, and attested to the truth of this affidavit with his oath and autograph.





By the undersigned’s full commercial liability, the undersigned hereby certifies that the following statement is true, correct, complete, certain and not misleading to the best of the Undersigned’s knowledge and belief.

That the undersigned is a man upon the land on the United Kingdom, over the age of twenty-one (21) years and competent to be a witness.

That a true, correct and complete original copy of the Affidavit of Obligation/Commercial Lien number #JADOE000000X and, that a true, correct and complete original copy of the Non Negotiable Security Agreement number #JADOE000000X was mailed to:




By: Royal Mail tracking number #________________________

By: Royal Mail, first-class postage, prepaid this ______ day of ________________, 2010, in London, United Kingdom.



Residing in London, England


Affidavit of Non-Response

I, John A. Doe, a man, residing in the land known as the United Kingdom, do say that as of date, that there has not been any written response to Affidavit of Obligation/Commercial Lien no. #JADOE000000X or any written response to Non Negotiable Security Agreement no. #JADOE000000X for JOHN A. DOE, written by John A. Doe, mailed on the date, in the said United Kingdom.

As an operation of law, JOHN A. DOE/Lien Debtor by dishonour of Affidavit of Obligation/Commercial Lien #JADOE000000X has caused the said Affidavit of Obligation/Commercial Lien #JADOE000000X to turn into an ‘accounts receivable’. JOHN A. DOE is also at fault and tacit agreement of Non Negotiable Security Agreement no. #JADOE000000X.

This matter is stare decisis and res judicata and Lien debtor is in estoppel by way of failure to respond.

I, John A. Doe, certify on my own unlimited commercial liability that I have read the above affidavit and do know the contents to be true, correct and complete, and not misleading, the truth, the whole truth, and nothing but the truth.

As my word is my Bond


John A. Doe, Secured Party

c/o Address,

London, England [POSTCODE]

Non domestic, without the UK


On this day, _____________________ in the year of 2010, a man, appearing in his true character that identified himself as John A. Doe appeared before me, _________________________, a notary public residing in London, England, and attested to the truth of this affidavit with his oath and autograph.





Serial No. JADOE0000002. Ucc-1 File #1234-123-1234-1 Date: Nunc Pro Tunc

Registered No. #ZW 1234 1234 0GB

All Property of JOHN A. DOE: NINO #AA000000A / EIN #00-1234567and all derivatives thereof, Debtor and transmitting utility as defined on UCC-1 financing statement File Number #1234-123-1234-1, File Date/Time 10/OCT/2009 08:51:00 AM, and UCC-3 amendment File number #1234-123-1234-2, of Address, London, POSTCODE, UNITED KINGDOM is hereby the property and security of the Secured Party, John A. Doe of c/o Address, London [POSTCODE], non domestic without the United Kingdom.

This property now owned and hereafter acquired includes, but is not limited to, proceeds, products, accounts and fixtures held by JOHN A. DOE. Property not specifically listed named or listed is included in the same.


The Secured Party is first lien claimant to the debtor known as JOHN A. DOE Public notice of the Secured Party’s claim was given in Voice Newspaper, date. A copy of this publication is attached to this security agreement.

The Secured Party gives notice that before any property can be exchanged, sold, tendered or in any manner disposed of must be compensated to the Secured Party for the property. The first GB£1Trillion of any claim against the debtor will be paid to the Secured Party known as John A. Doe. Any claims against the debtor that exceed GB£1Trillion will be discharged by the Secured Party.

Debtor known as JOHN A. DOE agrees not to harm or injure the Secured Party. Debtor agrees to notify all employers and creditors of the same, as all Debtor’s property is of this date property of the Secured Party. This privately held NON-NEGOTIABLE SECURITY AGREEMENT is not dischargeable in bankruptcy court as the property of the Secured Party is exempt from levy. The Secured Party accepts all signatures in accord with UCC 3-419.

JOHN A. DOE _____________________________

Debtor John A. Doe

Secured Party


I, John A. Doe have a NON-NEGOTIABLE SECURITY AGREEMENT and an Affidavit of Obligation with JOHN A. DOE, and have listed property of JOHN A. DOE on the NON-NEGOTIABLE SECURITY AGREEMENT, the Affidavit of Obligation and my UCC-1 Financing Statement.

Thus I hereby give public notice that I, John A. Doe have a security interest in JOHN A. DOE.

John A. Doe Issue date: November 12, 2009

c/o Temporary Mailing Location Bond number: JADOE0000001

Her Majesty’s P.O. Postmaster

Your Address

England [POSTCODE]

Non domestic without the UK

Timothy Franz Geithner, d/b/a Secretary of the US Treasury REGISTERED MAIL NO. #LY 1234 1234 0GB

The United States Department of the Treasury RETURN RECEIPT REQUESTED

c/o 1500 Pennsylvania Ave NW

Washington, D.C. [20220]


Value of Bond is Unlimited



Attention: Timothy Franz Geithner, Respondent

Enclosed, the undersigned, John A. Doe, herewith accepts for value the enclosed bond, CERTIFICATE OF BIRTH REGISTRATION #123, ENTRY NO. 1234, and all endorsements front and back, being the only legitimate acceptor of said bond being the only party to have put any value into said bond, being the contributing beneficiary of the same. This is in accordance with Uniform Commercial Code, and House Joint Resolution 192 of 5 June 1933, and UCC 1-104 and UCC 10-104.


Please deposit this bond to account bearing the Registered Mail Number # LY 1234 1234 0GB for future identification purposes, and to be used as a set off account against any offers, bills, taxes, or claims, and the like, against the John A. Doe as listed on CERTIFICATE OF BIRTH REGISTRATION #123, ENTRY NO. 1234, or any offers, bills, taxes, or claims, and the like, against the JOHN A. DOE: NINO #AA000000A / EIN #00-1234567 (JOHN A. DOE, debtor to John A. Doe, secured party, see enclosed UCC-1 Financing Statement, file number #1234-123-1234-1), said claim(s) to have been “accepted” and endorsed by the John A. Doe.

Please adjust any offers, bills, taxes, or claims, and the like, against the John A. Doe [see CERTIFICATE OF BIRTH REGISTRATION #123, ENTRY NO. 1234] or the JOHN A. DOE: NINO #AA000000A / EIN #00-1234567 to zero, charge, settle and close any such account, and return the interest to principal, John A. Doe via the JOHN A. DOE: NINO #AA000000A / EIN #00-1234567 at the above post location.

Timothy Franz Geithner, the Secretary of the US Treasury, the United States Department of the Treasury shall have Three (3) days from the date of receipt of this Bond, as witnessed by the Date of Receipt affixed to Royal Mail Return Receipt, to dishonour this Bond by returning this Bond to the Principal at the stipulated mailing address by non domestic post. Failure to return the Bond as stated shall constitute Acceptance and Honouring of this Bond and the Associated transactions, in accordance with the Law, by Timothy Franz Geithner, the Secretary of the US Treasury, and the United States Department of the Treasury to all of the Terms and Conditions contained herein.

This Bond shall be ledgered as an asset as best suits the needs of the United States Department of the Treasury.

This Bond expires at the moment the John A. Doe expires.

_________________________ _________________________ ________________________

John A. Doe – Principal Paul A. Doe – Surety #1 Mary A. Doe – Surety #2

Exemption ID EIN #00-1234567 Exemption ID EIN #00-1234567 Exemption ID EIN #00-1234567

NINO #AA000000B NINO #AA000000B NINO #AA000000B

c/o Address c/o Address c/o Address

London, England [POSTCODE] London, England [POSTCODE] London, England [POSTCODE]

Non domestic without the UK Non domestic without the UK Non domestic without the UK

Witness #1 _________________________ Witness #2 _________________________

Peter A. Doe Jane A. Doe

c/o Address c/o Address

London, England [POSTCODE] London, England [POSTCODE]

Non domestic without the UK Non domestic without the UK

Date: November 12, 2009 Registered Mail No. #LY 1234 1234 1GB

Timothy Franz Geithner,

d/b/a Secretary of the US Treasury

The United States Department of the Treasury

c/o 1500 Pennsylvania Ave NW

Washington, D.C. [20220]

Envelope Contents

Dear Timothy Franz Geithner,

Please find enclosed in the contents of this envelope documents for liquidation of accounts.




UCC-1 Financing Statement #1234-123-1234-1

UCC-3 Financing Statement Amendment #1234-123-1234-2

Until then I am…

Very truly yours,


John A. Doe

c/o Address

London, England [POSTCODE]

Non-Domestic Without the UK

Employer ID No. 00-1234567

Bankers Fraud Exposed

UCC-1 Financing Statement

International Commercial Claim In Admiralty Administrative Remedy Process” Follows This Introductions & Explanation.

The “AR” Administrative Remedy process in brief

Before we can begin to understand the process, we must agree on some definitions.

Federal government (FG): Created by people, called sovereigns, to help us govern ourselves, (“by forming a more perfect union”)

The Federal Reserve (FR): A private company of bank owners, authorized by Congress to issue money, and CONTROL THE UNITED STATES MONEY SUPPLY.

Promissory Note: A legal document where one party agrees to pay another at a certain time, a certain sum, for a certain period of time.

  1. Why the process works.

In summary, the FG went bankrupt 1933 and went to the FR for more money. At this time, the FR asked the FG for additional collateral. The FG said it did not have any more gold and silver, but it had the property of and the ability to tax the American people.

Because “We the people created a more perfect union.. ”Created the government, the government could not use us flesh and blood people as collateral.

So the FG created a legal fiction known as Strawman to use as collateral for their Debt .The FG uses our SSN (Social Security Number) and Birth Certificate to create the Strawman.

(In all legal documents and commercial dealings, whenever you see your name in written in all Capital letter, this designates that your Strawman is being used.)

Once the FR accepted the Strawman as collateral, the FG could borrow money form FR

  1. What the process does.

Right now, as you sit here, you are liable for your Strawman for all contracts your Strawman has entered in to date.

What we want to do is to dissolve this liability. We do that by filling a UCC1 Financing Statement with the Secretary Of State, which when filled PROPERLY, dissolves your liability to your Strawman, making you the Agent or Secured Partyfor your Strawman. You now have control of your Strawman.

As an example, if you want to sign up a professional athlete like Husin Bolt, you must go through his Agent. The Agent will allow you to do business with him. However, if the Husin Bolt gets into an Car Accident and hurts someone, the Agent is not held liable for the accident or injury.

Likewise, you as the Agent for the Strawman are not liable for the LIABILITIES OR OBLIGATIONS of the Strawman. In commercial terms, instead of having a liability status, you now have a secured party status.

  1. How the process is accomplished

We take the UCC1 and use it to begin a process an Administrative Remedy (AR).

Note: The Process is a series of eight documents that are mailed via registered mail to the creditor and any other respondents.

Notary Acceptor makes a written recorded of each mailing of each document. The Notary Acceptor acts as a witness.

A Notary has a judicial power of a Magistrate. If a Notary says something happened, it happened. If notary sys something did not happen, it did not happen.

When the Notary Acceptor is assigned as the return address on the registered, return receipt requested mailing, and the Notary Acceptor does NOT receive a written response, the Notary Acceptor can state that the response was never received.

  1. The 1st document in the AR lays out the Fraud that the bank has committed against you, the borrower, from the time you borrowed the money to the date the document is mailed.

What is a Fraud?

When you took out the loan, you signed a Promissory Note. A promissory note a Monetary Instrument, much like the dollar bills you have in your pocket.

Let`s say for example that you signed a Promissory Note for a Mortgage in the amount. of £100.000. To a bank, That Promissory Note Is The Same As Cash.

Proof: if you look at US dollar bill, you will see written at he top of the words “Federal Reserve Note”. In essence, this Reserve Note is a Promissory Note. This dollar bill is evidence of a debt the FG owes the FR. Your Promissory Note is evidence of a debt you owe the bank.

So to a banker, your £100.000 Promissory Mortgage Note is like a £100.000 bill.

They take the note and they create a Demand Account, in your name, without telling you about it.

The balance of the demand account goes from £0 to £100.000 by deposing the PROMISSORY NOTE into this account.

When they write a Cashiers Check for £100.000 (to pay the seller of the house you just bought their Monies in Full), the balance in YOUR Demand Account goes down to £0.

Most importantly if the whole process stopped right here, there would be no crime committed, no fraud committed, and everyone would be in Equitable position.

HOWEVER , the moment you start paying interest and principle payments after your Demand Account is brought to £0 (above), these payments became your demands.

The bank is taking money out of your pocket, and not giving you anything to equal value in return.

When money is simply demanded from you for nothing that is called Conversion.

The laws dictate that when conversion is used and this fact is brought to light; the damaged party`s compensatory damages are 4 times the amount of actual damages plus the punitive damages are 200 times the amount of the compensatory damages, or 800 times the actual damages.

Example: You are paying £1000 a month for 12 months. Your total out of pocket damage is actually £ 12,000. Your compensatory damages are £48,000 and your punitive damages are 9.7 million dollars, for a total of £9,768,600. Keep this amount in mind as we now return to the AP Process.

Remember the first document in the AR spelled out all of the accusations against the bank and stated their fraud.

This 1st document asked the bank to respond in a specified format. The bank must respond to all 30 items, point by point, within 10 days. If they do not respond, they are admitting guilt. This is called an Admission By Non-Response.

(They will never respond because responding would require them to open their books, expose the fraud and by doing so, they would loose their Charter, which would end their ability to create money.)

  1. Then 10 days latter we give them another opportunity to respond by sending them document Number 2,”notice of fault with an opportunity to cure”. They have 3 daysto respond to this second notice.
  1. When they don’t respond to either document #1 or #2, doc #3, notice of default, is sent, and when they receive it, they are legally in default and they can’t cure the default without paying the damages.
  2. They are then sent a series of demands for money.

At the very end, we file what is called a Notarial Protest. This Notarial Protest summarizes all of the steps that have been taken, states the responses and the non-responses for each mailing, etc.

In addition, we complete a new UCC1 listing all the respondents as ADDITIONAL DEBTORS.

This new UCC1 and the Notarial Protest are taken to the Secretary of State.

The Secretary of State looks at the Notary seal to make sure it is current and the Notary is Duly Commissioned and is in good standing.

The Secretary of state is then REQUIRED BY FEDERAL LAW TO GRANT AN APOSTILLE… which is A SEAL OF THE GREAT STATE OF (THE STATE WHERE YOUR UCC IS FILED). By doing this, the Secretary of State signifies that the protest is Valid.

(We do not go into court. No Federal Judge needs to review this package. The reason is that the judgment has already been secured in the private sector because the defendant (the bank) has already admitted their guilt through the earlier AR process.)

  1. Now you have a Registered Federal Judgement against the bank. You take this Judgment to the county where your property is located, and recorded it with the county recorder. Now you have a lien against the bank. Your lien against the bank is much higher than the bank`s lien against your property.

What can we do with the lien?

  1. You can have us sell this lien for you at peenies on the dollar and still do very well.

Say you sell it for 8 cents on the dollar. The sale would net £781,488.

If you paid the £2000 fee to accomplish the AR, you would receive 60% or £468,803.

Now your loan can be paid in cash and you get clear title to your property.


If they accept the offer, you arrange a closing with the title company, and the bank`s lien is removed from your title. You now have a clear title to your property and still have a lien against the bank.

If they do not accept your offer, your lien is attached to your property and they cannot get the title insurance until they pay off your lien against them.

See the following example to understand that can take place with the bank`s lien.

Example: Your bank`s lien against your property was £100.000.

Your lien against the bank is £ 9,768,600.

After Bill of Exchange for £100,000, which cleared your property of the bank`s lien.

You still have alien against the bank for £ 9,768,600.

There are other options for your large lien against the bank, but those can be discussed privately. The point is that you get clear title to your property and rewards as damages.

H.O.P.E. Resources

Administrative Remedy Summary

This is an International Commercial Claim in Admiralty Administrative Remedy process & consists of:

  1. Two (2) UCC-1 filling, the 1st one is to identity either you or your assigned as the secured party over the property, be it your home, vehicle, bank note, credit cards, etc., the 2nd UCC-1 filling is done after the 3rd mailing of the administrative remedy process naming the financial institute(s) and the related party(s) as the additional debtor(s) for the compensatory and punitive damages.
  2. A total of eight (8) notices are sent out via registered mail with returned receipt by notary and respond to notary.
  3. An Apostile will be obtained through the Secretary of State`s office after all the mailings are completed.
  4. The completed process is then sent overseas for negotiation.

The compensatory and punitive damages is £1,000, # of payments made is 12, total damages:£12,000

£12.000 + 150 processing fee = £12,150 x 4 = £48,600 (compensatory damages)

£48,600 x 200 = £9,720,000 = £9,768,600 (Total Damage Award)

The total damages award is negotiated and for the purpose of illustration, says the negotiated rate is 8% which is £781,488. This amount is then shared between the H.O.P.E Resources and the client at the shared rate agreed upon The Loan Remedy Application. For Example, a 60/40 split would be £468,893 to the client and 312,595 to The H.O.P.E. Resources.

Please Note: On mortgages, auto loans or any kind of instalment loans, the damaged amount is the actual payments of principal and interest made. On credit cards, it is the amount of the line of credit.

From Ambercat

Sweep guitars Michel dezanger

Using Your Exemption by Moses G. Washington

Disclaimer The material in this essay is for educational purposes only and not to be construed as legal advice about what you should or should not do. The information herein is to assist you in performing your own due diligence before implementing any strategy. Formal notice is hereby

given that:

You have 10 days after reviewing any material on this web site to notify Truth Sets Us Free (TSUF) in writing of any word, phrase, reference or statement which is inaccurate, incorrect, misleading or not in full compliance with state and federal law and to give TSUF 30 days to correct and cure any alleged potential flaw. TSUF’s intent is to be in strict compliance with the law.


The Exemption essay discussed the concept of having an exemption from having to “pay” for anything because there is no money of substance with which to “pay”. The exemption can also be thought of as an accounting of what they government owes us for everything they have taken from our parents and us without giving valuable consideration in return. That essay did not, however, discuss how to use or access the exemption. This essay will discuss how one might be able to use the exemption to discharge debt. The implications of discovering how to use the exemption would be staggering. It would mean the ability to get out from under the debt that is crushing so many people.

You could say that the current economic system has been set up for our benefit, to repay us as the beneficiaries of the trust (The Exemption essay introduced the concept of the trust). Our goal is to determine how to effectively use this system without destroying it.

There have been many kinds of instruments (i.e., checks on closed bank accounts, banker’s acceptance and sight drafts) that people have tried to use to access the exemption. Many of these have not been successful, and some have even gone to jail because of their use. That’s not to say that the instruments are morally wrong. It is quite possible that the people who went to jail just didn’t know what they were doing. I suspect that the reason these instruments got people in trouble is because they attempted to use some aspect of the private Federal Reserve system, such as bank routing numbers or account numbers. Those kinds instruments will not be discussed further here since so many negative stories has been heard about them.

We will focus our discussion on two kinds of instruments: bills of exchange (BOEs) and bonds. When referring to these as a group, they will be called “instruments”.

There Is No Money

Before we get into the main topic, I want to say a bit about money. I take the position that there is no “money” or at least no money of substance in our current economic system. You may disagree with this position and there is certainly room for debate. But, for the sake of clarity, I will elaborate why I feel my position is has some merit.

One definition of money is a “medium of exchange”. If you want to use this definition, then I would have to say that there is money in our economic system. We certainly do exchange money or Federal Reserve Notes (FRNs) to get the goods and services that we need. But this definition begins to reveal the problem with what we call “money”.

The word “exchange’ means a situation in which equal value is given between two parties. If there is money of substance, then an exchange can take place. By “money of substance”, I mean something that has intrinsic value of its own, such as gold and silver.

Let me illustrate this concept of an exchange. Let’s say it is 1900 and you own a clothing store. You are selling men’s suits for $20. If someone were to give you a $20 gold piece for a suit, an exchange would have taken place. Both the suit and gold have intrinsic value so both parties received equal value.

Now, let’s update the story to modern times. You have a clothing store and are selling a suit for $300. Someone comes in and give you $300 in FRNs. A FRN is a note. But w hat is a note?

Note. An instrument containing an express and absolute promise of signer (i.e. maker) to pay to a specified person or order, or bearer, a definite sum of money at a specified time… [Black’s Law Dictionary 5th Edition]

So, a note is a promise to pay at some future date. It is a debt instrument. An FRN is a pledge on the part of the government to pay a debt. This means that every FRN in circulation is actually a liability of the federal government. It might appear to be an asset to the one holding it, but it just means the government will pay off the debt some day when there is substance. FRNs are backed by the “full faith and credit” of the UNITED STATES. But where is the government going to get assets to pay off all these liabilities? The government is an artificial entity that has no source of wealth on it its own. The only source the government has is “We the People”. The natural resources of the earth are the source all wealth. But, without people, natural resources have no value. Gold, silver, oil, coal, platinum, diamonds, timber, livestock, and crops are all products of the earth. None of these have any value until people put their ideas and labor into converting the raw materials into something of greater value. So, in one sense, FRNs are only as good as the willingness of the businesses and people to accept them.

Now back to the clothing store illustration. Did the storeowner get anything of intrinsic value when he received the $300 in FRNs? No! The FRN is just paper with no intrusive value. The owner got a promise for payment at some point in the future by the government. No one can determine when the promise of payment might be fulfilled. Since the FRN is a debt instrument, the debt for the purchase of the suit was not paid. You can’t pay a debt with a debt; can you? I don’t think so. All you can do with an FRN is discharge a debt.

While we are talking about money, we also need to discuss the concept of credit. Credit is the ability of a person to borrow “money” or obtain goods on time based upon the perception that the debt will be repaid in the future. All people posses the potential of virtually unlimited credit because all people have the potential to pay back a virtually unlimited amount of debt. A man, through his own labor, might be able to make a sizable fortune by panning for or mining gold or any other business venture. In the same way, an inventive man’s ideas might create a vast fortune. Rather than laboring for gold, a man might invent machines and processes that could mine vast quantities of gold form the earth.

If the labor or ideas of people can create a vast amount of wealth, then it could reasonably be said that people have unlimited amount of credit. This unlimited credit does not apply to just special people. It applies to everyone. No one can predict who might be the next person to come up with a idea, invention, song, book, theory or whatever that might make a huge fortune.

This concept of unlimited credit does not hold true for artificial entities, like corporations and governments. Artificial entities are not alive and cannot produce one product or idea except through the efforts of people. If a banker is willing to give a corporation a large amount of credit, it is only because the banker is convinced that the corporation has organized their people is such a way that they can create the amount of wealth necessary to repay the debt. In fact, one could say that artificial entities can only create debt. It takes no creative power to create debt. It does, however, take creative power to repay debt.

When a company issues a person credit, is the company really risking any of its own resources to give the credit? Research has lead me to the conclusion that the answer is no! A careful study of Modern Money Mechanics, a publication of the Federal Reserve Bank of Chicago, makes it clear that banks don’t have any money of their own to lend and are forbidden from lending their depositors’ “money” when they issue you credit. What they do is exchange (an even swap of value) your promise to pay for credit in an account, FRNs, that you can use to buy goods and services. Since there was an even exchange, you don’t owe them anything. They got the note, (your promise to pay) as an asset and you got FRNs in an account that you could spend. Since they didn’t loan you anything in the first place, the idea of calling them a creditor seems misleading. So when we use the term “creditor” in this essay, we will put it in quotes to remind you that they didn’t loan you anything other than your own credit. We, the living souls, are the real ultimate creditors because it is only through our labor and ideas that any wealth is created. What we have always called “creditors” in the past are really just fictional organizations (“persons” created by the government) to whom we issue some of our own credit.

So, to summarize the points that have been made here, the only kind of “money” in our economic system is credit or promises to pay. When you use a credit card, you are using credit which is a promise to pay. When you write a check, you are promising that your bank will honor it and transfer credits from your account to the account of the party to whom you wrote the check. When you give FRNs for goods and services, you are giving a promise to pay made by the federal government. So, all we really have is a promise to pay. There is no lawful money of substance in our economy.


Since all we have is promises to pay, that means you can never actually pay for anything. The word “pay” implies an exchange of equal value. Since there is no substance backing up our FRNs, you can’t pay for anything. All you can do is discharge the debt.

If it is true that we can’t pay for anything, then how can a BoE or bond discharge a debt? It is done with setoffs.

setoff. … 2. A debtor’s right to reduce the amount of a debt by any sum the creditor owes the debtor; the counterbalancing sum owed by the creditor. … Set-off signifies the subtraction or taking away of one demand from another opposite or cross demand, so as to distinguish the smaller demand and reduce the greater by the amount of the less… [Black’s Law Dictionary, 7th Edition]

When we issue one of the instruments we are discussing, bookkeeping entries should be made to reduce the amount of money owed to our “creditor”. Let’s use an example to clarify this “ledgering”. Let’s say that Bill obtained a $100,000 loan from Corey, and Corey got $1,000 loan from Adam. The three balance sheets shown below reflect the initial situation.


1,000 receivable from Corey


1,000 paid Corey cash

100,000 cash from Corey

100,000 owe Corey



Asset Liability


Asset Liability 100,000 100,000 receivable paid Bill

from Bill cash

1,000 1,000 cash owe Adam

Now, let’s say that Corey wants to discharge his debt to Adam by using a draft. A draft is a three-party instrument where party A (drawer), asks party B (drawee) to pay party C (payee). So, in our example, Corey (drawer) is going to issue a $1,000 draft where Bill (drawee) is instructed to pay $1,000 to Adam (payee). In essence, the draft would cause setoff transactions in the balance sheet of Adam, Bill and Corey. No real “money” needs to trade hands to accomplish the discharge of the debt. The balance sheets below show the result for each person.

Adam Bill

Asset Liability Asset Liability



0 99,000 cash

99,000 owe Corey

Asset 99,000

receivable from Bill

Liability 99,000

paid Bill cash

Now, let’s change the names of the players. Let’s say that Adam is one of your “creditors”, Bill is the federal government, and Corey is you. The amount of debt owed by the federal government is very large because of your exemption. The same concept applies with this new scenario. The government and your creditor could do setoff transactions to remove your debt. The actual mechanism would be somewhat more complicated because the creditor’s bank would get involved, but the principles and ledgering entries are the same.

When we use a BoE or a bond, we are asking the government to discharge our debt for us out of the “money” that they owe us (exemption). The payee for these transactions would be the

Secretary of the Treasury, who is also the trustee for the U.S. bankruptcy. As such, he is responsible for distributing all funds, just like any other trustee in a bankruptcy proceeding. So, we ask him to be our banker and discharge our debts for us. This is what HJR 192 of June 5, 1933 says the government will do: The government will discharge our debts “dollar for dollar”.

Other than FRNs, most of “money” that flows in our economy is just bookkeeping entries or digits in various computers. When debts are discharged, no real money flows. The only thing that happens is that bookkeeping entries are made on various computer systems. When you write a check to a merchant, eventually the merchant’s checking account will be credited with the amount of the check, and your checking account will be debited with the same amount. When you use a debit card, the same thing happens. The only thing that is different is that no check is written; it’s all done electronically.

Debts That Can Be Discharged

Now we’ll describe what kinds of debts can be discharged with these instruments. BoEs and bonds can only be used to discharge public debts – not private debts. But what is public debt and what is a private debt? I define private debt as debt between two living souls (man to man, man to woman, etc) and public as debt to any legal fiction or any entity created by or authorized by the government. This means the “public” would include any government entity (municipal corporation), any corporation (S Corp or C Corp), limited liability company or partnership, statutory trust, partnerships or DBA (doing business as). All “public” entities have made application and received permission to exist.

In order to discharge a public debt, there would have to be a charging instrument or a bill itemizing the debt. The charging instrument would show how much was owed and to whom it was owed. The charging instrument could be a regular monthly bill or it could be a pay-off statement. You can only discharge the amount found on the charging instrument, nothing more. That means you can’t write an instrument for $2000 when only $1000 was owed and expect to get a refund of $1000 in cash. This also means that you can’t do a charitable donation with one of these instruments since there is no debt owed and no charging instrument. If you want to give to charity, it will have to be by some means such as using a credit card or taking a cash advance on a credit card or getting them to bill you for a pledge.

At this point, it appears that the easiest and most successful type of public debt to discharge is unsecured debt. This would include any debt in which the “creditor” or claimant (the one making the claim you owe them money) does not have any collateral. Perhaps the best example of this kind of debt would be credit card debt.

You can use your exemption to discharge the debts of others. There is nothing to prevent you from paying a bill for someone using your check or credit card. So the same rules apply to using your exemption to discharge the public debt of another man, woman or a charitable organization. However, I would suggest that you not attempt to discharge the debt of others. The reason I take this position is that the person whose debt you are discharging probably does not have the knowledge to handle any difficulties that may arise from your actions, so they will then have to rely on you to fix the problem. There are some things you simply cannot do for someone else.

They will just have to do it themselves. So, I believe it is better to not even attempt to discharge the debts of others.

Some have wondered if there is a mechanism to simply “withdraw” all the “money” the government owes you. At this point, I do not believe that such a mechanism exists. The reason is that, according to HJR 192 of June 5, 1933, the government will discharge the debts “dollar for dollar”. HJR 192 doesn’t say anything about “withdrawing” funds. I also believe it would be ill advised for people to “withdraw” all their funds even if it were possible. When you discharge a debt with your exemption, you actually remove money from circulation because the debt is a liability that is offset by the asset of your exemption. So, if everyone were able to “withdraw” their full exemption at one time, there would be no FRN’s left in circulation. All of the economic collapses in our nation’s history, prior to 1920, can be directly traced to a shortage in the amount of money in circulation. If everyone were to “withdraw” their “money”, it would lead to massive economic upheaval and chaos in our society.

Debts That Cannot Be Discharged

Private debt, between two living souls, cannot be discharged using these instruments and it is ill- advised to attempt to use these instruments on debt secured by collateral. The best example of this kind of debt is a car loan. If you were to discharge a car loan using these instruments, the “creditor” would probably eventually have the car repossessed. Even though it would technically be stealing the car, if you were to call the police about the theft of the car, they would likely say it is a civil matter. This is just a way of saying they aren’t going to get involved.

Direct purchases also cannot be made with these instruments. You cannot just walk into a store and offer an instrument to obtain what you want. HJR 192 just says debts will be discharged dollar for dollar; it doesn’t say anything about buying goods. Many people have tried to use one of these instruments to buy expensive items like cars and houses, and many have heard the stories about those people being arrested and going to prison. This does not mean that it is impossible to use these instruments to buy items or that the instruments are not valid. It may mean that the people who tried to use them in this way didn’t know what they were doing and therefore got themselves in trouble. So at this point, I would simply suggest that you not try to use these instruments to buy products. For now, it would appear to be a better strategy to charge items on a credit card and then discharge the credit card with an instrument.

Some Words of Caution

It is recommend that if you want to try to utilize these instruments, go slowly. Try using these instruments on debt that you already have and may be having trouble paying off. You won’t have much to lose by trying these techniques on existing, unsecured debt.

It is also suggested that you not issue very many of these instruments within a short period of time. Again, take it slowly. Learn what you are doing. Try issuing just one of two and see how the “creditors” respond. Dealing with creditor who may not like your instrument (more on this later) can be very time consuming and emotionally draining. I have heard of people, who were in serious financial trouble, who issued a dozen instruments within a few weeks and quickly

became overwhelmed just dealing with paperwork of all the creditors. Even if you are in very serious financial trouble, go slowly and tread softly.

It would definitely be a bad policy to go out and create a lot of new debt or attempt to buy everything you ever wanted using these techniques. Prove the concept to as workable for yourself first. It would be a real tragedy to create a lot of new debt that you might not be able to “pay” (or discharge) if you can’t make the concepts work. This is also a philosophical issue that stems from my belief system. There is a fine distinction between what you want and what you need. The human heart or spirit (depending upon the terms you use) can be very deceptive. We can easily convince ourselves that we need a 6,000 square foot house when the needs of our family could easily be met by a 2,000 square foot house. Examine your motives when you want to use these instruments. I believe it is all right to get the things you need to survive; but, when you start trying to get all the things you simply want, you can damage to your own spiritual well- being.

The Right Mind Set

Many people have successfully used these instrument to discharge debts, but that doesn’t mean that you will be able to achieve the same results. The outcome you achieve depends largely upon you. In order for any remedy to work, you need more than information, you need understanding, which only you can provide. It is not enough to merely use the information. You must understand what you are doing and why you are doing it. You must provide the understanding, determination, persistence and courage to apply the information correctly. In other words, you must have the personal character necessary to make any solution work. You must “own” (internalize) the knowledge and be able to effectively use and apply it to be truly successful.

So, how can you develop your own understanding and character? Only you can answer that question. Each person must follow their own path to develop understanding and character. I would propose you undertake this journey with a long-term commitment to honesty, truth, integrity and justice. These are matters of the heart and/or spirit. The heart can easily be deceived by selfish desires. So, I recommend that you use something other than your own wishes as the plumb line by which you judge your heart. I propose that you use the Bible for this purpose (although you may be more comfortable with some other standard). I would also advocate that you find others with a similar belief system whom you give permission to ask the tough, probing questions about your motives and intent, to help guard you against self-deception. You must guard against a desire for quick personal advantage or getting something for nothing.

If you use the information provided here (and in greater detail elsewhere) and you lose in a given situation, this will not mean the war is over or that your efforts went unrewarded. The failed attempt may well be part of your journey toward the understanding and character that you will require to eventually win the war and gain greater personal freedom. Personal freedom is well worth fighting for, so be determined and not give up at the first setback or unexpected result.

Bill of Exchange

Now we will turn our attention to the bill of exchange. You might be wondering where people got the idea of using a bill of exchange. The idea came from a Federal Reserve publication.

Modern monetary systems have a fiat base – literally money by decree – with depository institutions, acting as fiduciaries, creating obligations against themselves with the fiat base acting in part as reserves. The decree appears on the currency notes: “This note is legal tender for all debts, public and private.” While no individual could refuse to accept such money for debt repayment, exchange contracts could easily be composed to thwart its use in everyday commerce. However, a forceful explanation as to why money is accepted is that the federal government requires it as payment for tax liabilities. Anticipation of the need to clear this debt creates a demand for the pure fiat dollar. [“Money, Credit and Velocity,” Review, May, 1982, Vol. 64. No. 5, Federal Reserve Bank of St. Louis, p. 25]

The Federal Reserve is saying that the people could easily replace the use of Federal Reserve Notes in daily life by using exchange contracts. This is very interesting idea. It means that we can use exchange contracts to discharge out debts. So what is an exchange contract? The legal dictionaries do not give a definition for “exchange contract.” So, let’s see what the words mean individually.

Contract. An agreement between two or more persons which creates an obligation to do or not to do a particular thing. It’s essential are competent parties, subject matter, a legal consideration, mutuality of agreement, and mutuality of obligation. … [Black’s Law Dictionary 5th Edition]

Exchange. To barter; to swap. To part with, give or transfer for an equivalent… [Black’s Law Dictionary 5th Edition]

exchange. … 2. The payment of a debt using a bill of exchange or credit rather than money… [Black’s Law Dictionary 7th Edition]

Taking these two words together, it seems reasonable to conclude that an “exchange contract” is a contract in which equivalent value is transferred between two parties under the terms of a contract. Black’s 7th edition also indicates that an exchange can include a bill of exchange. So, what is a bill of exchange?

Bill of exchange. A three party instrument in which first party draws an order for the payment of a sum certain on a second party for payment to a third party at a definite future time. Same as “draft” under U.C.C. A check is a demand bill of exchange. See also Advance bill; Banker’s acceptance; Blank bill; Clean bill; Draft; Time bill. [Black’s Law Dictionary 5th Edition]

So a bill of exchange is also called a draft, but what is a draft?

Draft. A written order by the first party, called the drawer, instructing a second party, called the drawee (such as a bank), to pay a third party, call the payee. An order to pay a sum certain in money, signed by a drawer, payable on demand or at a definite time, and to order or bearer. … An unconditional order drawn by a drawer on drawee to the order of the payee; same as a bill of exchange. U.C.C. § 3-104. See also Check; Documentary draft; Redraft; Sight draft; Trade acceptance. [Black’s Law Dictionary 5th Edition]

So, a bill of exchange is the same as a draft and a check is a demand bill of exchange. We are all familiar with a check, which is just a special form of a bill of exchange. It appears to be possible to use a bill of exchange to access what the government owes us: our exemption.

Before you can issue a BoE, there are several steps that should be completed. These include: copyrighting your straw man name as a trade name/trademark, signing a security agreement between you and your straw man, filing a UCC-1 with both your birth state and your state of residence, and establishing an account with Secretary of the Treasury. Each of these pieces is critical and they must be done in a specific order.

It appears that the straw man was created by the government. Therefore, based upon the principle that someone who creates an entity owns the entity, the government owns the straw man. It is not clear exactly what kind of entity the straw man is. Some have suggested that it is a trust while others say it is a corporation sole (a corporation of one). For our purposes, it does not matter. What does matter is that we must take control of the straw man, both its name and its finances and assets. We can take control without taking ownership.

By copyrighting your straw man’s name as a trade name/trademark, you will take control of the use of the straw man’s name, but not the entity. A common law copyright is the type of copyright we use for this purpose. You have the right to copyright the straw man’s name because it was created from your true name, which is your full birth name printed in with upper and lower case characters, e.g. John Quincy Public. The names that you would copyright would include all spelling variations of your true name except the true name itself, e.g. JOHN QUINCY PUBLIC; john quincy public; JOHN Q. PUBLIC; John Q. Public; JOHN Q PUBLIC; John Q Public; JOHN PUBLIC; John Public; J. Q. PUBLIC; J. Q. Public; J Q PUBLIC; J Q Public; PUBLIC, JOHN QUINCY; Public, John Quincy; PUBLIC, JOHN Q.; Public, John Q.; PUBLIC, JOHN Q; Public, John Q. The true name itself can’t be copyrighted. The copyright notice is either recorded with a county recorder in your state or published in a newspaper once a week for four weeks. The copyright name has to be established before you can file the UCC-1 because the filing is done using the copyrighted name as the debtor on the UCC-1.

Corporations and the government can only deal with legal fictions. So, all contracts and official records are in the straw man’s name. Title to all property, bank accounts, stock accounts, licenses and permits, and everything else is all held in the straw man’s name. Once the straw man’s name has been copyrighted, you can create a security agreement. The security agreement is a contract between you, the living soul, and the straw man. This contract pledges everything that the straw man now owns or will ever own to you. This is reasonable because, without you, the living soul, the straw man would own nothing.

After the security agreement has been executed, you can file a UCC-1. In order for a UCC-1 filing to be legal, there must be an agreement between the parties. The security agreement is the contractual evidence upon which the UCC-1 filing is based. The UCC-1 filing is a public record of a lien that exists upon all the assets of the straw man to secure the debt the straw man owes you for your labor. The priority of this lien is based upon “first in time is first in line”. This means the first lien filed has priority over all subsequent liens. Anyone who has a lien with lower priority can’t get paid until the first priority lien holder is satisfied. Since you, the living soul, have a lien on everything the straw man will ever own, this effectively means that anyone else who files a lien after yours will never get paid. So, the UCC-1 can be a very powerful defense against all who would attack the finances of the straw man, including but not limited to IRS liens.

A UCC-1 should first be filed in the your birth state (if you were born in another country, it would be where you were naturalized) because that is where the straw man was created. Your birth certificate was recorded with the county recorder and, within 14 days, then sent to the State Department and monetized. A UCC-1 should also be filed in the state where you reside, if different from your birth state, and any state in which the straw man owns real property. The UCC-1 lists the copyrighted name as the debtor and the living soul’s name as the secured party.

This allows you to differentiate between the straw man and the living soul. If the state where you file the UCC-1 thinks the debtor and the secured party are the same person or entity, the state will refuse to file the UCC-1. Some states are extremely difficult to file UCC-1’s in. If that is the case, you may record within your UCC Region.

Once the UCC-1 is filed in the birth state, you can establish a personal UCC Contract Trust Account with the Secretary of the Treasury. This is accomplished by sending the Secretary a cover letter, an initial BoE, a copy of the UCC-1 from your birth state and other documents. The Secretary will send these documents to the UCC Department of the IRS. If all of these documents are properly prepared, the IRS UCC Department will establish the UCC Contract Trust Account; however, you will not receive any notification whether your documents were correct or even if the UCC Contract Trust Account is set up and operational. So, you must know what is required and take it upon yourself to correctly follow each step and have every detail perfected. The Secretary and the IRS won’t help you. Only after the UCC Contract Trust Account has been established can you successfully issue BoEs. If you issue a BoE before the account is established, the Secretary will dishonor and refuse to do the ledgering for your BoE.

Obviously, there is a tremendous amount of detailed information about how to accomplish all of these steps that has not been covered here. All this detail and exactly how to prepare and issue a BoE is beyond the scope of this essay. But I would strongly advise that you not attempt to perform all of these steps without some help by someone who knows what they are doing. There is simply too much that can go wrong.

At this point, you are no doubt wondering what a BoE looks like. The next page contains a sample. Notice that there are several sections of text in green ink. These are variables that must be customized. When sending a BOE, the original charging instrument that has been accepted for value (A4V) must be included and it must be sent by certified mail. A copy of the entire package must also be sent to the Secretary of the Treasury so he will know that you have authorized the BoE.

The BoE package to the creditor must have attached the original presentment (bill) with an accepted for value wording written on it and signed. There are many variations of the A4V wording, but here is the wording that I recommend:

Non-Negotiable Non-Transferable Charge Back Office Holder – Secretary of the Treasury I accept for value all related endorsements in accordance with UCC 3-419, HJR 192 and Public Law 73-10. Charge my Private UCC Contract Trust Account Employer Identification # <ein> for the registration fees and command the memory of account #<ein> to charge the same to the Debtor’s Order, or your Order. Employer Identification # <ein> – Bond # <bond-num> – Pre-Paid – Preferred Stock – Priority Exempt from Levy – Posted: Certified Account Invoice #___________________ Date __________ ________________________________________


<true-name>, Secured Party—Drawer Date: <current-date> c/o <mail-street> <mail-city-st-zip>

To: Secretary of the Treasury, Department of the Treasury Bank – ABA Ledger #000000518 No later than 15 days after receipt, please Credit the account for <account-name> at <creditor-name>

<discharge-amt-text> ——————————————————— $<discharge-amt>

Personal Treasury UCC Contract Trust Account # <ucc-contract-num>

The obligation of the Drawee (acceptor), Secretary of the Treasury, through the bailee (authorized agent) of Claimant’s financial institution, TTL Department, hereof arises out of the want of consideration for the pledge and by the redemption of the pledge under Public Resolution HJR-192, Public Law 73-10 and Guaranty Trust Co. of NY v. Henwood et al, 307 U.S. 247 (FN3), represented by the attached claim Accepted for Value and bearing the account number # <creditor-acct-num>.

This claim document Order complies with UCC 3-104, the terms of the original contract, hereby surrendered as said pledge is redeemed (discharged) by the drawer through the attached document by acceptance for value and exempted from levy. Federal regulations require Claimant’s financial institution to accept this bill, sign and present directly via Certified or Registered mail, Return Receipt to the Secretary of the Treasury — Department of the Treasury on Drawer’s UCC Contract Trust Account. Unless the original Negotiable Instrument is dishonored in writing within 15 days of receipt by the Secretary of the Treasury Claimant’s financial institution is to release the credit on hold to the payee (Claimant) within the time stipulated by Regulation “Z”, Truth in Lending Act or on the date designated, whichever is later. The amount of this accepted draft is to be ledgered by Claimant’s financial institution, TTL Department, to the designated account for the discharge of this claim (Regulation Z).

Bond # <bond-num> These are Certified Funds. NOTICE: The law relating to principal and agent applies.

by ______________________________________________

Bailee’s signature (authorized bank TTL agent) w/o prejudice

Accepted at __________________________ (city), _______________ (state) on __________ (date) Document Copies filed with the DTB


Drawer, Secured Party-Creditor; Without Recourse

To be processed as a check – Do not present for collection $<discharge-amt>Bonded Negotiable Instrument – Void Where Prohibited By Law. $<discharge-amt>


Bill of Acceptance – Time Draft – #<BOE-num>


There are rumors and reports that the FBI and/or the Secret Service are harassing those who use BoEs. There are also rumors that say the Federal Reserve or the Department of the Treasury is telling banks not honor BoEs. This would obviously affect to the ability of the “creditor” to process the BoE and thereby get “paid”. It is very difficult to substantiate these stories and to find out the details of what happened in each case. It is quite possible that the people who used the BoEs in these cases did something wrong in the process of establishing the UCC Contract Trust Account or made some other error. It is also possible that the stories are disinformation put out by “creditors” to discourage people form using the BoEs. In either case, you should carefully consider what you are doing before using BoEs.

At his point in time, I would recommend the use of bonds rather than BoEs. This is based upon complexity of the steps required before a BoE can be issued and the disturbing stories about BoE usage.


If you look up “bond” in Black’s, you will find many definitions and many kinds of bonds. You are probably familiar with bonds such as government bonds, corporate bonds, junk bonds, municipal bonds, bail bonds, U.S. savings bonds and treasury bonds. The one thing all bonds have in common is that a bond is also a “promise to pay”. In this sense, a bond is very similar to a note. The kind of bond that will be discussed here does not have a maturity date or interest. Bonds are usually backed up by something like a mortgage on property. The bond that we will be discussing is backed by your exemption.

Since the bond is nothing more than a promise to pay, it should be a very safe instrument to use. There shouldn’t be any of the confusion that has resulted when other kinds of instruments have been used. Typical responses to other instruments include:

• It is a fraudulent instrument. – Anyone can make a promise to pay. If the bond is fraudulent then so is every note that anyone ever signed.

• It is using the banking system. – Many of the other instruments that have been issued in an attempt to access the exemption have used the banking system numbers such as a bank routing number or an account number. The private Federal Reserve System controls everything in the banking system. We don’t have any authority to use their system without their permission. The bond doesn’t use anything from the banking system.

• You can’t just create money out of thin air. – The government has licensed the banking cartel, called the Federal Reserve Systems, to create money out of thin air. They don’t think anyone else has the right to do this. But the money they create is on the liability or debt side of the ledger. The bond is on the asset side of the ledge because it is backed by real assets (all of the property they are holding for us in trust). Many of the instruments that people have tried to use are on the on the liability side, and this could be the reason they have cause trouble.

One of the reasons that the bond seems to be such a powerful concept is because a great deal of what goes on in this country is backed up by bonds. Government bonds (U.S. savings bonds, treasury bonds) are the instruments that back Federal Reserve Notes. A bond is issued against the birth certificates of every child born in America. All elected officials are bonded when they

take office. Judges and court cases are bonded. If a person wanted to get out of jail while they await trial, they obtain a bail bond. Corporations raise money by selling bonds. The federal government raises money by selling bonds. Cities and counties raise money for roads, schools, and other projects by selling municipal bonds. Bonds are very pervasive in our society.

Researchers in the freedom movement were looking for an instrument that could be used to discharge debts without incurring the risk that is associated with other kinds of instruments. They were thinking about the idea of a bond and were looking for a template for a bond that anyone could use. They found what they were looking for in Mississippi statutes. In fact, they found two different versions.

Mississippi Code of 1972 as amended in §11-33-65 contains a form of bond to discharge debt that is not due.

I, (Your Name), principal, as surety, is held and bound to pay (Example THE STATE OF GEORGIA) the sum of ____ dollars, unless the said (Example Defendant YOUR NAME) shall satisfy any judgment which may be recovered against him by the said (Example Plaintiff, THE STATE OF GEORGIA) in his attachment suit against the said (Example Defendant YOUR NAME) for ____ dollars, returnable before the circuit court of ____ County, (State) on the ____ day of (Month) A. D. 200__.

By me, (Your Name), a man holder in due course, principal.

Mississippi Code of 1972 as amended in §11-33-61 contains another form of bond to discharge debt that is due.

We, ____ principal, and ____ and ____ sureties, are held and bound to pay ____ the sum of ____ dollars, unless ____ shall well and truly pay ____ the sum demanded by him as plaintiff is his attachment suit for a debt not due, the sum of ____, dollars, on or before the ____ day of ____, A. D. ____, and pay the costs of said suit, which is pending in the circuit court of ____ County, Mississippi. This the ____ day of ____, A. D. 200__.

_____________________________ _____________________________ _____________________________

The bond is not for payment or discharge of a debt for the straw man. We, as living souls, created by the Creator, are sovereign. We have unlimited authority over ourselves and the things we create. As sovereigns, we are using the bond to tell a “creditor” that the living soul is not the straw man or the security for the straw man. One party can’t be held accountable for the debt of another without his permission, just like one man can’t be held accountable for the crimes of another. The bond is telling the “creditor” that, if they can provide proof of a lawful contract or debt that the living soul is responsible for, then they can use the credit of the living soul to discharge the debt and settle the account. Said another way, the bond is an offer to contract with the “creditor” to discharge the straw man’s debt if the creditor can’t get the payment from the straw man. After the living soul has tendered the bond, any further attempt the “creditor” makes to get you to “pay” is double jeopardy.

Bonds have been used to successfully to discharge all kinds of debts:

• IRS – Bonds have been used to discharge federal income taxes, penalties and interest. IRS Publication 1450 clearly states that the IRS accepts bonds to discharge tax debts. See for the publication.

• State income taxes • Property taxes – Bonds have been used to discharge these taxes when they were due and

even in cases where the property was about to be repossessed for back taxes. • Traffic tickets, and fines • Citations by various municipal “code enforcers” • Mortgages on homes • Credit card debt • Getting back property that has been seized by the government • Discharge debt from a bankruptcy • Discharge debt from a court case that you lost

There are fewer pre-requisites before a bond can be issued than a BoE and it takes much less time to set up what is required. Just like preparing to issue a BoE, you should copyright the straw man’s name. This will make it clear that you and the straw man are two separate legal entities. But, unlike the BoE, there is no requirement to establish a security agreement, file a UCC-1 or establish a UCC Contract Trust Account. I do suggest that you prepare and record a notice of competency which says that you are competent to handle your own affairs.

A concept that is closely related to the bond is that of a voucher. A voucher is 10% of the value of the bond that may be required to activate the bond. For example, if a person requests a bail bond to get out of jail, they pay the bail bondsman 10% of the face value of the bond. This 10% is the voucher. If someone wants to argue (further negotiate the contract) about the bond you issue to them, you tell them to send you the voucher. In many cases, they will back off.

When you issue the bond, don’t tell the creditor how to process the bond. At first, this may seem strange. But if you give a creditor a check, money order or FRNs, you don’t tell them how to process theses forms of “payment”: It is the “creditor’s” responsibility to know what to do with the bond. They have a wide variety of options including, but not limited to, applying it against their taxes due the government, exchange it with other corporations, hold it as an asset, and hypothecate it.

When a “creditor” receives a bond, they only have two choices. The first choice is to keep the bond, thereby accepting it. If they accept it, the debt is discharged. The second choice is to dishonor the bond and send it back to you. This action would place them in commercial dishonor (more on this later). If a “creditor” were to send the bond back, write this following across the face of their presentment, “Thank you for your dishonor. I accept your dishonor and I’m returning it to you for closure in this matter”. Then send the presentment back to them.

Every bond must have a charging instrument: a bill or payoff statement. When you send the bond, you always send the original charging instrument back to the “creditor”. Write across the face of the charging instrument in red, blue or any color other than black, something similar to the following:

“Accepted for value and returned to you for discharge, closure and settlement by attached registered bond #________”. By: _______________________ Date: ___________

Then you sign it after “By”, with your regular signature, and write the date you signed it. The bond number that goes in the blank space is the number from a registered mail sticker that is used to mail the bond to the “creditor”. The bond is always sent to the “creditor” via U.S. registered mail with return receipt requested. Many court cases have ruled that sending funds via registered mail makes the funds a registered security.

At the same time you send the original bond to the “creditor”, send a copy to the Secretary of the Treasury to show that you are authorizing the bond. If the bond is relating to real property, you might also want to send a copy of the Sheriff of your county so that, if someone wants to seize the property for non-payment, the Sheriff will have notified that the debt has been discharged. These bond copies are stamped “COPY” because there can only be one original bond. The bond copies should also have a copy of the charging instrument attached. It is a good idea to send the bond copies using certified mail with return receipt requested.

It is a good idea to send the bond and the bond copies by having someone else mail packets for you. This person can then fill out a certificate of service for each packet. The certificate of service says they mailed the packet for you and lists their name, the contents of the packet, the method each packet was mailed, the date it was mailed, the party to whom it was mailed, and the name and address of the person who mailed the packet. The packet itself doesn’t have to contain a certificate of service. You just need the certificate of service for your records. The certificate provides you with a third party witness to the contents of the envelope. You can use this a proof should the “creditor” ever dispute the fact that they were paid. The certificate of service shows what was in the envelope and the return receipt proves that they received the packet.

I also suggest that you send them a copy of the copyright of the straw man’s name. The copyright should be a self-executing contract which says that, if anyone continues to use your copyrighted material after they have been given notice of the copyright, they owe you a sum certain for each unauthorized use of your copyrighted material. This may discourage them from harassing you after you discharge the debt. How to collect on this copyright violation is the subject of a separate essay.

The next page shows a sample bond with a number of variables to customize in green.

Registered Mail <reg-mail#-bond-num>

Registered Promise to Pay to the Order of: AGENT

<claimant-name> <claimant-street> <claimant-city-st-zip>


EQUALITY UNDER THE LAW IS PARAMOUNT AND MANDATORY BY LAW. I, <true- name>, a Titled Sovereign do hereby declare:

There appearing no bond, contract or title of record entered by claimant to initiate the matter alleged by <claimant-name> regarding claim number <account-number>;

I, issue this bond to discharge all debt in the matter of claim number <account-number> dischargeable to <claimant-name> as mandated by public policy through the Bureau of Public Debt. In that no lawful money of account exists in circulation and in consideration thereof, I have suffered dishonor by <claimant-name> regarding the matter of alleged creditor’s claim number <account-number>.

I, <true-name>, principal, as surety, am held and bound to pay <claimant-name> the sum of $<discharge-amt>, unless the alleged debtor <account-name>© shall satisfy any debt which may be recovered against it by the alleged creditor <claimant-name> for the attachment of alleged debtor <account-name>© for the sum certain $<discharge-amt>, returnable to <claimant-name>, <claimant-street>, <claimant-city-st-zip> on <due-date>. I, <true-name>, underwrite with my private exemption any and all obligations of performance/loss/costs sustained by <claimant-name>.

Done this ___ day of ___________, 200__ in the county of <res-county>, <res-sate> by me <true-name>, a Titled Sovereign, owner, principal, surety, the <gender>.

debtor’s signature: <account-name> copyrighted fiction By: ______________________________________________



Negotiate this discharge item through the back office for settlement via the pass through account at the treasury window under public policy for discharge of debts in accordance HJR 192 June 5, 1933; 73rd Congress, 1st Session and all associated policies. Charge exempt account number <ssn>.

This ____ day of _____________, 200__. Owner _______________________________


Attachment(s):Acceptance (Presentment from AGENT)

People always want to know if bonds “work”. To answer this question, we first have to define the term “work”. What most people are really asking is the debt settled and does the “creditor” go away and leave them alone. The answer, in most cases, will probably be no. But I would suggest that this is the wrong question.

The more appropriate question to ask relates to the legitimacy of the instrument. It is not appropriate to evaluate the legitimacy of an instrument based upon the reaction of those receiving it. Just because the one receiving the bond is full of greed and an insatiable appetite for more “money” doesn’t mean that what the bond didn’t “work” or is illegitimate. The answer to the question about the legitimacy of the bond is a resounding “yes”, the bond is legitimate! The bond is nothing more than a promise to pay. That’s all anyone of us has to use as “money” in our current system. The bond is just as legitimate a form for a promise to pay as any other form that anyone else can give.

So, now that we have settled the question of the legitimacy of the bond, let’s go discuss to issue of how creditor might respond.

How Creditors Might Respond

The first thing I should say is that I don’t know of a single instance in which anyone has been arrested or gone to prison for issuing a properly executed BoE or bond to discharge a debt. But I must also say that, in many cases, “creditors” either pretend or may in fact not know what a BoE or bond is. It is not your job to educate them. Even if the “creditor” knows what the instrument is, they may not like receiving it or even ignore it.

The reason most “creditors” won’t like your instrument is because they have been accustomed to receiving a lot of interest and principal payments on “loans” they made to you when, in reality, they loaned you your own credit. Said another way, they have pretended to “loan” us money, then ask us to pay back the principal with interest when, in fact, they loaned us nothing from their own assets and had no risk. When we use the instrument to discharge the purported debt, we cut off the supply of all the profits that they think they deserve.

If you are going to have any trouble with “creditors” accepting your instrument, the first and most important issue you must resolve in your own mind is “Did my instrument really discharge the debt?” When you can answer this in the affirmative, then you will have taken a major step. I would also suggest that the answer should be “yes”. Let’s use an example to illustrate this point.

Let’s say you owed someone $100 and that you sent them a $100 FRN to discharge the debt. Let’s also say that you had a certificate of service and a return receipt so you know they received your “money” but then they acted as if the debt was still owed. In this case, was the debt discharged? Of course, the answer is yes! The only question remaining in your mind should be, “Are these instruments valid?” You should not use these kinds of instruments until you are comfortable that they are valid.

Many “creditors” will pretend they didn’t receive the instrument, will not process it or will act dishonorably. These “creditors” will do all kinds of things to get you to “pay” again or re-contract with them. They may say, “we only accept U.S. funds or U.S. currency”. You must be resolute in your own mind that the debt has already been paid. Every attempt on the “creditor’s” part to get you to “pay” again is the action of a third- party trying to extract more credit from you. I say they are third parties because the original contract or debt has already been satisfied and is no longer parties to the contract with you because the contract has been fulfilled. If a complete stranger came up to you demanding money and you knew that you had never entered a contract with them, you would know that they had no legitimate claim against you. You will have to treat the “creditors” in the same way when they want you to “pay” after you have given them a valid instrument.

At this stage in the use of these instruments, it is hard to predict exactly how every “creditor” will respond. You need to be prepared for the possibility that they will act as if you never “paid” them. If you are discharging credit card debt, they may close or cancel the account, turn your account over to a collection agency, and put negative information on your credit report. This does not mean that your instrument was invalid, illegal or fraudulent. It just means the “creditor” doesn’t like it.

How To Deal With Uncooperative Creditors

If the creditor doesn’t like your instrument, it is quite possible that the “creditor” will continue to send you presentments that reflect that the instrument was never posted to your account. This is a matter of ongoing research and for one or more additional essays. But we can give you some ideas about how you might respond.

First, you must respond to each and every presentment you receive. If you are convinced that your instrument was good, then the debt has been discharged. This means that every communication from the “creditor” is an attempt to re-contract with you. If you don’t respond, you are, by your silence, agreeing that you still owe a debt. There is a basic principle of commerce that says if you argue with them or you are silent (don’t respond to a presentment) then you are in dishonor. If you are in dishonor, then you are automatically the loser in the dispute. If the dispute goes to court, arbitration or some other administrative process, you will lose. So, whatever you do, you must remain in honor.

There are only two ways to remain in honor: accept their presentment, or conditionally accept their presentment. Let’s talk about an acceptance strategy first.

A full acceptance would be to accept their presentment without any conditions. Then treat your acceptance of their new presentment as a new contract to which you are going to add your own terms. On the face of any presentment they send you after you have discharged the debt, write in red, blue or any color other than black, something similar to the following:

Accept and returned for closure, discharge and settlement of this accounting. See attached copy of Registered Bond # __________. You are using my

exemption. Send me the voucher immediately. Equality under the law is paramount and mandatory. I am competent to handle my affairs. If you think you are representing me in this matter, you and your heirs/assigns/agents are hereby declared to be incompetent and are fired. Without prejudice and without recourse. Date __________________ By ________________________

Here is an explanation of each phrase in the respons:

• “Accept” – By accepting the presentment, you remove any controversy and remain in honor. This also has the effect of making you the holder in due course of their presentment. You are creating a contract and you can add your own conditions to it. So, the rest of the text is the conditions that you are adding.

• “and returned for closure, discharge and settlement of this accounting” – You are ordering them to settle the matter. This means they should deduct the amount of the instrument from you balance.

• “See attached copy of Registered Bond # __________” – You are reminding them that you have already discharged the debt with a bond. If you used a BoE, then obviously this phrase would have to be adjusted.

• “You are using my exemption” – Your exemption is what is standing behind the BoE or bond and what makes the instrument good.

• “Send me the voucher immediately” – If they want to argue or discuss the matter further, they will need to send a voucher. The voucher would be a check for 10% of the value of the bond. They won’t do this, but it is a way to “mess with them” if they want to “mess with you”. This phrase would only apply if you issued a bond.

• “Equality under the law is paramount and mandatory” – You are reminding them that whatever they demand of you, you can demand of them. You are also stating that they must treat you and your instrument equitably.

• “I am competent to handle my affairs” – They are assuming that you are not competent to handle your own affairs, so you are documenting that you are competent.

• “If you think you are representing me in this matter, you and your heirs/assigns/agents are hereby declared to be incompetent and are fired” – They may be presuming that they can represent you and make legal determinations on your behalf so you are telling them that you are granting then no such authority.

• “Without prejudice” – This phrase comes form UCC 1-207 and means you are reserving all of your law rights in the contract.

• “without recourse” – This phrase comes from UCC 3-414(e) and 3-415(b) and means, if the recipient dishonors the “contract” (the presentment they sent you with your additions), then you, as the endorser, are not liable to “pay”.

• By signing your regular signature after “By”, you are signing as the living soul rather than as an accommodation party.

The creditor may send you a bill that doesn’t show a reduction in the account balance after you discharged the debt. If this occurs, send them a Notice of Error. The letter can be based upon the Truth In Lending Act, found at Title 15 USC §§ 1601 – 1667e (there are parallel regulations in the Code of Federal Regulations for Title 12 Part 226 §§ 226.1- 226.16). Section 1666 specifically deals with “Correcting Billing Errors”. Under this section, you have the right to give the “creditor” a notice of error within 60 days after the “creditor” sends the presentment, which contains an error. Subsection (b) lists seven reasons that you can send a notice of error, including the fact that they did not properly reflect your “payment”. The letter should contain your name, account number, a statement that you believe there is a billing error, the amount of the billing error, and the reason you believe there is a billing error. You can ask the “creditor” to provide copies of documentary evidence of your indebtedness, and you can also ask for an accounting. The creditor has 30 days to respond to your billing error.

It is possible that the “creditor” will not provide an adequate or a responsive answer to you Notice of Error. In such cases, the “creditor” may continue to send you presentments. This can become quite a nuisance. If this happens, you can change your strategy from full acceptance to a conditional acceptance. You would start the process by sending the “creditor” a Conditional Acceptance and Negative Averment or Affidavit. The Conditional Acceptance is a letter in which you state that you will accept the “creditor’s” claim if they can prove the claim. The points in this letter are stated in the positive. For example, you could demand that they provide “documentation validating Respondent’s presumption that the bond that was tendered as payment was an invalid instruments and incapable of discharging the debt”. The Negative Averment or Affidavit states all of the demands you made for documentation in the Conditional Acceptance portion in have not been met. For example, you could say “Affiant has not seen or been presented with any documentation verifying that the bond is an invalid instrument and incapable of discharge the debt, and believes that no such verified documentation exists”. In commerce, an unrebutted affidavit stands as the truth of the matter. The only valid way for the creditor to respond to your affidavit is to send an affidavit of their own in which they respond to each point you have made. So, be sure to ask for evidentiary-quality, verified documentation of things that you know the “creditor” can’t produce or that will prove your position. The typical Conditional Acceptance will contain eight to twelve of these points.

If the “creditor” does not respond in affidavit form within 21 days after you mailed the Conditional Acceptance/Negative Averment, you will want to begin a Notarial Protest. Notarial Protest is an administrative process in which you a notary acts as a third party witness to the “Creditor’s” dishonor (lack of response). To begin this process, you will give a notary an affidavit describing the events with the “creditor” up to this point. You will prepare three sets of documents which the notary will mail out at 11 day intervals: a Notice of Dishonor, a Second Notice of Dishonor or a Notice of Protest, and a Certificate of Certificate of Non-Response and Dishonor or Breach. If the “creditor” never responds to any of the notary’s notices, the notary will issue a Certificate of Non-Response and Dishonor or Breach against the “creditor” and provide you with an original. This certificate can be used to help clear any negative information the creditor puts on your

credit report because it provides proof through a third party witness that the creditor has not validated the debt.

I have heard about another process that can follow behind the Notarial Protest that will give you a remedy through a court. This process is called a Judicial Review and will be the subject of another essay.

It is possible that the “creditor” has added negative information on your creditor report. There are two approaches to removing this bad information. One is to do it yourself by writing letters to the credit reporting agencies. The other approach is to hire a credit repair agency that specializes in credit repair. I suggest the second approach because there is much to know about credit repair, it can be a very time consuming process, ad most agencies have an attorney on staff and the credit reporting companies seem to respond to letters from attorneys more readily than from individuals.


I hope this essay has assisted you in learning about the use of BoEs and bonds as possible means of accessing your exemption and discharging debt. It was meant as an introduction to this topic. It has not been my intent to tell you everything you will need to know to actually issue these instruments. There is simply too much information to convey in essay format. Do not attempt to issue these instruments using the information provided herein because far too many of the crucial details were not addressed. If you decide that you want to pursue the use of these instruments to discharge debts, I strongly advise that you seek the assistance of someone who has personal experience utilizing these instruments. One potential source for this information is the “Remedies” section of Truth Sets Us Free web site,

see GOOGLE for 2004 or later book:-